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New Natwest / RBS / Ulster Bank £200 Switch Incentive

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  • gele said:
    Hi
    Following on from last couple of posts, with the Halifax one do you have to pay in £1500 per month? and is the Nat West one just a one of payment of £1250 with no expectation of further monthly payments. 
    Thanks
    Halifax Reward needs £1500 total per month, money can be deposited and withdrawn repeatedly to hit this amount
  • James240
    James240 Posts: 16,391 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Has anyone been in the position where Natwest have said the switchover is complete, but don't have the account number, sort code or customer number, but do have the debit card?

    Other half is in this situation as she doesn't bank with Natwest like I do, none of the emails she has contain any of the numbers we need, yet the account is up and running according to the last email and she can use it and switchover has been completed.  We would like to but we can't set up her online banking, app or transfer money as we don't know the important numbers lol
    Savings Total so far for 2023: £8,062.58
  • Just use the Cora assistant. You can get to Cora without logging in to the app or you can do it online. A lot is automated so just type you need an advisor. Then you'll get through to an advisor who will give you your sort code and account number after giving your details. 
  • Xenon
    Xenon Posts: 267 Forumite
    Part of the Furniture 100 Posts Name Dropper
    I made the switch from First Direct to Natwest
    It has been pretty quick and painless so far
    The only issue was the passport and liveness checks which were a pain to be honest (and overkill as far as i am concerned)
    I also use RBS so the website is the same basically which is nice
    Still to recieve card pin and card reader but they will come soon

  • alibean121
    alibean121 Posts: 259 Forumite
    Ninth Anniversary 100 Posts Name Dropper
    FYI I've seen a lot of people on the thread and elsewhere really stressing that you must apply for the switch when you open the account as a new customer. However, my Natwest application went via the AVU and you then need to apply via phone for the account and can't do a switch at that time. I decided to still fill in the online form later to complete a switch and see what happened. Switch completed on 14th, I made the pay-in on the 15th and £200 hit the account today.
  • ForumUser7
    ForumUser7 Posts: 2,478 Forumite
    1,000 Posts Second Anniversary Photogenic Name Dropper
    FYI I've seen a lot of people on the thread and elsewhere really stressing that you must apply for the switch when you open the account as a new customer. However, my Natwest application went via the AVU and you then need to apply via phone for the account and can't do a switch at that time. I decided to still fill in the online form later to complete a switch and see what happened. Switch completed on 14th, I made the pay-in on the 15th and £200 hit the account today.
    Sorry if you have already posted this, but if you don't mind sharing the reason, do you know why it went to the AVU please? Just that I'd seen some things on the Childs and Co thread regarding them. Thanks
    If you want me to definitely see your reply, please tag me @forumuser7 Thank you.

    N.B. (Amended from Forum Rules): You must investigate, and check several times, before you make any decisions or take any action based on any information you glean from any of my content, as nothing I post is advice, rather it is personal opinion and is solely for discussion purposes. I research before my posts, and I never intend to share anything that is misleading, misinforming, or out of date, but don't rely on everything you read. Some of the information changes quickly, is my own opinion or may be incorrect. Verify anything you read before acting on it to protect yourself because you are responsible for any action you consequently make... DYOR, YMMV etc.
  • alibean121
    alibean121 Posts: 259 Forumite
    Ninth Anniversary 100 Posts Name Dropper
    FYI I've seen a lot of people on the thread and elsewhere really stressing that you must apply for the switch when you open the account as a new customer. However, my Natwest application went via the AVU and you then need to apply via phone for the account and can't do a switch at that time. I decided to still fill in the online form later to complete a switch and see what happened. Switch completed on 14th, I made the pay-in on the 15th and £200 hit the account today.
    Sorry if you have already posted this, but if you don't mind sharing the reason, do you know why it went to the AVU please? Just that I'd seen some things on the Childs and Co thread regarding them. Thanks
    I honestly have no clue. I got an email from the AVU saying the account wouldn't be opened about 2 minutes after I got my acceptance email when I first applied online. It was very quick and on a Sunday so I assume it was automated. It said you could appeal - I just wrote one line asking why the account was declined and they emailed me about a week later saying the appeal was successful with a reference to use to apply for an account via phone.
  • Stargunner
    Stargunner Posts: 998 Forumite
    Fifth Anniversary 500 Posts Name Dropper
    I got a text on Monday to say that my RBS switch had completed, but still not received the switch bonus. I also switched to Nat West a week earlier and received that switch bonus a couple of days after the completion text. I wonder if that is the reason that they have not paid me the bonus for the RBS Switch, although the T&C's state that the only reason that you won't be eligible for it is if you have already taken advantage of a cash switcher offer from Nat West, RBS or Ulster Bank between 1st October 2017 and 13th February 2023, which I haven't. I may have to give them a call tomorrow. 
  • dealyboy
    dealyboy Posts: 1,941 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Hi @Stargunner ...
    I got a text on Monday to say that my RBS switch had completed, but still not received the switch bonus. I also switched to Nat West a week earlier and received that switch bonus a couple of days after the completion text. I wonder if that is the reason that they have not paid me the bonus for the RBS Switch, although the T&C's state that the only reason that you won't be eligible for it is if you have already taken advantage of a cash switcher offer from Nat West, RBS or Ulster Bank between 1st October 2017 and 13th February 2023, which I haven't. I may have to give them a call tomorrow. 
    ... me too.

    I phoned RBS and all checked out. It was suggested I contact Cora if not received on Tuesday 21st (I will phone). The switch completed date of 13th March is the last of the 4 qualifying criteria and therefore the incentive must be paid by 20th March.

    Surprising considering everybody else seems to be getting the incentive for NatWest and RBS two days after the completion.

    Ironically the poster I was advising on the First Direct switch got hers today, switch having completed on 14th March.

    A little complaint bonus ?
  • Perksy5
    Perksy5 Posts: 141 Forumite
    Fourth Anniversary 100 Posts Name Dropper
    Just wanted to share that although I had a natwest switch incentive back in 2017 or 2018, I tried RBS this time round and got £200. I now also did Natwest to be cheeky and 2 days ago switch completed and my bonus was paid this morning. So £400 up when based on t&c I shouldn't have had either. Happy days!
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