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Progress not Perfection

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  • Makingabobor2
    Makingabobor2 Posts: 4,256 Forumite
    1,000 Posts Third Anniversary Photogenic Name Dropper
    hope DD is ok and its nothing serious. 
    Making the debt go down and savings go up

    LBM 2015 - debt £57K / Now £28,524....its going down

     Mortgage Free December 9th 2024! 
    18mths ahead of schedule.  Since 2022 we paid over £15K in OPs.

    Challenges

    EF #68  £590/£3000
    .

    Studies/surveys  August £32.11

    Decluttering items 938

    Books read    16
    Jigsaws done  10

    My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up


  • jwil
    jwil Posts: 22,110 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Hope DD gets well soon.
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • jwil
    jwil Posts: 22,110 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    I'm with you on self checkouts, I prefer to do it myself.
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • WinterWarrior
    WinterWarrior Posts: 6,110 Forumite
    Ninth Anniversary 1,000 Posts Photogenic Name Dropper
    I like self checkouts too. Easier to pack when it isn’t being thrown at you 😁
    Not all who wander are lost - J.R.R.Tolkien
    🌊 A smooth sea never made a skilled sailor 🌊

    My WW and friends diary is here 😁 … 
    https://forums.moneysavingexpert.com/discussion/6259606/must-try-harder/p1

  • EssexHebridean
    EssexHebridean Posts: 24,455 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    I always try to go to the same chap on the checkout at Lil's as he's very good, always has a chat, and doesn't scrunch all the shopping down the checkout at you if you go a bit slower on the packing! 
    🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
    Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
    Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
    Balance as at 31/08/25 = £ 95,450.00
    £100k barrier broken 1/4/25
    SOA CALCULATOR (for DFW newbies): SOA Calculator
    she/her
  • beanielou
    beanielou Posts: 95,833 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    If I remember correctly I could only carry forward 15 hours flexi each period. 
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • Hope Mr SA's blood test results are useful, and DDs too when she has hers. Could she be put on any dog walking duties so she at least gets some extra exercise/outside time even if it's just ten minutes or so?
  • Sun_Addict
    Sun_Addict Posts: 24,160 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    beanielou said:
    If I remember correctly I could only carry forward 15 hours flexi each period. 
    We are allowed to carry forward 22 hours.
    I get knocked down but I get up again (Chumbawamba, Tubthumping)
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