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An in-between phase
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I had such a crush on Michael Bolton as a child @WelshmansDaughter 🤣
Ooh do @Watty1, such a good use-it-up meal and lovely to be able to have portions left for the freezer. Versatile too, I was considering getting substitute mince like quorn or Linda McCartney but decided to use the lentils we already had in. But you could just use a load of veg, doesn't have to have a 'main'https://forums.moneysavingexpert.com/discussion/6466032/an-in-between-phase/p1
'self-blame can be as egotistical as self-praise... any work worth doing is greater than we are... we must not overrate our importance to it, either for good or ill' Margaret Kennedy Lucy Carmichael1 -
Survey
Usuals
Shower and hairwash
Flat clean before family friends arrive for the week
50 minute walk seeing if a jeweller would buy a pair of gold earrings. Turns out they're gold plate on silver and I have to put them on ebay, noooo
Cheesy potatoes and baked vine tomatoes for dinner
https://forums.moneysavingexpert.com/discussion/6466032/an-in-between-phase/p1
'self-blame can be as egotistical as self-praise... any work worth doing is greater than we are... we must not overrate our importance to it, either for good or ill' Margaret Kennedy Lucy Carmichael3 -
Oh dear, I must have reverted to being a manager of some sort or another as I put on my green De Bono's thinking hat and threw my great idea into the mix and then assumed my work in the team had been done 🤩. Whoops!PennysIntoPounds said:Get involved @KajiKita, it was blimmin lovely. Maybe that can be one of your Fredagsmys cosy aims, should @Blackcats feel to set this diary up for us 😊
best go and do some Belbin completer finisher type work.
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😁 If you would like one of us to set up the diary what with you being busy as a lady of leisure that is fine @Blackcats but obvs we wouldn't do so without your say-so. Btw you do suit a hathttps://forums.moneysavingexpert.com/discussion/6466032/an-in-between-phase/p1
'self-blame can be as egotistical as self-praise... any work worth doing is greater than we are... we must not overrate our importance to it, either for good or ill' Margaret Kennedy Lucy Carmichael2 -
Thanks PIP. I've taken off my hat now and rolled up my sleeves and finally got on and done my work. Thread is up and running over on old style boards.I'll have a rest now and watch the footie1
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I shall go over immediately and lend my support (and stick a link here, tsk, call yourself a manager 😂) Thank you for setting it up for ushttps://forums.moneysavingexpert.com/discussion/6466032/an-in-between-phase/p1
'self-blame can be as egotistical as self-praise... any work worth doing is greater than we are... we must not overrate our importance to it, either for good or ill' Margaret Kennedy Lucy Carmichael3 -
https://forums.moneysavingexpert.com/discussion/6466032/an-in-between-phase/p1
'self-blame can be as egotistical as self-praise... any work worth doing is greater than we are... we must not overrate our importance to it, either for good or ill' Margaret Kennedy Lucy Carmichael2 -
mine took about 4 years! i'd call them every 6 months til i finally got someone trained to fix it!PennysIntoPounds said:Oh and also put in a complaint as HMRC still haven't updated my NI record after their required wait of 39 weeks
Lord knows where my money is
Already feels better ! Still its a huge amt to findPennysIntoPounds said:Although it's actually 123k extra we need so that's already 50k taken care of by me putting the wrong figure before, it's easy this money making lark isn't it 😂
I am with you, had some very nice red tonight in a pub..;) i never diet anyway but noone will be seeing me in a bikini for months now so...]PennysIntoPounds said:We need to get through the other 60 weeks of January first @Sun_Addict 😁
Why people choose to go on diets or drink no alcohol this month is absolutely beyond me.
It's January. What on earth are you thinking 😂
DON'T BUY STUFF (from Frugalwoods)
No seriously, just don’t buy things. 99% of our success with our savings rate is attributed to the fact that we don’t buy things... You can and should take advantage of discounts.... But at the end of the day, the only way to truly save money is to not buy stuff. Money doesn’t walk out of your wallet on its own accord.
https://forums.moneysavingexpert.com/discussion/6289577/future-proofing-my-life-deposit-saving-then-mfw-journey-in-under-13-years#latest1 -
Ahh I love lasagne but can pretty much never be bothered with the faff of making it sadly. I have been known to make a sort of deconstructed version but it's not quite the same. Another favourite I don't make often enough is pizza-pasta bake, where you top off a basic pasta bake mix with pepperoni and mozzarella and bake until golden and bubbling...🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
£100k barrier broken 1/4/25
Balance as at 31/08/25 = £ 95,450.00. Balance as at 31/12/25 = £ 91,100.00
SOA CALCULATOR (for DFW newbies): SOA Calculatorshe/her1 -
I make pasta bakes quite regularly but Mr F is the lasagne-maker in the relationship.
F
2025's challenges: 1) To fill our 10 Savings Pots to their healthiest level ever
2) To read 100 books (46/100) 3) The Shrinking of Foxgloves 8.1kg/30kg
"Life can only be understood backwards but it must be lived forwards" (Soren Kirkegaard 1813-55)1
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