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Progress not Perfection

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  • badmemory said:
    My non-metered water has gone up by over 11%.  Sarcy comment coming up.  It is a pity they couldn't keep their increase in pollution down to only 11%.
    Wow, that's massive. 
    Making the debt go down and savings go up

    LBM 2015 - debt £57K / Now £28,744....its going down

     Mortgage Free December 9th 2024! 
    18mths ahead of schedule.  Since 2022 we paid over £15K in OPs.

    Challenges

    EF #68  £450/£3000
    .
    Fiver Friday '25 #10 £15

    Studies/surveys  July £72.46

    Decluttering items 750

    Books read    12
    Jigsaws done  8

    My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up


  • satchmo1
    satchmo1 Posts: 3,213 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    I guess because there are 3 adults in the household it's not cost-effective to instal a water meter?
    What would you get if all you got was what you were thankful for?
  • Onebrokelady
    Onebrokelady Posts: 7,798 Forumite
    Seventh Anniversary 1,000 Posts Name Dropper Photogenic
    I'm still waiting for my water bill. I'm on a meter but there's only me. I'm still paying the same amount as I was when DD lived here simply because I had to wait for three months then give them a reading before they would re bill me. I didn't bother giving them the reading and kept the payment the same as I reasoned I would hopefully build up some credit. I was hoping mine would go down but with the increases I will be happy if it stays the same. I won't be happy if it goes up  
    Original Debt Owed Jan 18 = £17,630 Paid To Date = £6,510 Owed = £11,120
  • badmemory
    badmemory Posts: 9,570 Forumite
    Ninth Anniversary 1,000 Posts Name Dropper
    I'm still waiting for my water bill. I'm on a meter but there's only me. I'm still paying the same amount as I was when DD lived here simply because I had to wait for three months then give them a reading before they would re bill me. I didn't bother giving them the reading and kept the payment the same as I reasoned I would hopefully build up some credit. I was hoping mine would go down but with the increases I will be happy if it stays the same. I won't be happy if it goes up  

    Please give them a reading now as if you don't make savings then within 2 years they are supposed to allow you to go back to non metered.  With only you in residence you SHOULD have made significant savings.  If not you should be figuring out why.
  • Sun_Addict
    Sun_Addict Posts: 23,987 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    satchmo1 said:
    I guess because there are 3 adults in the household it's not cost-effective to instal a water meter?
    Yes that’s right plus I have a bath 4 nights a week and we have a pond that seems to constantly need topping up. 
    I get knocked down but I get up again (Chumbawamba, Tubthumping)
  • Love reading your step count each day. Makes me feel bad not doing enough. Seem to have lapsed again lately. Going to try harder to get back up again. 
    Making the debt go down and savings go up

    LBM 2015 - debt £57K / Now £28,744....its going down

     Mortgage Free December 9th 2024! 
    18mths ahead of schedule.  Since 2022 we paid over £15K in OPs.

    Challenges

    EF #68  £450/£3000
    .
    Fiver Friday '25 #10 £15

    Studies/surveys  July £72.46

    Decluttering items 750

    Books read    12
    Jigsaws done  8

    My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up


  • ladyholly
    ladyholly Posts: 3,919 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    I really hate the use it or lose budget system. In my experience much of the money is spent very unwisely leaving nothing for bigger projects whereas if it could be carried over those things would become affordable.
  • Cherryfudge
    Cherryfudge Posts: 13,166 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    I don't know about the wider picture, @ladyholly, but I was once appointed to a post which I've always been convinced was in order to keep the funding. It would have been in the early part of the year. I was supposed to be leading a small team, which was never recruited, based at a location that was never acquired. At the end of the year I inherited someone else's team and location, after a long time spent as backup for anyone who needed it. Surely they would have been better banking the money or (more likely) using it to appoint relief or temporary staff?
    I think a bit of sunshine is good for frugal living. (Cranky40)
    The sun's been out and I think I’m solar powered (Onebrokelady)

    Fashion on the Ration 2025: Fabric 2, men's socks 3, Duvet 7.5, 2 t-shirts 10, men's socks 3, uniform top 0, hat 0, shoes 5 = 30.5/68
    2024: Trainers 5, dress 7, slippers 5, 2 prs socks (gift) 2, 3 prs white socks 3, t-shirts x 2 10, 6 prs socks: mostly gifts 6, duvet set 7.5 = 45.5/68 coupons
    20.5 coupons used in 2020. 62.5 used in 2021. 94.5 remaining as of 21/3/22
  • badmemory
    badmemory Posts: 9,570 Forumite
    Ninth Anniversary 1,000 Posts Name Dropper
    I once (as usual a long time ago) worked for a charity that had to give budgets for funding.  The year I did it I got a big pat on the back because I thought of something that hadn't been done before.  Simple really, when applying for budgets for workmen (carpenters etc, big house an awful lot of work needed) I included in the budget paid holidays which should have been included for several years before.  They had been having to pay holiday pay that wasn't actually in the budget, so when one left evertually they hadn't been able to get someone else because the money wasn't there.  I confess it took me a while to figure out why the proverbial was hitting the fan.  Even though my watch would be over as 6 months only allowed I wasn't going to let my watch be responsible for anything like that happening.  But it is all about allowed budgets & a use it or lose it system.  MSE in action really.
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