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Nat West ISA application.

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  • zooks
    zooks Posts: 109 Forumite
    Part of the Furniture 10 Posts Name Dropper Combo Breaker
    I probably should have looked at this forum before opening a NW ISA!
    Oh well, my pension lump sump doesn't arrive until the end of the week anyway
  • duggan1
    duggan1 Posts: 508 Forumite
    Part of the Furniture 100 Posts
    Has anyone managed to open an account for one of these in Northern Ireland? Can't use Ulster bank branches so I can't get through the form.
  • Have given up. Sent my proof of address which wasn't accepted. Then sent another. Heard nothing for 5 days. Spent nearly an hour on Facebook messenger to be told to go on chat with Cora. Won't bother .too many hoops to jump through!😕
  • duggan1 said:
    Has anyone managed to open an account for one of these in Northern Ireland? Can't use Ulster bank branches so I can't get through the form.
    Yep, just pick any branch - you’l never have to use it. My local branch is apparently in Manchester.
    Northern Ireland club member No 382 :j
  • I had problems from the outset with the NatWest application, with it saying that I hadn’t completed my application (even though I had) and then changing it’s mind and they then started badgering me for ID. By that stage i’d given up and tried RBS instead which surprising, worked very smoothly and in just under a week, everything was set up and funded.
    Northern Ireland club member No 382 :j
  • caeler
    caeler Posts: 2,637 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Photogenic
    caeler said:
    P11D said:
    Sorry to hear about others having issues. My experience was very slick. 7 days from application as a new customer I have all my funds in my account transferred from another ISA. 
    Day 8. No activation code yet and ISA still sitting in my online banking at Nationwide! 
    Day 10.  No activation code yet but my ISA seems to have transferred as no longer appearing on the Nationwide app! 
  • caeler
    caeler Posts: 2,637 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Photogenic
    caeler said:
    caeler said:
    P11D said:
    Sorry to hear about others having issues. My experience was very slick. 7 days from application as a new customer I have all my funds in my account transferred from another ISA. 
    Day 8. No activation code yet and ISA still sitting in my online banking at Nationwide! 
    Day 10.  No activation code yet but my ISA seems to have transferred as no longer appearing on the Nationwide app! 
    Spoke too soon.  Activation code just arrived by text and I'm registered using online banking - that bit was very easy and the ISA transfer from Nationwide arrived yesterday.   So whilst the waiting was annoying, it all seems to have worked fine.

    However, question - the letter they have sent (available through online banking) says I've subscribed to the 23/24 tax year...but this was a transfer with monies from previous years no new money.  Am I free to open another ISA with another provider if I wish for new money for 23/24?
  • DaveQ
    DaveQ Posts: 30 Forumite
    Ninth Anniversary 10 Posts
    caeler said:
    caeler said:
    caeler said:
    P11D said:
    Sorry to hear about others having issues. My experience was very slick. 7 days from application as a new customer I have all my funds in my account transferred from another ISA. 
    Day 8. No activation code yet and ISA still sitting in my online banking at Nationwide! 
    Day 10.  No activation code yet but my ISA seems to have transferred as no longer appearing on the Nationwide app! 
    Spoke too soon.  Activation code just arrived by text and I'm registered using online banking - that bit was very easy and the ISA transfer from Nationwide arrived yesterday.   So whilst the waiting was annoying, it all seems to have worked fine.

    However, question - the letter they have sent (available through online banking) says I've subscribed to the 23/24 tax year...but this was a transfer with monies from previous years no new money.  Am I free to open another ISA with another provider if I wish for new money for 23/24?
    I believe you are OK to open to another ISA as long as you do not actually deposit new money into the Nat west ISA
  • VXman
    VXman Posts: 640 Forumite
    Fifth Anniversary 500 Posts Name Dropper
    I opened mine (I'm a customer already) with no issues. Very quick. Appeared on my app the next day. However, I have had an issue with the ISA transfer from Virgin. They told me (after a week) that Virgin say the details I gave don't match up. They didn't tell me what details so it is difficult to rectify. I rang the ISA dept but no answer after 40 mins of holding so I gave up a and tried the transfer again. Another 7 day wait to see if it works this time I guess.
  • zooks
    zooks Posts: 109 Forumite
    Part of the Furniture 10 Posts Name Dropper Combo Breaker
    zooks said:
    I probably should have looked at this forum before opening a NW ISA!
    Oh well, my pension lump sump doesn't arrive until the end of the week anyway

    Still waiting on these clowns, got the email on the 3rd to say i'd get a text with my activation code within 48hrs and still nothing. I see the deadline for new cash is the 9th so getting tight now!
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