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An in-between phase
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Nah of course we got the 'mistake' email too @EssexHebridean
Looking forward to that win @Blackcats but don't know who would be that interested in a thread of me going 'got a pizza, some grapes, and a 3.99 bottle of wine' for a year 😁https://forums.moneysavingexpert.com/discussion/6466032/an-in-between-phase/p1
'self-blame can be as egotistical as self-praise... any work worth doing is greater than we are... we must not overrate our importance to it, either for good or ill' Margaret Kennedy Lucy Carmichael2 -
Bit of a glum day here as we're feeling pretty miserable about the build and how unlikely it is that the council will sign off in time, once we even *can* submit the logistics plan
Usuals
Walk for aldi shop
Got a free review £12 hair conditioner
Walk with Mr PIP for beer and a 'how f*cked are we' summit. We're very f*cked, btw
Feeling cheerier for the walk and beer though!
We only need to find an extra approx £173k in 18 months for a tiny horrible place with Mr PIP working till he's 70, how hard can it be 😂😭😭
https://forums.moneysavingexpert.com/discussion/6466032/an-in-between-phase/p1
'self-blame can be as egotistical as self-praise... any work worth doing is greater than we are... we must not overrate our importance to it, either for good or ill' Margaret Kennedy Lucy Carmichael2 -
Oh and also put in a complaint as HMRC still haven't updated my NI record after their required wait of 39 weeks
Lord knows where my money is
https://forums.moneysavingexpert.com/discussion/6466032/an-in-between-phase/p1
'self-blame can be as egotistical as self-praise... any work worth doing is greater than we are... we must not overrate our importance to it, either for good or ill' Margaret Kennedy Lucy Carmichael3 -
In danger of repeating myself but the council are disgraceful.I keep thinking about that cemetery lodge house Grand Designs episode and would like to understand why Kevin didn't even have to mention planning permission and permits etc. the house was in a cemetery surrounded, unsurprisingly by graves. They excavated under the ground and the lodge, deep enough for a swimming pool and not a mention of a a council official even appearing on site. Anyway that's enough hurumphing from Angry of South England, formerly of South West London 😳1
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Joined by angry of Scotland.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.1 -
Harrumphing for you. It doesn't help I know.My mortgage free diary: +++ Divide by Cucumber Error. Please reinstall universe and reboot+++
GNU Mr Redo1 -
Cheers @Blackcats, please don't stop repeating that sentiment, and @beanielou @redofromstart, it at least makes me feel less alone!
https://forums.moneysavingexpert.com/discussion/6466032/an-in-between-phase/p1
'self-blame can be as egotistical as self-praise... any work worth doing is greater than we are... we must not overrate our importance to it, either for good or ill' Margaret Kennedy Lucy Carmichael2 -
Would it help if you shared their number here and we started bombarding their switchboard with calls about your application …? 🤔
A side thought … have you gone to the local or even national press?KKAs at 15.01.26:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £222,084
- OPs to mortgage = £12,881 Estd. interest saved = £6,203 to date
c. 16 months reduction in term
Fixed rate 3.85% ends October 2030
Read 9 books of target 52 in 2026 as @ 27th January
Produce tracker: £36 of £400 in 2026
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.1 -
They don't pick up the phone @KajiKita 😂
We've been advised by a friend in estate not to p*ss them off, we'll do that when we genuinely haven't got any hope left of it ever happeninghttps://forums.moneysavingexpert.com/discussion/6466032/an-in-between-phase/p1
'self-blame can be as egotistical as self-praise... any work worth doing is greater than we are... we must not overrate our importance to it, either for good or ill' Margaret Kennedy Lucy Carmichael1 -
Although it's actually 123k extra we need so that's already 50k taken care of by me putting the wrong figure before, it's easy this money making lark isn't it 😂https://forums.moneysavingexpert.com/discussion/6466032/an-in-between-phase/p1
'self-blame can be as egotistical as self-praise... any work worth doing is greater than we are... we must not overrate our importance to it, either for good or ill' Margaret Kennedy Lucy Carmichael1
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