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Progress not Perfection
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hope DD is ok and its nothing serious.Making the debt go down and savings go up
LBM 2015 - debt £57K / Now £28,744....its going down
Mortgage Free December 9th 2024! 18mths ahead of schedule. Since 2022 we paid over £15K in OPs.Challenges
EF #68 £410/£3000
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Fiver Friday '25 #10 £15
Studies/surveys July £58.64
Decluttering items 748
Books read 12
Jigsaws done 8
My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up2 -
Hope DD gets well soon."If you can dream it, you can do it". Walt Disney1
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Morning all, the weekend is in sight again.
WFH today already got a load of washing done as the weather looks good today.
I seem to have got lots of places to go that are nowhere near each other. I forgot I was going straight to the vets after work tomorrow to pick up flea treatment and this has thrown out my planned visit to Lid! on the way home. There is a Lid! near the vets but it's a bit hit and miss plus it only has 2 checkouts so is a very slow process. I must be in the minority in that I much prefer self checkouts. I like to check the prices going through and make sure my app has scanned properly.
I also need to return a sweatshirt to Mr S that I bought last week, although it's a size small it's huge. I'm disappointed as I really love it but it doesn't come in extra small unfortunately.
This weekend I really must offload the soft plastics recycling at Mr T and I also have 3 bags of coffee pods recycling to drop off at a local shop.
Thinking about how I can fit all this in with work. I do have over 15 hours flexi accumulated so maybe I should stop being so tight with it and use some of it to get stuff done. I'm the same with my flexi as my savings pots, I like adding to it but not spending it 😆
Mr SA is at the doctors later for his blood test and is moaning like mad about it. Re DD, she needs to overhaul her lifestyle in my opinion. She takes no exercise, plays online games until the early hours, hardly ever goes outside apart from going to work and eats a lot of ready meals with very little veg. She's heading towards 40 now and still living like a teenager, it's bound to take it's toll at some stage. She's the complete opposite of me.
Today's exercise plan is dog walking when Mr SA gets back, a live full body toning class at lunchtime and live Zumba at 5.30. I did a short 5 minutes meditation early this morning which was very relaxing. I'm thinking about turning the dog walk into the visit to Lid!. Although she obviously prefers the park it's a good street walk for her and she likes to sniff different pavements.
Tonight's dinner is harissa prawn orzo, an old favourite. I'm at the stage where I need to starting using up fridge stocks with the holiday fast approaching. There are 12 evening meals between now and take off so I'm going to work out a meal plan to use everything up.
I get knocked down but I get up again (Chumbawamba, Tubthumping)7 -
I'm with you on self checkouts, I prefer to do it myself."If you can dream it, you can do it". Walt Disney1
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I like self checkouts too. Easier to pack when it isn’t being thrown at you 😁Not all who wander are lost - J.R.R.Tolkien
🌊 A smooth sea never made a skilled sailor 🌊
My WW and friends diary is here 😁 …
https://forums.moneysavingexpert.com/discussion/6259606/must-try-harder/p12 -
I always try to go to the same chap on the checkout at Lil's as he's very good, always has a chat, and doesn't scrunch all the shopping down the checkout at you if you go a bit slower on the packing!🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
£100k barrier broken 1/4/25SOA CALCULATOR (for DFW newbies): SOA Calculatorshe/her2 -
If I remember correctly I could only carry forward 15 hours flexi each period.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.2 -
Hope Mr SA's blood test results are useful, and DDs too when she has hers. Could she be put on any dog walking duties so she at least gets some extra exercise/outside time even if it's just ten minutes or so?3
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beanielou said:If I remember correctly I could only carry forward 15 hours flexi each period.I get knocked down but I get up again (Chumbawamba, Tubthumping)3
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PennysIntoPounds said:Hope Mr SA's blood test results are useful, and DDs too when she has hers. Could she be put on any dog walking duties so she at least gets some extra exercise/outside time even if it's just ten minutes or so?I get knocked down but I get up again (Chumbawamba, Tubthumping)6
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