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Progress not Perfection
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Lol, I think when I'm in my 80s, I will shop whenever I damn well like......although I will have to juggle it with all the time I shall doubtless be busy waving my umbrella on demos outside the Town Hall!
F2025's challenges: 1) To fill our 10 Savings Pots to their healthiest level ever
2) To read 100 books (36/100) 3) The Shrinking of Foxgloves 5.9kg/30kg
"Life can only be understood backwards but it must be lived forwards" (Soren Kirkegaard 1813-55)3 -
I have found in recent (not employed) weeks that Friday is as bad as Saturday, and 9am is far better than 11am whatever day it is.My mortgage free diary: https://forums.moneysavingexpert.com/discussion/6498069/whoops-here-comes-the-cheese
GNU Mr Redo1 -
I find the earlier the better shopping wise. Unfortunately today thanks to Mr SA taking his time to get his act together and the dog walking extra slowly we arrived at Mr T at 11am which is obviously peak shopping time 😐 I have several retired friends in their 70s who, on retirement, looked forward to never having to shop on Saturdays again. I have just 3 years until I can retire so if you read on here that I’ve been to the big Mr T on a Saturday after that date you have permission to slap my wrist 🤣
On a more sober note I heard tonight that my cousin has just lost her husband unexpectedly. She’s had a dreadful time over the past 3 years, she’s lost her daughter, her brother, two dogs at a young age and now her husband 🙁 She’s been with him since she was 16. She’s lovely and doesn’t deserve all this.I get knocked down but I get up again (Chumbawamba, Tubthumping)5 -
Oh your poor cousin. I'm sorry for your family's loss x1
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So sorry to read about your cousin.Life is so cruel sometimes.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.1 -
I've had my meter for years and made massive savings in the first two years. When I first changed it I was paying £75 a month and it went down to £29 with me living on my own but then my DD moved back in followed by her boyfriend so it went back up to £49.50 which is what I've paid for the last year. I've been living here on my own since the 10th of March 23 so it should just naturally go down again unless the price increases are massive 😊badmemory said:Onebrokelady said:I'm still waiting for my water bill. I'm on a meter but there's only me. I'm still paying the same amount as I was when DD lived here simply because I had to wait for three months then give them a reading before they would re bill me. I didn't bother giving them the reading and kept the payment the same as I reasoned I would hopefully build up some credit. I was hoping mine would go down but with the increases I will be happy if it stays the same. I won't be happy if it goes up
Please give them a reading now as if you don't make savings then within 2 years they are supposed to allow you to go back to non metered. With only you in residence you SHOULD have made significant savings. If not you should be figuring out why.Original Debt Owed Jan 18 = £17,630 Paid To Date = £6,510 Owed = £11,1202 -
So sorry to hear about your cousin, so far this year there has been a lot of sad news. Xx
:j Debtfree and and staying that way.:j3-6 month emergency fund, No.61 £140.001 -
So sorry to hear about your cousin that's so sad 😟Original Debt Owed Jan 18 = £17,630 Paid To Date = £6,510 Owed = £11,1201
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It should’ve been his 70th birthday party next week 🙁I get knocked down but I get up again (Chumbawamba, Tubthumping)1
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Oh how awful SA - I’m so sorry. 😢🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
£100k barrier broken 1/4/25SOA CALCULATOR (for DFW newbies): SOA Calculatorshe/her1
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