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An in-between phase

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  • WelshmansDaughter
    WelshmansDaughter Posts: 2,401
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    Ooh lovely that autumnal tree in the last one

  • Slowdown
    Slowdown Posts: 687
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    edited 17 October at 9:15PM

    Is the Heath near Hogwarts? I’m sure that’s the whomping willow. 🤔

  • Sun_Addict
    Sun_Addict Posts: 26,336
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    The tree photos are great. The second tree looks very Halloweeny. Happy Sunday 🍻

    I get knocked down but I get up again (Chumbawamba, Tubthumping) -.literally have been run over by a bike, mobility scooter and a car - still here 💪
  • KajiKita
    KajiKita Posts: 10,916
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    Oh, I am sooo glad you’ve managed to move the oven on! Yes, a loss, but it’s out of your way now and you have some liquidity back from it 😊👏

    Get you, Mrs Wordle! 😊

    KK

    As at 16.10.26:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £209,304
    - OPs to mortgage = £20,180 Estd. interest saved = £10,393 to date
    c. 17 months reduction in term
    Fixed rate 3.85% ends October 2030

    Read 76 books of target 52 in 2026 as @ 23rd October. 
    Produce tracker: £348 of £400 in 2026

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • jwil
    jwil Posts: 24,017
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    Lovely photos!

    Glad you got shot of the oven as well.

    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • beanielou
    beanielou Posts: 101,536
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
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    Good news on the oven.

    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** in ~~Japanese proverb.     ***Keep plodding*** Out of debt, out of danger.
    One debt remaining. Home improvement loan.[/b] [11 months left.[/b]
  • Slowdown
    Slowdown Posts: 687
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    Wordle in two?? 👏👏 I thought their words had been a little way out recently. Maybe I’m just out of practice. Switched to maptap now. Shows up my scant but now expanding knowledge of the world map and I’m nearly always bottom of the family group.
    It’s got interesting and mostly uplifting stories about each location at the end. Give it a try if you’d like something new. 😊

  • PennysIntoPounds
    PennysIntoPounds Posts: 7,557
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    Thanks for the recommendation @Slowdown but I have enough ways to look thick 😂

    Usuals
    Mortgage overpayment 😊
    Steps getting essentials
    Build admin
    Survey
    Household bits. Finally found our last bag of coats and jackets. They were, of course, at the very back of the loft behind everything else

    https://forums.moneysavingexpert.com/discussion/6466032/an-in-between-phase/p1

    'aggressive safety shot' Ken Doherty
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