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An in-between phase
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That's disappointing @badmemory, I haven't come across any crumbly brie issues. Could make a wonderful topping on a mac cheese though!1
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There speaks the eternal optimist. Said with a sob in her voice - I just wanted it on my specially bought for Christmas biscuits. I have a mild (sinus type) allergy to cheese so very rarely buy it. I just wanted my allergy to be worth it if you see what I mean.
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Survey
Receipt survey
Admin
Tidying
Comping
Flat clean
Quarter wussy situps
Shower and hairwash
Saw a friend for her birthday drinks, happily she changed it from expensive rubbish pub to cheaper decent pub
Gawd my diary is boring, thank you to the handful of people who read it and support me, you are appreciated ❤️6 -
Long time lurker….now I’ve signed up, I’m following officially 😀Mortgage (MFD 04/2053) (Jan 25) £238,983.71. Overpayment set to £200 per month. Current: £236,171.58
2025 goals:
20 / 25 books
10 / 25lbs lost
£1000 / £1000 EF
DFW Diary: Spendy Wendy to Saver Savvy — MoneySavingExpert Forum0 -
Never boring PIP. Always look forward to reading about your day.0
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Always read your diary. Don’t very often comment. It is never boring. It’s always well written and humorous even when life throws you a lot of challenges. Don’t stop writing you have a lot more support than you realise 💕💕 xxslowly working towards being MF one small over payment at a time :T1
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badmemory said:There speaks the eternal optimist. Said with a sob in her voice - I just wanted it on my specially bought for Christmas biscuits. I have a mild (sinus type) allergy to cheese so very rarely buy it. I just wanted my allergy to be worth it if you see what I mean.Yeah to cheaper decent pub - lots of my friends looking at where we meet and the drinks cost now whereas before we weren’t that botheredDON'T BUY STUFF (from Frugalwoods)
No seriously, just don’t buy things. 99% of our success with our savings rate is attributed to the fact that we don’t buy things... You can and should take advantage of discounts.... But at the end of the day, the only way to truly save money is to not buy stuff. Money doesn’t walk out of your wallet on its own accord.
https://forums.moneysavingexpert.com/discussion/6289577/future-proofing-my-life-deposit-saving-then-mfw-journey-in-under-13-years#latest0 -
Hello @Spendywendywoo, lovely to meet you, thanks for joining in. Good name, it has made me smile. What has prompted you to go from mse lurker to signing up?
Aw cheers @Blackcats
That's really kind @southern_chick thank you. Always lovely to see you. And whenever I see your name I get 'Southern Man' by Neil Young in my head which is a nice bonus!
I know @LadyWithAPlan, so many places just charging silly prices now and not even for anything particularly decent2 -
Woke up at a horribly early hour for a Sunday, due to radiator coming on and clanking, then when I thought I might be able to drift off, a bird had such big news that it couldn't wait till dawnbreak to tell everyone, at great length, in what sounded like the rapid typing of morse code.
I gave up entirely when a fast asleep Mr PIP warmed his freezing cold backside on my previously warm flesh 😂
£5.80 from survey cashout to flat pot. So that 30p has stopped annoying me, now need 3.50 to get to next £10 mark
Tidying
Comping
Admin
Sent family friend a won £1 off at spar voucher as none near here
Saved money on Sunday paper, shopping, and pub beer by simply not bothering to go outside at all.
An hour carpet walk in dribs and drabs.
Day was spent largely reading my book on the sofa, and trying not to scoff the lemon drizzle cake Mr PIP made before it was ready
Dinner is yellow sticker new potatoes mixed with aldi onions and green beans family friends left here. And salad cream and loadsa cheese
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PennysIntoPounds said:
That's really kind @southern_chick thank you. Always lovely to see you. And whenever I see your name I get 'Southern Man' by Neil Young in my head which is a nice bonus!
slowly working towards being MF one small over payment at a time :T0
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