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New Natwest / RBS / Ulster Bank £200 Switch Incentive

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  • I'm new to all this and it seems I've a bit of catching up to do. I didn't think moving RBS > Natwest would work but my eyes are now open. Got Halifax bonus last week and next move is in progress. The plan was to move to FD (which I'll keep for the 7% savings a/c), which I mistakenly opened already without switch but I can get the bonus as long as I switch to it within 90 days. With the info above, I may chance to squeeze in an additional before my planned switch to FD, mmmm. . . .
  • ccdorset
    ccdorset Posts: 303 Forumite
    Tenth Anniversary 100 Posts Name Dropper Combo Breaker
    ccdorset said:
    ccdorset said:
    Thank you both. I don’t anticipate any significant applications coming up until around October 2024, when some of my balance transfers are up on my credit cards. Mortgage is on a fixed rate for another 4 and a half years.

    The only thing that could come up is needing a loan for a new car, but I’m hoping it will last a little longer. 

    I've gone for it and just applied for the Ulster account and switch. I will update here with any progress!
    So I received the £200 Ulster switch offer in the end. Despite having received both RBS and NatWest bonuses before :-)
  • georged123
    georged123 Posts: 98 Forumite
    Part of the Furniture 10 Posts Name Dropper Combo Breaker
    edited 16 August 2023 at 8:34PM
    As a long-time and current Natwest customer (I've never received a switch offer from them before), can I still open an RBS account and switch a burner account and get the £200?
  • dealyboy
    dealyboy Posts: 1,941 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    As a long-time and current Natwest customer (I've never received a switch offer from them before), can I still open an RBS account and switch a burner account and get the £200?
    Hi George ...
    Not only can you do that with RBS, you can also do that with Ulster Bank ... and ... you can switch a burner to your NatWest account ... £600 kerchink.

    I've just checked the Switcher T&Cs on the RBS website (easily obtainable) and they haven't changed since I and many others did the hattrick in Feb/Mar (all three banks have virtually identical Switcher T&Cs).

    Good luck.
  • James240
    James240 Posts: 16,391 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    James240 said:
    Passport and livescan all okayed now, just waiting for them to tell me the accounts open :)
    Accounts all opened, deposited the £1,250 so hopefully some point next week the £200 bonus appears :D 
    Savings Total so far for 2023: £8,062.58
  • James240
    James240 Posts: 16,391 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Do we think I would get the First Direct switching bonus if I held an account with them probably 15 years ago?? I know the MSE guide for switching says "- You can't have ever had ANY account with First Direct (such as a current account, credit card or mortgage)."

    But wondered if it was a bit like the RBS group, says no but you actually can lol
    Savings Total so far for 2023: £8,062.58
  • Banksy_2
    Banksy_2 Posts: 48 Forumite
    Part of the Furniture 10 Posts Mortgage-free Glee! Name Dropper
    James240 said:
    Do we think I would get the First Direct switching bonus if I held an account with them probably 15 years ago?? I know the MSE guide for switching says "- You can't have ever had ANY account with First Direct (such as a current account, credit card or mortgage)."

    But wondered if it was a bit like the RBS group, says no but you actually can lol
    I had success with this recently - had a mortgage with them pre-2010 and that had a current account opened up with it, so yes one example of success, but went into that switch with the expectation of it not happening but a nice surprise when the bonus text came in!
    Aim: Be mortgage free at 50 years old - TARGET HIT 12TH OCTOBER!!
    Current Status: Turned 50 in May 2023 - PAID OFF IN OCTOBER SO TARGET HIT!!

    Money made from Bank Switching in 2023: £1,775 (target £1,600) - TARGET HIT!!
    Money made for Mrs B via Bank Switching in 2023: £1,275 (target £1,250) - TARGET HIT!!
  • James240
    James240 Posts: 16,391 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Thank you Banksy I'll head there next once this switch is done 😃
    Savings Total so far for 2023: £8,062.58
  • I'm thinking of switching from Santander to Natwest.

    When you apply for a sole Select account, does it give you the option to switch after asking for your name, DOB and address? 

    When I moved to Santander, I was able to open the account and switch in one step.

    Thanks.
  • SamDude
    SamDude Posts: 481 Forumite
    Part of the Furniture 100 Posts Name Dropper Home Insurance Hacker!
    I have a Natwest account and used a switcher offer in April 2018.

    Will I be able to switch a burner account to RBS and then Ulster Bank for this offer?
    Will it work for my existing Natwest account again?
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