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An in-between phase
Comments
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Awful cramps and bleeding, could really do without this
Building Controller company saying we've overrun our deadline and they'll be handing control back to council who will charge us additional fees. It's been three weeks of the eight weeks permitted 🙄
Survey cashout Aim £500 Got £58
Usuals
SurveyBuilders late of course but done for now, one more visit required
Olio collection of tradescantia cuttings done
Beer delivery done
Garden delivery late but just done, all good.
I probably should have done more research in immediate retrospect but I'm sure it'll be fine 😁Absolutely cream crackered.
https://forums.moneysavingexpert.com/discussion/6466032/an-in-between-phase/p1
'aggressive safety shot' Ken Doherty5 -
Yes I agree on the timber. Mine was one of the last traditional brick ones in my area apart from custom built very high spec.
I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** in ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger.
One debt remaining. Home improvement loan.[/b] [11 months left.[/b]2 -
No wonder you are cream crackered. Take it easy!!
I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** in ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger.
One debt remaining. Home improvement loan.[/b] [11 months left.[/b]2 -
Aww, I don't miss awful cramps & bleeding at all, PIp. Try to take it a bit easier for the rest of the day. I know you have loads to do but I also remember how exhausting horrible periods are.
2026's challenges: 1) To rebuild our Emergency Fund to at least £5k.
2) To read 50 books (12/50) 3) The Re-Shrinking of Foxgloves 8.1kg/30kg
Remember....if you have to put it on a credit card, extend your overdraft or take out a loan to buy whatever it is, you probably can't afford it, as that's not your money, it's somebody else's!3 -
Started the day with 'Curl up on carpet and cry' level cramps but so much to do before housewarming tomorrow and I am so behind with any basic self care after two days of having to stay in and be surrounded by builders etc
Wordle in two though.
Touched up paint in little loo
Admin
Tidying
Comping
Survey
Receipt surveyLittle lie-down
Half wussy situps
Shower and hairwash using free toiletries
Laundry
Concerted effort to have enough f&v with lunch
Steps getting essentials
Bit of garden and house extra tidying and starting cleaningSitting down with a beer now! Happy Friday all 🍻
https://forums.moneysavingexpert.com/discussion/6466032/an-in-between-phase/p1
'aggressive safety shot' Ken Doherty4 -
Hoping the shower and hair wash has left you feeling a bit more comfortable?
Hope tomorrow’s house warming goes really well 😊 If you’re really not ready, could one or two of the kindest guests be asked to come over an hour early to help set up?
KK
As at 16.10.26:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £209,304
- OPs to mortgage = £20,180 Estd. interest saved = £10,393 to date
c. 17 months reduction in term
Fixed rate 3.85% ends October 2030
Read 78 books of target 52 in 2026 as @ 29th October.
Produce tracker: £348 of £400 in 2026
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.2 -
Enjoy your house warming weekend. 🍻🎉
I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** in ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger.
One debt remaining. Home improvement loan.[/b] [11 months left.[/b]1 -
Thank you @beanielou and @KajiKita. We have very limited space so have only invited close friends and parents who hopefully won't judge too much- not setting anything up other than bunging some baguette and cheese and beer and wine at people 😂🥂
There's enough chairs (albeit not enough space for chairs 😁) for everyone to sit if they want to, it's nice weather tomorrow 🤞 so everyone will be in small garden (which is a patio) space. The house is so unfinished and so not unpacked that I am not stressing myself pretending otherwise
https://forums.moneysavingexpert.com/discussion/6466032/an-in-between-phase/p1
'aggressive safety shot' Ken Doherty6 -
Hope the housewarming goes well x
"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee2 -
Hope you have a great time
L
Total Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
Lucielle's Daring Debt Free Journey
DFD Before we Die!!!! Long Haul Supporter #1242
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