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An in-between phase
Comments
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Thanks for the recommendation Pip - shall look out for that. Love your signs of winter 😂
PBs £3050 (including £1k EF & £1k Christmas fund)
23/26 books for 2026Take the time to find the joy in each day
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I think the stocking up thing is something that actually most of us are probably on top of already, on here. We're also of course better set than so many folk to be able to cook stuff from scratch, know what can be eaten without cooking and just generally cope if we can't shop/get a takeaway or whatever. The bottled water thing bugs me a bit though - I think we have settled on just getting a few of the big 5 litre bottles that we can then use for camping in due course anyway - we've always used one of those bottled to refill on camping trips as it saves having to keep taking the kettle to the tap!
🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
Balance as at 01/09/23 = £115,000.00 at 31/12/23 = £112,000.00
Balance as at 31/08/24 = £105,400.00 at 31/12/24 = £102,500.00
£100k barrier broken 1/4/25
Balance as at 31/08/25 = £ 95,450.00 at 31/12/25 = £ 91,100.00
Balance as at 31/08/26 = £ 84,500.00
SOA CALCULATOR (for DFW newbies): SOA Calculatorshe/her2 -
Usuals
Materials listingEmail to builder reminding him we require a full response by end of month, and saying that we're not available for a meeting, and that we don't appreciate him highlighting our private business in a group chat with other households.
Receipt survey
Materials listing
Build adminHalf wussy situps
Entered some competitions
Carpet walk
Materials listingFeeling knackered with all the stress with builder and disrupted sleep and worry with next door. Had hoped to get lots more done but frankly I am done with striving through tiredness for the day, and am going to have sofa beers and read books. Mr PIP is away for a couple of nights with work so who knows what interesting concoctions I'll have for dinner 😁
Hope everyone has had at least an acceptable Monday 🍻
https://forums.moneysavingexpert.com/discussion/6466032/an-in-between-phase/p1
'aggressive safety shot' Ken Doherty4 -
We've also gone for those big 5L water bottles as I know I can re-use them as cloches.
Agree that old-style frugal skills are a strength in this kind of scenario.
2026's challenges: 1) To rebuild our Emergency Fund to at least £5k.
2) To read 50 books (12/50) 3) The Re-Shrinking of Foxgloves 8.1kg/30kg
Remember....if you have to put it on a credit card, extend your overdraft or take out a loan to buy whatever it is, you probably can't afford it, as that's not your money, it's somebody else's!2 -
We too are going for the 5L bottles of water because we can repurpose the bottles, but I'm getting the in laws 2 litre bottles as they wouldn't be able to lift a 5L bottle.
Fashion on a ration 2025 0/66 coupons spent
79.5 coupons rolled over 4/75.5 coupons spent - using for secondhand purchases
One income, home educating family1 -
No chance of my shoulders manoeuvring a 5L bottle either @Baileys_Babe!
https://forums.moneysavingexpert.com/discussion/6466032/an-in-between-phase/p1
'aggressive safety shot' Ken Doherty2
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