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An in-between phase
Comments
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If you fancy a wee trip to Scotland in September let me know. House free for 10 days.
I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** in ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger.
One debt remaining. Home improvement loan.[/b] [11 months left.[/b]1 -
Fair enough on both counts 😊
Enjoy your early night! 😉
KK
As at 16.10.26:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £209,304
- OPs to mortgage = £20,180 Estd. interest saved = £10,393 to date
c. 17 months reduction in term
Fixed rate 3.85% ends October 2030
Read 78 books of target 52 in 2026 as @ 29th October.
Produce tracker: £348 of £400 in 2026
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.1 -
Oh my days I so wish we had time to do that @beanielou. You'll have to go on holiday again 😂
Ha winking emoji very apt @KajiKita, you know me too well!
https://forums.moneysavingexpert.com/discussion/6466032/an-in-between-phase/p1
'aggressive safety shot' Ken Doherty3 -
Usuals
Build admin
Half wussy situps
Shower and hairwash using free toiletries
Build stuff
We are both so tired, we keep completely crashing. Need to buck our ideas up or we'll never get back to the pub 😂https://forums.moneysavingexpert.com/discussion/6466032/an-in-between-phase/p1
'aggressive safety shot' Ken Doherty5 -
it's no wonder you are both tired. Be kind to yourselves!
2 -
Be kind to yourself 🤗🍻
I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** in ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger.
One debt remaining. Home improvement loan.[/b] [11 months left.[/b]2 -
Rome wasn’t built in a day, neither was your house ! Slow and steady wins the race 🤣🤣🤣
Sealed pot challenge 822
Jan - £176.66 :j2 -
Can you prioritise the absolutely critical tasks and divvy them up between you?
Also could BiL help with any of them, seeing as they are right next door to you now and further on in the process?KK
As at 16.10.26:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £209,304
- OPs to mortgage = £20,180 Estd. interest saved = £10,393 to date
c. 17 months reduction in term
Fixed rate 3.85% ends October 2030
Read 78 books of target 52 in 2026 as @ 29th October.
Produce tracker: £348 of £400 in 2026
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.2 -
Think Rome was built quicker @dawnybabes 😂
Good suggestion @KajiKita but there are many lists of varying priorities and every item on them involves doing or creating ten more jobs 😁 We're plodding on and doing the job in front of us and whatever we can muster energy to do in the moment
BiL and SiL unfortunately aren't further in the legal build admin than us as the planning permission etc had to be for changing the plot rather than anything to do with individual houses. And without wanting to sound mean, there are crucial legal things we'd rather know were done properly or even bloody done, even if it means dealing with it all ourselves
https://forums.moneysavingexpert.com/discussion/6466032/an-in-between-phase/p1
'aggressive safety shot' Ken Doherty6 -
I get wanting to be sure that legally stuff is done right! 😊😉
KK
As at 16.10.26:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £209,304
- OPs to mortgage = £20,180 Estd. interest saved = £10,393 to date
c. 17 months reduction in term
Fixed rate 3.85% ends October 2030
Read 78 books of target 52 in 2026 as @ 29th October.
Produce tracker: £348 of £400 in 2026
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.3
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