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Progress not Perfection
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Morning SA. Inspiring as always ⭐️Not all who wander are lost - J.R.R.Tolkien
🌊 A smooth sea never made a skilled sailor 🌊
My WW and friends diary is here 😁 …
https://forums.moneysavingexpert.com/discussion/6259606/must-try-harder/p10 -
Mornin SA - just wondered how much you pay the wheelie bin wash and how often they do it?
we have a local chap who wants £2 per bin per month. I’ve always just done it myself when the weather permits - it is a grotty job though and I’d love not to do it!! 😬😬
nice one on the 9 hour sleep - if I didn’t have to set alarms I’d naturally sleep for 9hrs straight x
(1st time I wrote that it said ‘sleep for 9mths straight 🤣)Lancashire
PV 5.04kWp SW facing
Solar Battery 6.5 kWh
🐙 Intelligent Go
Mortgage freedom January 2024 - paid off 7 years early by making overpayments where we could.1 -
We pay £3 every 4 weeks for the general waste bin. It was £2.50 for years and has only just recently gone up. We don’t have the recycling one done, I wash that one out occasionally. I think £2 is very reasonable indeed.I get knocked down but I get up again (Chumbawamba, Tubthumping)2
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I would certainly pay £2.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.2 -
My wheely bin is grim as anything but it doesn't offend me enough that I can be bothered to throw money at changing that!
It would only end up grim again pretty soon anyway as it gets most of the ash from the fire in it.
🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
£100k barrier broken 1/4/25SOA CALCULATOR (for DFW newbies): SOA Calculatorshe/her1 -
£5 every 4 weeks here & I don't begrudge a single penny of it!
F2025's challenges: 1) To fill our 10 Savings Pots to their healthiest level ever
2) To read 100 books (36/100) 3) The Shrinking of Foxgloves 5.9kg/30kg
"Life can only be understood backwards but it must be lived forwards" (Soren Kirkegaard 1813-55)1 -
will keep a look out in our area I think, could do with someone to wash the bins. Hate doing it, it always splashes every whereMaking the debt go down and savings go up
LBM 2015 - debt £57K / Now £28,744....its going down
Mortgage Free December 9th 2024! 18mths ahead of schedule. Since 2022 we paid over £15K in OPs.Challenges
EF #68 £450/£3000
.
Fiver Friday '25 #10 £15
Studies/surveys July £72.46
Decluttering items 750
Books read 12
Jigsaws done 8
My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up1 -
Had a lovely surprise this afternoon. My line manager has sent me a gift voucher for M&S to thank me for my hard work 😊 This nicely coincides with me receiving a 15% off voucher from M&S today. Guess where I'm going after work tomorrow 🤣
What a miserable dark day it's been. Thankfully only flurries of snow and far too wet to settle as it's done nothing but rain in between. Still haven't managed to get out with the dog although I don't think she's that bothered she doesn't like going out in the rain.I get knocked down but I get up again (Chumbawamba, Tubthumping)7 -
Lovely to be appreciated.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
How lovely to get your gift vouchers. Well done. We've only had heavy rain all day, no sign of the snow yet, but I think I'm a bit further south than you.Making the debt go down and savings go up
LBM 2015 - debt £57K / Now £28,744....its going down
Mortgage Free December 9th 2024! 18mths ahead of schedule. Since 2022 we paid over £15K in OPs.Challenges
EF #68 £450/£3000
.
Fiver Friday '25 #10 £15
Studies/surveys July £72.46
Decluttering items 750
Books read 12
Jigsaws done 8
My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up0
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