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  • doingitanyway
    doingitanyway Posts: 10,207 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Mortgage-free Glee!
    edited 23 July 2023 at 10:38PM
    Thanks @mark55man your posts give me hope
    Thanks @MovingForwards swimming does indeed rest my calm
    Thanks @jwil and @savingholmes the small windfall was put to good use before my sod-it muscle activated  :)
    Thanks @WelshmansDaughter If home is in the mind, does you losing your train of thought mean you made yourself temporarily homeless  ;)

    So the whole week has been full of other people. I feel I am bending myself out of shape. A relative has asked me to help for 3 days. I thought about it and said I would do 2 days. They agreed. Good for me.  I need to be more boundaried.

    I was looking for a BnB for when I view in the new area. I need a break from other people!! I can't find anywhere for a reasonable price so I will be turning it into a long day. I will prep some nice food and take a flask for a little picnic on the beach. (or in a shelter if raining like a very old person) I will have F&Cs before I come home...cheaper that way.

    I hope everyone is having a good Sunday

    Edited, as I was complaining about a friend and feel bad about moaning. Thanks @jwil and @in_need_of_direction I will make the most of my viewing day  :)


    If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them

    Emergency fund 800/1000
    Buffer fund 0/100
    Debt Free (again) 25/072025
  • I hope the viewing goes well.  If not, you will at least have some time at the beach which will make the journey worthwhile.
    Mortgage at 01.01.14 £119,481.83:eek: today £0 Emergency fund £5.5/5.5k & £200/200 cash.:jWeight 24/02/19 14st 7lb now 12st determined to stop defining myself by my mistakes. Progress not perfection.:T100%through my 1% mortgage challenge. 100% through my pb challenge.
  • jwil
    jwil Posts: 22,274 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    I'm sorry that the event did not go well, that's very thoughtless of your friend.

    I hope the viewing goes well.  The sea is always good for the soul.
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • Lol my mind has many, many trains. But some only have request stops 🤣🤣🤣
  • savingholmes
    savingholmes Posts: 29,049 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Lol my mind has many, many trains. But some only have request stops 🤣🤣🤣
    Love that!!

    Hope things improve for you and DIA
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £172.5K Equity 36.11%
    2) £1.8K Net savings after CCs 13/9/25
    3) Mortgage neutral by 06/30 (AVC £26.8K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 32.6/£127.5K target 25.6% 13/9/25
    (If took bigger lump sum = 54.5K or 42.7%)
    4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise)
    (If bigger lump sum £15.8/30K 52.67%)
    5) SIPP £4.8K updated 13/9/25
  • MovingForwards
    MovingForwards Posts: 17,158 Forumite
    10,000 Posts Seventh Anniversary Name Dropper Photogenic
    Well done for setting boundaries.
    Is there a B&b a little further out, have a stroll after a nice day viewing?

    Mortgage started 2020, aiming to clear 31/12/2029.
  • jwil
    jwil Posts: 22,274 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    I'm so pleased your relative paid you back :)

    Nice to meet someone new as well, especially being in the same situation as you.
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • beanielou
    beanielou Posts: 96,211 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    How lovely to have a new friend. 
    So glad that money has been repaid. 
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • Skint_yet_Again
    Skint_yet_Again Posts: 8,546 Forumite
    Part of the Furniture 1,000 Posts Hung up my suit! Mortgage-free Glee!
    Lovely to hear you sounding happier and more positive. 😊 Glad to hear you got your money back and made a new friend. Enjoy your meal out 
    0% credit card £1360 & 0% Car Loan £7500 ~ paid in full JAN 2020 = NOW DEBT FREE 🤗
    House sale OCT 2022 = NOW MORTGAGE FREE 🤗
    House purchase completed FEB 2023 🥳🍾 Left work. 🤗

    Retired at 55 & now living off the equity £10k a year (until pensions start at 60 & 67).

    Previous Savings diary https://forums.moneysavingexpert.com/discussion/5597938/get-a-grip/p1

    Living off savings diary
    https://forums.moneysavingexpert.com/discussion/6429003/escape-to-the-country-living-off-savings/p1
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