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An in-between phase

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  • Sun_Addict
    Sun_Addict Posts: 26,409
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    Yes it’s been very nice not to worry about being blown away when outside and also quite a decent temperature today.

    I get knocked down but I get up again (Chumbawamba, Tubthumping) -.literally have been run over by a bike, mobility scooter and a car - still here 💪
  • PennysIntoPounds
    PennysIntoPounds Posts: 7,641
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    Admin
    Tidying
    Comping

    Build admin

    Free exercise of steps getting essentials and (okay, including) £10 Baileys offer for Christmas stash. Ends tomorrow at Asda and Tesco, and Morrisons where it's £9.97, but Sainsers have just launched their £10 offer that's on till 2nd Dec so big savings to be made if that's a go-to winter drink or something you gift

    Free exercise of half wussy situps

    Receipt survey
    Updated vinted listings
    Stopped being petulant and finished opening the starling account via mse link

    Household bits
    Survey
    Entered some competitions

    Shower and hairwash using free/bargain toiletries

    Steps with Mr PIP for Friday beer

    PiP money, shares to usual pots. Aim £500 Got £250

  • lucielle
    lucielle Posts: 12,114
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    Mmmmm baby Guiness

    L

    Total Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
    Lucielle's Daring Debt Free Journey
    DFD Before we Die!!!! Long Haul Supporter #124
  • KajiKita
    KajiKita Posts: 10,987
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    It does sound like it’s getting on top of both of you. Unsurprisingly!! (I’m impressed that you have lasted relatively unscathed for this long Tbf 😊).

    Please decide now, that tomorrow is a rest day, and really use it for nice, restorative things. You need it and if you decide it now, then you will be able to take it without any nagging feelings of guilt. Like you say, the cleaning isn’t going anywhere …😉😂 (neither is mine btw!😂😂).

    Glad to hear about the curtains, they will help to make that space feel cosy and safe ❤️

    KK

    As at 16.10.26:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £209,304
    - OPs to mortgage = £20,180 Estd. interest saved = £10,393 to date
    c. 17 months reduction in term
    Fixed rate 3.85% ends October 2030

    Read 79 books of target 52 in 2026 as @ 1st November. 
    Produce tracker: £348 of £400 in 2026

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • foxgloves
    foxgloves Posts: 13,841
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    Yes, @PennysIntoPounds - I recommend dramatic use of the expression 'bunch of a*se' in relation to build hassle, followed by a total rest day. You see, more dust will rock up tomorrow so you may as well leave showing it the vacuum until Tuesday to let it settle properly.

    2026's challenges: 1) To rebuild our Emergency Fund to at least £5k.
    2) To read 50 books (12/50) 3) The Re-Shrinking of Foxgloves 8.1kg/30kg
    Remember....if you have to put it on a credit card, extend your overdraft or take out a loan to buy whatever it is, you probably can't afford it, as that's not your money, it's somebody else's!
  • Blackcats
    Blackcats Posts: 4,900
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    yes, I agree that a rest and relaxation day tomorrow is a good plan. Just like cheddar, dust is better when matured.
    I think there might even be a fairly good football match to watch at 4.30. Give it a go, you might find you like one of the teams.

  • Sun_Addict
    Sun_Addict Posts: 26,409
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    One of my friends is a big fan of the dust if you must poem 😆I can’t believe the build admin is still ongoing 😖

    I get knocked down but I get up again (Chumbawamba, Tubthumping) -.literally have been run over by a bike, mobility scooter and a car - still here 💪
  • PennysIntoPounds
    PennysIntoPounds Posts: 7,641
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    Thanks gang, can't declare tomorrow a full rest day as got to do work on weekends for next six weeks cos deadlines, but will otherwise ensure I only do nice things or b*gger all. The dust isn't yet thick enough to write messages in so that's something to look forward to. Yeah @Sun_Addict us neither, us or our thumping hearts or throbbing heads either

  • KajiKita
    KajiKita Posts: 10,987
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    Well it’s good to have the work 😊

    Hope you can get what you have to do, done swiftly and then enjoy the rest of your ‘day off’ 😊

    KK

    As at 16.10.26:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £209,304
    - OPs to mortgage = £20,180 Estd. interest saved = £10,393 to date
    c. 17 months reduction in term
    Fixed rate 3.85% ends October 2030

    Read 79 books of target 52 in 2026 as @ 1st November. 
    Produce tracker: £348 of £400 in 2026

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
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