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Now for a healthier, wealthier me
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I'm glad to read it's sounding more positive for DH apart from not getting sick pay. Mr SA was in hospital for 9 months 12 years ago and I was at the hospital every single day for the whole 9 months, often doing a day's work then going straight to the hospital, there was no option to WFH in those days. I know how tiring hospital visiting can be.
Mr SA wasn't entitled to sick pay either, he was a sub-contractor so effectively self-employed. I never thought we'd be able to manage on just my income but surprisingly we did. There was still about £5k debt left to pay off but I managed to clear this albeit slowly. The first thing I did after the initial shock of his sudden illness had worn off was set myself up a budget based on the new circumstances. He never recovered enough to go back to work unfortunately but we've managed really well.
Thankfully you've got the savings to fall back on if need be but I think you'll surprise yourself on being able to manage.
Don't forget to look after yourself amongst all this xI get knocked down but I get up again (Chumbawamba, Tubthumping)0 -
Thanks guys, I do appreciate you all!
I am certainly trying to look after myself but as ever with these things, you end up classing yourself as the lowest priority.
@Sun_Addict, I don't know how you coped with 9 months of this. I am only in week 6 and it's already taking a huge toll on my mental health. I think it might be easier if he was in the local hospital, but he's in one in the next city so there's a lot of travel and traffic to factor in, and I can't just send DSD on the bus either.
The main thing is that he's still here and he's improving. And I'll take that all day long.Life gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017Sealed pot 2025 £6573 | EF £1000/£1000 | Sabbatical £3364/£6000 | Travel savings £1508 | Sinking pots £25715 -
Best wishes to your DH for a speedy recovery and hope he gets back home soon. I’m sure the holiday will be just what you need and go some way to helping you restore your MH. Look after yourself LMD.We are finding it helps to eat small amounts during the day rather than a big meal and we take a sandwich or salad and fruit. We go for a walk at lunch time or any other time when your DH has lunch / needs to rest. Please don’t take this the wrong way but we found dad needed a little break from us sitting over him too.Wishing you all the best. Any improvement is a positive0% credit card £1360 & 0% Car Loan £7500 ~ paid in full JAN 2020 = NOW DEBT FREE 🤗
House sale OCT 2022 = NOW MORTGAGE FREE 🤗
House purchase completed FEB 2023 🥳🍾 Left work. 🤗
Retired at 55 & now living off the equity £10k a year (until pensions start at 60 & 67).
Previous Savings diary https://forums.moneysavingexpert.com/discussion/5597938/get-a-grip/p1
Living off savings diary
https://forums.moneysavingexpert.com/discussion/6429003/escape-to-the-country-living-off-savings/p11 -
Hi all! I think the doctors have had enough of him and they are already talking about sending him home at some point next week which is great
Here's my monthly totals which I forgot to post yesterday:
Sealed pot £6573.30
Emergency Fund £1003.33
Sabbatical Fund £3364.31
Travel pots £1508.49 (paid off and upgraded the holiday)
Sinking funds £2571.80
Total £15021.23
This is as much as I have had saved in a very long time! So glad it's there as we will need to start using this to supplement his wages from this week.
That's it from me
LMD xLife gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017Sealed pot 2025 £6573 | EF £1000/£1000 | Sabbatical £3364/£6000 | Travel savings £1508 | Sinking pots £25715 -
great news, must be a relief for you knowing that he can come home soon1
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Good morning, I hope everyone is doing ok? I'm feeling a bit better about things as DH is seeming noticeably better in himself these past few days, he is due another scan today to see if things have healed internally. If so, I think they will make a plan to get him home asap. He has been home for a few hours over the weekend on a sort of 'day release' and I think that did his mental health a bit of good.
The weather is awful today, I'm assuming it's the latest storm... not really been keeping up on news lately. Anyway it's chilly this morning and I've had to pop the lights on as it's really dark.
Today I have stuffed my £36 envelope for my challenge and then there was the usual £5 to the sabbatical. It's a NSD for me today, in the challenge thread Cathybird has said there's no need to count my hospital parking as a spend so that's good. Work is very busy at the moment so there's no spending elsewhere.
That's all from me today, i want to try and get back to posting regularly if I can.
Have great days
LMD xLife gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017Sealed pot 2025 £6573 | EF £1000/£1000 | Sabbatical £3364/£6000 | Travel savings £1508 | Sinking pots £25712 -
All sounds more positive LMD, with things getting better bit by bit. Interesting you saying about the weather being bad. I was thinking this morning how nice it was down here. Now I’m back at home with soaking wet shoes, socks and jacket… and perfect blue sky and sunshine again
Good old British weather eh!!
That sabbatical fund has really built up seeing as it was pretty much just a fiver at a time27/5/17 Mort 64705 BTs 1904031/12/17 Mort 59815 BT 1673007/04/20 Mort 49208 BT 1572128/07/20 Mort 47387 BT 1263414/11/20 Mort 45905 BT 10134 20/05/21 Mort 42335 BT 686811/08/22 Mort 32050 BT 2915Sealed Pot Challenge 16 Number 51 -
AntoMac said:All sounds more positive LMD, with things getting better bit by bit. Interesting you saying about the weather being bad. I was thinking this morning how nice it was down here. Now I’m back at home with soaking wet shoes, socks and jacket… and perfect blue sky and sunshine again
Good old British weather eh!!
That sabbatical fund has really built up seeing as it was pretty much just a fiver at a timeIt really has been £5 a day except for the interest it earns which gets added at the start of the month. It’s that PADding you know… it does add up!Life gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017Sealed pot 2025 £6573 | EF £1000/£1000 | Sabbatical £3364/£6000 | Travel savings £1508 | Sinking pots £25711 -
Good morning, I have been awake since very early this morning and started working about 5am, beds are made, living room is clean and tidy and washing is already on. Anything to distract me from what is now just a waiting game for some good news that DH can come home.
Today's PAD includes £5 to the sabbatical and some bills. It's a NSD again for me, we don't really have any spare cash to do much at the moment and I am already out for the day on Thursday for my sister's birthday which I will need some money for so I'm saving this week's budget for that really.
I haven't mentioned my reading challenge for a while, but I am pleased to report I am now starting book 39 of the year. I'm enjoying it very much and it's been a very welcome distraction over the past 6 weeks. I still have a lot more to read too
That's it from me today
LMD xLife gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017Sealed pot 2025 £6573 | EF £1000/£1000 | Sabbatical £3364/£6000 | Travel savings £1508 | Sinking pots £25711 -
Fingers crossed for some good news
LTotal Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
Lucielle's Daring Debt Free Journey
DFD Before we Die!!!! Long Haul Supporter #1241
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