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An in-between phase

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Comments

  • Thanks for all your comments January comrades ✊️



    @Sun_Addict, you probably know this but check you've claimed your referral points etc on eureka as I just got the daily poll streak, claimed but then saw had to claim again in 'achievements', only clocked through idle scrolling



    Usuals

    Got PB money; 100 to current account, 25 to mothers day pot, 50 to flat pot
    Got 25 survey pay out; share to tax pot, grr, 10 current account, 5 mothers day, 5 flat pot

    Bits and bobs of domestic things

    30 minute carpet walk

    Mr PIP is out this evening so I'll be making use of a random dried mac cheese packet that's been loitering in the cupboard. Doesn't look wildly appetising but waste not want not. With emphasis on the 'want not' in this case 😁

    Tasks for this evening are more carpet steps, make myself do a tedious listing, and look into ziffit alternatives as they're still being unusable. I know how to live it up on a Saturday night!

    https://forums.moneysavingexpert.com/discussion/6466032/an-in-between-phase/p1

    'self-blame can be as egotistical as self-praise... any work worth doing is greater than we are... we must not overrate our importance to it, either for good or ill' Margaret Kennedy Lucy Carmichael
  • Sun_Addict
    Sun_Addict Posts: 24,992 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    I hope you enjoy the random mac cheese with a 🍷 to compensate if it’s not very appetising. 
    I get knocked down but I get up again (Chumbawamba, Tubthumping)
  • badmemory
    badmemory Posts: 10,298 Forumite
    Ninth Anniversary 10,000 Posts Name Dropper
    Add a bit of mustard maybe.
  • Good idea @badmemory, I always put it in my homecooked mac cheese but hadn't thought to do it with this. Bit of onion, bit of extra cheese, it'll be fabulous 
    https://forums.moneysavingexpert.com/discussion/6466032/an-in-between-phase/p1

    'self-blame can be as egotistical as self-praise... any work worth doing is greater than we are... we must not overrate our importance to it, either for good or ill' Margaret Kennedy Lucy Carmichael
  • Blackcats
    Blackcats Posts: 4,269 Forumite
    Sixth Anniversary 1,000 Posts Name Dropper
    Completely agree about January having too many days in it.  Apparently there are STILL 3 Fridays left in January so I wonder if the post-Advent Team Tuppence might enjoy a bit of Fredagsmys?
    nothing dodgy I promise 😉 
    its a Swedish term for "cosy Friday".  Staying home in pj's, watching films, playing board games and eating snacks.  Or any variation that suits.  
    We used to do a version of this during lockdown with work chums - a hot chocolate and a teams chat on a Friday afternoon.

    doesn't need to cost anything or very little spend and can include whatever we want including wearing our advent jewellery with our Jim jams if we want.

    https://www.business-sweden.com/try-swedish/articles/cosy-friday-why-many-swedish-families-stay-in-on-friday-nights/




  • That's a really nice idea @Blackcats, we could make it like A Very MSE Advent where we make sure to do/wear at least one cosy/lovely thing every Friday for rest of January or even February too, doable enough around work and other commitments that way..  does this merit its own diary do you think 🤔 
    https://forums.moneysavingexpert.com/discussion/6466032/an-in-between-phase/p1

    'self-blame can be as egotistical as self-praise... any work worth doing is greater than we are... we must not overrate our importance to it, either for good or ill' Margaret Kennedy Lucy Carmichael
  • KajiKita
    KajiKita Posts: 9,423 Forumite
    Fifth Anniversary 1,000 Posts Name Dropper Photogenic
    That's a really nice idea @Blackcats, we could make it like A Very MSE Advent where we make sure to do/wear at least one cosy/lovely thing every Friday for rest of January or even February too, doable enough around work and other commitments that way..  does this merit its own diary do you think 🤔 
    I’m in! And yes to both February and a new diary 😊

    KK
    As at 15.01.26:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £222,084
    - OPs to mortgage = £12,881 Estd. interest saved = £6,203 to date
    c. 16 months reduction in term
    Fixed rate 3.85% ends October 2030

    Read 9 books of target 52 in 2026 as @ 27th January 
    Produce tracker: £36 of £400 in 2026

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • beanielou
    beanielou Posts: 98,040 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Great idea. 
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • I would be up for that too
  • Happy Sunday everyone!

    How's the shoulder feeling @beanielou?

    Survey
    Half wussy situps
    Usuals

    Aldi walk. We really didn't want to but we also really didn't want to pay a premium by going to the sainsers local!

    Finally sorted ziffit/SellYourBooks with absolutely no help from them. £1.80 added to basket. They are now driving me spare sending constant notifications telling me I have items in my basket. I BLOODY KNOW, I PUT THEM THERE

    Mr PIP completed his tax return, hurrah. Lot of faff for twenty quid but such is taxes, I'm sure the chancellor will spend it wisely 👀

    Counted up spare change pots, got a quid in 1p's and five quid in 5p's so just need to find a convenient branch to pay it into 👀

    Walk with Mr PIP for camra discount beer and catch up

    Dinner is based around using the garlic bread in the freezer then defrosting the freezer overnight, we have finally arrived at this mystical land 😂
    https://forums.moneysavingexpert.com/discussion/6466032/an-in-between-phase/p1

    'self-blame can be as egotistical as self-praise... any work worth doing is greater than we are... we must not overrate our importance to it, either for good or ill' Margaret Kennedy Lucy Carmichael
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