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New Natwest / RBS / Ulster Bank £200 Switch Incentive

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Comments

  • Perksy5 said:
    Just wanted to share that although I had a natwest switch incentive back in 2017 or 2018, I tried RBS this time round and got £200. I now also did Natwest to be cheeky and 2 days ago switch completed and my bonus was paid this morning. So £400 up when based on t&c I shouldn't have had either. Happy days!
    The full terms and conditions state that you can't have had a switch incentive since October 1st 2017 so if your previous NatWest bonus was earlier in 2017 that might explain you getting it again from NatWest.
  • dealyboy
    dealyboy Posts: 1,941 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    edited 17 March 2023 at 11:00AM
    Hi @grizzlegrizzle ...
    Perksy5 said:
    Just wanted to share that although I had a natwest switch incentive back in 2017 or 2018, I tried RBS this time round and got £200. I now also did Natwest to be cheeky and 2 days ago switch completed and my bonus was paid this morning. So £400 up when based on t&c I shouldn't have had either. Happy days!
    The full terms and conditions state that you can't have had a switch incentive since October 1st 2017 so if your previous NatWest bonus was earlier in 2017 that might explain you getting it again from NatWest.
    ... "You won’t be eligible for this offer if you (or in the case of a joint account, either account holder) have already taken advantage of a cash switcher offer from NatWest, Royal Bank of Scotland and/or Ulster Bank between 1st October 2017 and 13th February 2023."

    ... sorry just emphasizing the dates, because if there has been a switch incentive since February 14th (with one of the three) it doesn't make the incentive ineligible for one of the other two.
    ... and if the old switch incentive had been since October 1st 2017 @Perksy5 wouldn't have got either incentive.
  • Perksy5
    Perksy5 Posts: 141 Forumite
    Fourth Anniversary 100 Posts Name Dropper
    edited 17 March 2023 at 11:30AM
    Perksy5 said:
    Just wanted to share that although I had a natwest switch incentive back in 2017 or 2018, I tried RBS this time round and got £200. I now also did Natwest to be cheeky and 2 days ago switch completed and my bonus was paid this morning. So £400 up when based on t&c I shouldn't have had either. Happy days!
    The full terms and conditions state that you can't have had a switch incentive since October 1st 2017 so if your previous NatWest bonus was earlier in 2017 that might explain you getting it again from NatWest.
    I remember it was definitely spring 2018 now. I had started work in a new location and remember talking to a colleague about it
  • dealyboy
    dealyboy Posts: 1,941 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Perksy5 said:
    Perksy5 said:
    Just wanted to share that although I had a natwest switch incentive back in 2017 or 2018, I tried RBS this time round and got £200. I now also did Natwest to be cheeky and 2 days ago switch completed and my bonus was paid this morning. So £400 up when based on t&c I shouldn't have had either. Happy days!
    The full terms and conditions state that you can't have had a switch incentive since October 1st 2017 so if your previous NatWest bonus was earlier in 2017 that might explain you getting it again from NatWest.
    I remember it was definitely spring 2018 now. I had started work in a new location and remember talking to a colleague about it
    ... you'd better tell them ...  :D
  • dealyboy
    dealyboy Posts: 1,941 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    dealyboy said:
    Hi @Stargunner ...
    I got a text on Monday to say that my RBS switch had completed, but still not received the switch bonus. I also switched to Nat West a week earlier and received that switch bonus a couple of days after the completion text. I wonder if that is the reason that they have not paid me the bonus for the RBS Switch, although the T&C's state that the only reason that you won't be eligible for it is if you have already taken advantage of a cash switcher offer from Nat West, RBS or Ulster Bank between 1st October 2017 and 13th February 2023, which I haven't. I may have to give them a call tomorrow. 
    ... me too.

    I phoned RBS and all checked out. It was suggested I contact Cora if not received on Tuesday 21st (I will phone). The switch completed date of 13th March is the last of the 4 qualifying criteria and therefore the incentive must be paid by 20th March.

    Surprising considering everybody else seems to be getting the incentive for NatWest and RBS two days after the completion.

    Ironically the poster I was advising on the First Direct switch got hers today, switch having completed on 14th March.

    A little complaint bonus ?
    @Stargunner ... well I've got it. It must have arrived about midday as it wasn't there at 10:00.

    I hope you get yours soon ... it is a bit later than expected - 4 days after switch completion (for everyone else 2) for no apparent reason.

    Please keep us updated  :)
  • dealyboy said:
    Hi @grizzlegrizzle ...
    Perksy5 said:
    Just wanted to share that although I had a natwest switch incentive back in 2017 or 2018, I tried RBS this time round and got £200. I now also did Natwest to be cheeky and 2 days ago switch completed and my bonus was paid this morning. So £400 up when based on t&c I shouldn't have had either. Happy days!
    The full terms and conditions state that you can't have had a switch incentive since October 1st 2017 so if your previous NatWest bonus was earlier in 2017 that might explain you getting it again from NatWest.
    ... "You won’t be eligible for this offer if you (or in the case of a joint account, either account holder) have already taken advantage of a cash switcher offer from NatWest, Royal Bank of Scotland and/or Ulster Bank between 1st October 2017 and 13th February 2023."

    ... sorry just emphasizing the dates, because if there has been a switch incentive since February 14th (with one of the three) it doesn't make the incentive ineligible for one of the other two.
    ... and if the old switch incentive had been since October 1st 2017 @Perksy5 wouldn't have got either incentive.
    Sure I know the end date but that wasn't relevant to Perksy's situation so I didn't mention it. I know this forum loves to go off on a tangent but can be tricky to actually talk about one situation i.e. the post I was responding to and had quoted and their second bonus from NatWest (when it had already been repeatedly established that people are getting one bonus from each of the three banks) 

    I know this forum loves to go into the detail of the terms and conditions which has its uses but also comes with potential to be more pedantic than the banks ever meant to be or interpret the t&cs in ways the bank never intended.

