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An in-between phase

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  • jwil
    jwil Posts: 24,037
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    We jumped out of our skin when it arrived. DH had the One show on the TV and it was quite funny as you could also hear all their phones going off with it.

    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • Rhyddid2026
    Rhyddid2026 Posts: 1,602
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    Same @kayannie , I had the choice of French or German at high school but my younger brother and sister learnt some Welsh in high school.

    Debts                04/01/25       01/10/26  
    CC1                   £14,122.71     - 
    CC2                     -                   £6,975
    CC3                   £6,112.60      £6,495
    1st Direct CC     £176.03         £151.44
    CC total             £20,411.34    £13,621.44
    OD                     £1100            £0
    Car loan             £4,000          £2,400
    1st Direct Loan  £10,684.44    £3,825
    Total                  £36,195.78    £19,846.44
    EF £2,800
    HF £3
    EB £250
  • WelshmansDaughter
    WelshmansDaughter Posts: 2,417
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    My dad was banned at school from speaking Welsh

  • KajiKita
    KajiKita Posts: 10,946
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    You gave medical advice about the effects of an overdose …? I think I would have gently referred them to their GP …

    And yes, you will be feeling utterly overwhelmed and exhausted. You have been flat out and stressed for a very long time. Is there anyway the two of you could have a break - Mr PiP and you both book a week off and go and do touristy, staycation things? Go to galleries, wander up and down the Thames and have lunch out (you could even take a pack up?), get library books and read on the new day bed etc etc. Or even get out of town altogether and go and visit a willing friend? A break might be just what you need.

    Hoping next week is kinder to you x

    KK

    As at 16.10.26:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £209,304
    - OPs to mortgage = £20,180 Estd. interest saved = £10,393 to date
    c. 17 months reduction in term
    Fixed rate 3.85% ends October 2030

    Read 78 books of target 52 in 2026 as @ 29th October. 
    Produce tracker: £348 of £400 in 2026

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • lucielle
    lucielle Posts: 12,102
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    Can you plan a pamper day or afternoon? Slap a face pack on read on the day bed (looks very comfy) and have a cheeky beer?

    L

    Total Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
    Lucielle's Daring Debt Free Journey
    DFD Before we Die!!!! Long Haul Supporter #124
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