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An in-between phase
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Sorry to hear about your friend, sending big hugs x*Dad loan - £5300 - £7300
*Virgin Credit Card - £3552.50 - £0
*Natwest - £1828.35 -£400
Barclaycard - £2315.25 - £0.00
Creation Finance - £960.32 £860
*Total debt - £8560/£11641.17*
Savings
*Savings Buffer - £1000/£1500
*Emergency Fund - £1000/£1500
New diary- https://forums.moneysavingexpert.com/discussion/6474943/the-three-cs-coffee-clothes-credit-cards/1 -
So sorry to read about your friend.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.1 -
Oh hun …. I can feel your loss from here …. 😢
Sending you huge hugs and love x
KKAs at 15.07.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £233,521
- OPs to mortgage = £11,338 Interest saved £5225 to date
Fixed rate 3.85% ends January 2030
Read 35 books of target 52 in 2025, as @ 13th July
Produce tracker: £205 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.1 -
So sorry to hear about your friend. MND is a terrible disease and it’s about time a cure was found. Someone at work lost his life to it a couple of years ago, he was the same age as your friend. So blooming unfair ☹️ Sending hugs your way xxI get knocked down but I get up again (Chumbawamba, Tubthumping)1
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So sorry to hear the sad news. MND really is a horrible disease - I used to help care for a lovely man with it. xx1
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((Hugs)) xSealed pot challenge 822
Jan - £176.66 :j1 -
I’m so sorry to hear about your friend pip. It’s terribly sad.Not all who wander are lost - J.R.R.Tolkien
🌊 A smooth sea never made a skilled sailor 🌊
My WW and friends diary is here 😁 …
https://forums.moneysavingexpert.com/discussion/6259606/must-try-harder/p11 -
So sorry PIP1
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Thank you all for your kind words and general loveliness x
Mr PIP is out all day at a beer event with his mates, I wasn't really up for being sociable. He's said he'll order takeaway pizza when he gets back so I've been trying to do some bits to merit the treat.
Shower and hairwash
20 minute walk to get a baguette, managed to resist the long list of wants
Admin
Tidying
Comping
Ordered a free underwear set, just need to make sure I cancel the subscription
30 minute walk dropping off soft plastics and getting milk with the coop members offer, found six McMo tokens
Used TCB promotion to order Mr PIP some t-shirts for Christmas, so now I can spend three months worrying about if they're the right size
Domestic bits like defluffing one of the cat's blankets (yes I know she died two months ago, I've been getting round to it)
Mum is coming round shortly so we can have a glass of wine and a bit of a mope together ❤️
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Just catching up. Sorry to read about friend. Sending hugs.Made it to mortgage free but what a muddle that became
In the event the proverbial hits the fan then co-habitees are better stashing their cash than being mortgage free !!1
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