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In the Meantime
Comments
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It is so nice to have your faith in someone reinforced.
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Glad the loan was repaid and that you have a new friend. Hope you find a new place soon and enjoy your meal out.I’m a Forum Ambassador and I support the Forum Team on the Debt free Wannabe, Budgeting and Banking and Savings and Investment boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.
Save £12k in 2026 Challenge £12000/£7500
365 day 1p Challenge 2026 £667.95/£296.46
Click on this link for a Statement of Accounts that can be posted on the DebtFree Wannabe board: https://lemonfool.co.uk/financecalculators/soa.php3 -
Lovely update.
Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £167.4K Equity 38% 3/4/26
2) £2.1K Net savings after CCs 14/5/26 (but owed £1.3K) so £3.4K
3) Mortgage neutral by 06/30 (AVC £42.2K + Lump Sums DB £4.6K + (25% of SIPP 1.4K) = 48.2K of £127.5K target 37.8% 24/5/26 (If took bigger lump sum = 70.1K or 55%)
4) FI Age 60 income target min £17.1/30K 57% (may need more) If bigger lump sum £15.8/30K 52.67%
5) SIPP £5.6K updated 16/5/262 -
I live up steep hills. It is quite nice when you get used to it. But I would recommend an electric bike3
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I wonder if they will let me have an electric bike when they won't let me keep driving. The only problem would be having to having those extra wheels on like young kids have!
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Great news the loan was repaid 🥳 How lovely to connect with someone in the same situation as you.I get knocked down but I get up again (Chumbawamba, Tubthumping) -.literally have been run over by a bike, mobility scooter and a car - still here 💪2
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Get an electric trikebadmemory said:I wonder if they will let me have an electric bike when they won't let me keep driving. The only problem would be having to having those extra wheels on like young kids have!
I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** in ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger.
One debt remaining. Home improvement loan. 19months left.6 -
Great news it's been repaid.
The extended area sounds good and new friendship is a bonus.
A very positive end to the week.Mortgage started 2020, aiming to clear 31/12/2029.2 -
@jwil @Skint_yet_Again @beanielou @badmemory @enthusiasticsaver @savingholmes @WelshmansDaughter @Sun_Addict @MovingForwards thank you for your good vibes and for sharing my relief and happiness at the return of my money
Good points about an electric bike/trike, will consider depending on where I eventually end up
The meal out with my housemate was really lovely. Food, wine, service, ambience, coffee even crockery was just right. A really good discovery for me, but a place my friend's whole family has been going to for years
I did not swim! Will try again first thing tomorrow
Bought some trainers reduced from £100 to £50, the last pair in my size! I pick them up on Monday. I'm hoping the trainers will encourage me to walk more. Plus, getting to swimming needs to be as easy as possible as I suffer from lazyitis...
A friend of my friend has said I can join her yoga group, so that will be nice once a week.
I am going to see if I can get to the next thousand in my savings next month. It will be a push. We shall see
I hope everyone is enjoying their weekend.
If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them
Emergency fund 1400/1000
Buffer fund 100/100
Debt Free (again) 25/07/20257 -
Good vibes for savings heading your way3
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