In the Meantime

doingitanyway

So... I am chasing the quote for the surveyor. I will be trying to fund this without dipping into savings. 

I have had a few days spending more than I would like. Well probably much longer but a few days where I have been aware of my spending. This is mainly food/coffees/teas and because I'm not having use of my own kitchen. This expenditure will decrease massively once I am in the new house (fingers crossed). I am therefore not too concerned. I will try to be more mindful and minimise it but not going to stress too much.

Another expense has been helping relatives. I am ok with that, but I do need to be more realistic in what I can afford to give. 

The osteopath seems to have helped, as I was pain free last night 

I5 days until the survey. That will be the next hurdle...

Sunny here. I hope everyone is having their share of vitamin D

Skint_yet_Again

I’m surprised the surveyor didn’t want paying up front dia. All mine wanted payment on booking. 

Glad the osteopath has helped you to be pain free. 

doingitanyway

Skint_yet_Again said:

I’m surprised the surveyor didn’t want paying up front dia. All mine wanted payment on booking. 

Glad the osteopath has helped you to be pain free. 

Thank you SYA. You are right. The surveyor needs paying upfront, but not on booking. I will pay a week before 

WelshmansDaughter

I am considering getting a portable water heater so I can make tea when I'm out, I gave myself a shock spending £3 on tea in Pr*t

doingitanyway

WelshmansDaughter said:

I am considering getting a portable water heater so I can make tea when I'm out, I gave myself a shock spending £3 on tea in Pr*t

That made me laugh. A cup of tea out now is extortionate. I would use your portable water heater. I now have a tiny stainless steel container that contains my chocolate stash so I am not tempted by cake as that generally adds on another £4/5 

So, today I heard from the surveyor. It is a bigger house so it will cost more. He has done a search online of property/changes and looked at satellite images of the roof. There is no furniture in the property and 'he feels confident he can assess the property with a level 2 survey...' I would want at least a level 3 usually. Not sure what to think...?

In other news, I have already completed fixtures and fittings and everything is included (I was worried about the dishwasher) It makes everything easier...

I am still overspending on food, but being better. I have started cooking a bit more (always more MSE) Today I made a pot of excellent Ethiopian lentils (Misar wat)

I am off to a concert tonight. A present from a friend. Hoping my back/leg holds up. It is a Gladys Knight concert so I am very excited.

I hope everyone is having a good day

jwil

Good news that things are progressing.  Go with the survey that makes you comfortable, but a quick google suggests that level 2 is best for most conventional properties, and level 3 is recommended for older (pre-1850) properties, those which are very run down, or those that have been significantly altered.

Have a lovely time at the concert!

savingholmes

My surveyor convinced me to go level 2 but wish I'd stuck with 3 as then they I believe give you potential repair costs rather than an uncosted list of potential woes to freak you out. 

doingitanyway

Thanks @jwil I think that was what confused me as the house is pre 1850 and a level 2 has been suggested for the same price as my previous level 3. I have asked for a level 3 quote so I can make comparisons with other companies.

Thanks @savingholmes I was more concerned about damp and subsidence. It sounds like a level 3 will look below floorboards (although in reality they don't as cannot access) and into the loft and also check alterations. I'm happier with a level 3 so I think I'll go with that but phone around for quotes on Monday.

The concert was amazing. Really good. I bought my friend some pink lemonade that was tiny and not worth the £5 charge. We had gelato after at a nearby place. This time, two small ice creams cost me £11 but it was worth it I had coconut and pineapple and it was delicious 

Today I had a slow start as the house is empty for a change.

I'm going to have a low spend day. I might buy a coffee out and a paper and some fruits but that is it.

MSE wise I am paying the surveyor so that cuts my savings level down. I have put away half. I paid for searches on my CC and that will have to be paid off in July too. 

I have a small amount of foreign currency from my last trip that converts to £150. I was going to gift it to a relative who is going to where I went. I hate changing money back as you lose out with each exchange. However, it probably makes sense for me to keep the cash to see me through the month.

Tomorrow another cultural event. This time an opera. Another friend has bought the ticket, so again it will just cost me nothing, except maybe, a few glasses of wine 

Sunny here.
Hope you are enjoying your Saturday

jwil

Glad you had a nice time at the concert!

Hope you can find a good quote for the level 3 survey.

MovingForwards

Can't remember if the docs you have from the seller details changes to the property, if so scan / photo the relevant sections and send them to your surveyor as they can cross ref the info against the property, anything not disclosed can be used as a bargaining tool for the seller paying for indemnities etc. I believe all surveys cover subsidence as they're geared up more for mortgages than cash buyers.

The gig and opera were much needed and appear to have increased your spirits.