    I think we probably all know that the  NatWest group didn't intend the terms to be written such that you could apply for all three bonuses if you hadn't received them before February 14th 2023. Potentially useful if you're making a complaint but reality is that you can do it anyway because they don't check.

    Yes, the terms say that Perksy shouldn't get any of the bonuses as they've had one from NatWest group since October 1st 2017. And yet Perksy was successful anyway.

    On the one hand you have the banks ts & cs and on the other you have what actually happens. 

    So thanks for sharing Perksy. Really interesting to know that you got a repeat bonus from NatWest despite having received one within the exclusion window. I may give that another go. 
  • Stargunner
    Stargunner Posts: 998 Forumite
    Fifth Anniversary 500 Posts Name Dropper
    dealyboy said:
    dealyboy said:
    Hi @Stargunner ...
    I got a text on Monday to say that my RBS switch had completed, but still not received the switch bonus. I also switched to Nat West a week earlier and received that switch bonus a couple of days after the completion text. I wonder if that is the reason that they have not paid me the bonus for the RBS Switch, although the T&C's state that the only reason that you won't be eligible for it is if you have already taken advantage of a cash switcher offer from Nat West, RBS or Ulster Bank between 1st October 2017 and 13th February 2023, which I haven't. I may have to give them a call tomorrow. 
    ... me too.

    I phoned RBS and all checked out. It was suggested I contact Cora if not received on Tuesday 21st (I will phone). The switch completed date of 13th March is the last of the 4 qualifying criteria and therefore the incentive must be paid by 20th March.

    Surprising considering everybody else seems to be getting the incentive for NatWest and RBS two days after the completion.

    Ironically the poster I was advising on the First Direct switch got hers today, switch having completed on 14th March.

    A little complaint bonus ?
    @Stargunner ... well I've got it. It must have arrived about midday as it wasn't there at 10:00.

    I hope you get yours soon ... it is a bit later than expected - 4 days after switch completion (for everyone else 2) for no apparent reason.

    Please keep us updated  :)
    Received mine this morning dealyboy Thanks.
  • dealyboy
    dealyboy Posts: 1,941 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    dealyboy said:
    Hi @grizzlegrizzle ...
    Perksy5 said:
    Just wanted to share that although I had a natwest switch incentive back in 2017 or 2018, I tried RBS this time round and got £200. I now also did Natwest to be cheeky and 2 days ago switch completed and my bonus was paid this morning. So £400 up when based on t&c I shouldn't have had either. Happy days!
    The full terms and conditions state that you can't have had a switch incentive since October 1st 2017 so if your previous NatWest bonus was earlier in 2017 that might explain you getting it again from NatWest.
    ... "You won’t be eligible for this offer if you (or in the case of a joint account, either account holder) have already taken advantage of a cash switcher offer from NatWest, Royal Bank of Scotland and/or Ulster Bank between 1st October 2017 and 13th February 2023."

    ... sorry just emphasizing the dates, because if there has been a switch incentive since February 14th (with one of the three) it doesn't make the incentive ineligible for one of the other two.
    ... and if the old switch incentive had been since October 1st 2017 @Perksy5 wouldn't have got either incentive.
    Sure I know the end date but that wasn't relevant to Perksy's situation so I didn't mention it. I know this forum loves to go off on a tangent but can be tricky to actually talk about one situation i.e. the post I was responding to and had quoted and their second bonus from NatWest (when it had already been repeatedly established that people are getting one bonus from each of the three banks) 

    I know this forum loves to go into the detail of the terms and conditions which has its uses but also comes with potential to be more pedantic than the banks ever meant to be or interpret the t&cs in ways the bank never intended.

    I think we probably all know that the  NatWest group didn't intend the terms to be written such that you could apply for all three bonuses if you hadn't received them before February 14th 2023. Potentially useful if you're making a complaint but reality is that you can do it anyway because they don't check.

    Yes, the terms say that Perksy shouldn't get any of the bonuses as they've had one from NatWest group since October 1st 2017. And yet Perksy was successful anyway.

    On the one hand you have the banks ts & cs and on the other you have what actually happens. 

    So thanks for sharing Perksy. Really interesting to know that you got a repeat bonus from NatWest despite having received one within the exclusion window. I may give that another go. 
    Sorry @grizzlegrizzle ...
    I didn't mean to tread on your toes, or mean to imply in any way that your info for @Perksy was incomplete or ambiguous.

    I'm just aware that somebody reading a long thread may start at the end and go no further, I was thinking of that casual reader, who I must admit is quite often me.
  • StevenGude
    StevenGude Posts: 122 Forumite
    Part of the Furniture 10 Posts Name Dropper Combo Breaker
    Any idea if they pay the incentive over the weekend or weekdays only?
  • Clare43
    Clare43 Posts: 155 Forumite
    Eighth Anniversary 100 Posts
    Hi,    Can I ask, anyone who has previously had a bonus from Nat West so wasn’t meant to be eligible this time but tried and was successful -  did you keep your same customer number this time or were you given a different one 🤔.    My switch completed on 16/3 and I’ve not yet got the bonus - know still a bit of time left.   Recall someone saying they got a different customer number this time so just wondering if that’s a factor 🤔.   I’ve met all the other requirements so just wondering if I’m the unlucky one they’ve realised had a bonus before 😢 
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