In the Meantime

doingitanyway

Does anyone have a zero budget template so I can log my spending in July?

joedenise

If you just want it for a month is it worth trying a free trial of YNAB?  The free trial if for 34 days so you could time it for just before the end of the month so that you get the whole of July to try it.  That's a zero budgeting app.  It takes a while to set up but easy to keep track of your money once done.  I've been using it for about 10 years now (the old system for most of that time and the current system since the beginning of this year).  Wouldn't be without now.

Meant to say it sounds really positive about the house.  Fingers crossed for you it all goes well.

Skint_yet_Again

Sounds like your second viewing went well and you are switched on as to what questions to ask. Is the “loft room” described as a loft room or a bedroom? Just one to watch. Good luck with it all 🤞

doingitanyway

Thank you @joedenise for alerting me to the YNAB free trial. I will look into that 

Thank you @Skint_yet_Again the loft room is described as a bedroom. I'm assuming the surveyor will ascertain if it is a bedroom or not?

So today I've already had the solicitor on. He has heard from the seller's solicitor and apparently there is a 6 week fixed time for completing. My solicitor suggested I apply for searches immediately so that has been done. The risk is if the survey is absolutely horrific to the point of needing to pull out, I would have lost a few hundred pounds (again)
It's a risk I'm willing to take. Solicitor suspects it will be closer to 8 weeks to complete. It still feels quick! The average is 12 apparently...although of course sometimes it is much longer!

I'm starting to think about my budget that I will have if I get the house...
@Skint_yet_Again is good on budgets so I will go back over her old ones.

Spending today
Osteopathy and fares 
Cup of tea
Hummus, spinach, smoked fish = 27.70

I hope everyone is having a good start to the week

Sun_Addict

How lovely to read such wonderful news about the house and your health 😀 Sending lots of positive vibes, surely this time it will work out🤞

jwil

That is quick!

Skint_yet_Again

Thanks for the compliment about budgeting dia 😊 

I’m not sure but I believe loft conversions may have to have building regs. Might be worth finding out via the EA if the vendors have planning / building regs certificate. There is info online from federation of master builders. Don’t contact the council as this will compromise any indemnity policy if you decide to go down that route. 

WelshmansDaughter

There are requirements like windows etc before it can be described as a bedroom. The estate agent should have factored this in before advertising as such.

MovingForwards

Surveyor won't make enquiries into the validity of the loft / bedroom, only say if it meets current regs; ask them if they believe it met regs at thw time it was done.

Taps without water may be due to the water being turned off and what is coming out is the run off, or individual taps are off find out why.

Everything is crossed for you!

doingitanyway

Sun_Addict said:

How lovely to read such wonderful news about the house and your health 😀 Sending lots of positive vibes, surely this time it will work out🤞

Thank you and the 'surely' mad me laugh 

jwil said:

That is quick!

It really does seem to be moving quickly. Good but also a bit scary 

Skint_yet_Again said:

Thanks for the compliment about budgeting dia 😊 

I’m not sure but I believe loft conversions may have to have building regs. Might be worth finding out via the EA if the vendors have planning / building regs certificate. There is info online from federation of master builders. Don’t contact the council as this will compromise any indemnity policy if you decide to go down that route. 

Thank you I have made a note to ensure this is covered

WelshmansDaughter said:

There are requirements like windows etc before it can be described as a bedroom. The estate agent should have factored this in before advertising as such.

Thanks @WelshmansDaughter Funnily enough it is the room is included in the number of bedrooms but it also says bedroom/loft room further down...

MovingForwards said:

Surveyor won't make enquiries into the validity of the loft / bedroom, only say if it meets current regs; ask them if they believe it met regs at thw time it was done.

Taps without water may be due to the water being turned off and what is coming out is the run off, or individual taps are off find out why.

Everything is crossed for you!

Thank you  I've added this to my list of things to raise with the solicitor.