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Progress not Perfection

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  • ladyholly
    ladyholly Posts: 3,916 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Sorry to her your dd is back in hospital. I hope she gets home soon. Losing a bit of hair which will regrow is not the worst thing that could happen and would hopefully stop the headaches. Sorry to hear they all have covid as well.
  • Hope they all recover from covid soon. Its amazing how many people are still getting it. 
    Making the debt go down and savings go up

    LBM 2015 - debt £57K / Now £28,744....its going down

     Mortgage Free December 9th 2024! 
    18mths ahead of schedule.  Since 2022 we paid over £15K in OPs.

    Challenges

    EF #68  £450/£3000
    .
    Fiver Friday '25 #10 £15

    Studies/surveys  July £72.46

    Decluttering items 750

    Books read    12
    Jigsaws done  8

    My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up


  • Cherryfudge
    Cherryfudge Posts: 13,159 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Your poor DiL! I hope she shakes off the Covid soon.
    I think a bit of sunshine is good for frugal living. (Cranky40)
    The sun's been out and I think I’m solar powered (Onebrokelady)

    Fashion on the Ration 2025: Fabric 2, men's socks 3, Duvet 7.5, 2 t-shirts 10, men's socks 3, uniform top 0, hat 0, shoes 5 = 30.5/68
    2024: Trainers 5, dress 7, slippers 5, 2 prs socks (gift) 2, 3 prs white socks 3, t-shirts x 2 10, 6 prs socks: mostly gifts 6, duvet set 7.5 = 45.5/68 coupons
    20.5 coupons used in 2020. 62.5 used in 2021. 94.5 remaining as of 21/3/22
  • Sorry to hear your poor DIL in back in hospital I hope she recovers soon along with the rest of the family xx
    Original Debt Owed Jan 18 = £17,630 Paid To Date = £6,510 Owed = £11,120
  • So sorry your DIL back in hospital and with Covid  too.  Hope she recovers soon and your DS is coping ok with GC.  
    I’m a Forum Ambassador and I support the Forum Team on the Debt free Wannabe, Budgeting and Banking and Savings and Investment boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.

    The 365 Day 1p Challenge 2025 #1 £667.95/£162.90
    Save £12k in 2025 #1 £12000/£7000
  • RelievedSheff
    RelievedSheff Posts: 12,691 Forumite
    10,000 Posts Sixth Anniversary Name Dropper Photogenic
    That's a really poor rate. Thought ours was bad at 1.5%.
  • I’m the same with my bank. It’s 0.6%, but the thought of looking elsewhere is off putting. I don’t like those limited time deals, I just want somewhere to plonk it without having to keep changing! 
    I hope the lasagne is good.
    I’m surprised covid isn’t in the news more, it still seems to be everywhere.
    Not all who wander are lost - J.R.R.Tolkien
    🌊 A smooth sea never made a skilled sailor 🌊

    My WW and friends diary is here 😁 … 
    https://forums.moneysavingexpert.com/discussion/6259606/must-try-harder/p1

  • badmemory
    badmemory Posts: 9,564 Forumite
    Ninth Anniversary 1,000 Posts Name Dropper
    WinterWarrior said:
    I’m surprised covid isn’t in the news more, it still seems to be everywhere.
    It's the press toeing the party line as usual, they've even managed to force the BBC to do it.

  • jokono
    jokono Posts: 766 Forumite
    Fourth Anniversary 500 Posts Name Dropper
    I have multiple bank accounts and keep some savings in Chase pots, it's 2.7%aer. I also use that card for regular spending as it gives 1% cash back.
    If you manage to get a Barclays blue current account you can open a Rainy Day saver and get 5.12%aer for up to 5k. Annoyingly they only offered me a basic current account, not a blue rewards one.
    01.12.2020 - CC £16,839 / Loan £18,820 / EF £0
    03.07.2023 - CC (0%) £9,859 / Loan £0 / Savings £10,110
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