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Progress not Perfection

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  • foxgloves
    foxgloves Posts: 12,553 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Our snow turned to sleet then rain at around lunchtime. Mr F works in the north of the county so saw a little more but too wet to lay down more than a dusting really.
    F
    2025's challenges: 1) To fill our 10 Savings Pots to their healthiest level ever
    2) To read 100 books (36/100) 3) The Shrinking of Foxgloves 5.9kg/30kg

    "Life can only be understood backwards but it must be lived forwards" (Soren Kirkegaard 1813-55)
  • Cherryfudge
    Cherryfudge Posts: 13,159 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    You deserve a nice treat - I hope you found something in M&S to make you happy!
    I think a bit of sunshine is good for frugal living. (Cranky40)
    The sun's been out and I think I’m solar powered (Onebrokelady)

    Fashion on the Ration 2025: Fabric 2, men's socks 3, Duvet 7.5, 2 t-shirts 10, men's socks 3, uniform top 0, hat 0, shoes 5 = 30.5/68
    2024: Trainers 5, dress 7, slippers 5, 2 prs socks (gift) 2, 3 prs white socks 3, t-shirts x 2 10, 6 prs socks: mostly gifts 6, duvet set 7.5 = 45.5/68 coupons
    20.5 coupons used in 2020. 62.5 used in 2021. 94.5 remaining as of 21/3/22
  • Have fun spending the M&S voucher😊I was wondering if you had had snow. We have had soggy ran all day and it's really grey and miserable. My clinic room doesn't have any windows though so I have been bathed in artificial light all day 😀
    Original Debt Owed Jan 18 = £17,630 Paid To Date = £6,510 Owed = £11,120
  • Sun_Addict
    Sun_Addict Posts: 23,982 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    It’s still pouring with rain now. The snow was a flash in the pan and wasn’t able to settle as it’s been so wet. What a miserable day though. 
    I get knocked down but I get up again (Chumbawamba, Tubthumping)
  • Hurrah for the m&S voucher. I find them easier to spend now that they have the nice skincare. Hope you found a lovely treat.
  • SuzeQStan
    SuzeQStan Posts: 1,672 Forumite
    1,000 Posts Fourth Anniversary Homepage Hero Photogenic
    edited 9 February 2024 at 10:25AM
    £9 more a month for water!!! Thought it was supposed to go up 6% on average!?  

    Has your usage increased over the last 6 months?  If you can’t pin point it I’d be having a look for toilet leaks - you can get those usually free from your supplier - or just use a bit of loo roll above the toilet water line.  If it gets wet/washed away before next flush then you probably have a leak which is very cheap to fix usually.

    edit- missed something out made no sense as a result
    Lancashire
    PV 5.04kWp SW facing
    Solar Battery 6.5 kWh 
    🐙 Intelligent Go

    Mortgage freedom January 2024 - paid off 7 years early by making overpayments where we could.

  • Sun_Addict
    Sun_Addict Posts: 23,982 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 9 February 2024 at 10:38AM
    We’re not on a meter and pay the bill in 8 instalments so £9 more a month but only for 8 months. 
    I get knocked down but I get up again (Chumbawamba, Tubthumping)
  • badmemory
    badmemory Posts: 9,564 Forumite
    Ninth Anniversary 1,000 Posts Name Dropper
    My non-metered water has gone up by over 11%.  Sarcy comment coming up.  It is a pity they couldn't keep their increase in pollution down to only 11%.
  • Wow that's a massive rise for the water rates. But that would be about 6% if ours goes up that much, so I beast brace myself....lol.  
    Making the debt go down and savings go up

    LBM 2015 - debt £57K / Now £28,744....its going down

     Mortgage Free December 9th 2024! 
    18mths ahead of schedule.  Since 2022 we paid over £15K in OPs.

    Challenges

    EF #68  £450/£3000
    .
    Fiver Friday '25 #10 £15

    Studies/surveys  July £72.46

    Decluttering items 750

    Books read    12
    Jigsaws done  8

    My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up


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