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In the Meantime

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Comments

  • Have you gone awol again DIA? 
  • mark55man
    mark55man Posts: 8,221 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Feeling meh! is relatable and sometimes just your own way of taking a break from it all.

    On another thread (another forum in fact) a poster was worried about not getting his next property underway - the overwhelming advice was to persevere but keep generating interest on the money he had got from his previous sales and that it was unlikely to be eroded in value in terms of house price inflation - if anything things would become more affordable

    I know your own experience may differ, but I just hoped it may reassure you that although you want to get on with your life, you should not feel your situation is worsening
    I think I saw you in an ice cream parlour
    Drinking milk shakes, cold and long
    Smiling and waving and looking so fine
  • mark55man
    mark55man Posts: 8,221 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    edited 21 July 2023 at 11:58PM
    I think I saw you in an ice cream parlour
    Drinking milk shakes, cold and long
    Smiling and waving and looking so fine
  • MovingForwards
    MovingForwards Posts: 17,164 Forumite
    10,000 Posts Seventh Anniversary Name Dropper Photogenic
    Glad the break was restful and fingers crossed for the grant.
    Keep up swimming as your inner calm resets, factoring in feel good fun helps.
    Mortgage started 2020, aiming to clear 31/12/2029.
  • jwil
    jwil Posts: 22,411 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Lovely to hear from you again.  Congratulations on your windfall.

    Glad you had a lovely break, and hope you feel a bit better soon.
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • Sun_Addict
    Sun_Addict Posts: 24,365 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Good news about the small windfall and that you’ve put it to good use. 

    Nice to see more 🙂 than 🙁 in your list. 
    I get knocked down but I get up again (Chumbawamba, Tubthumping)
  • Something I am learning- home is in the mind. A house is a place to live 
  • Whoops posted too quickly there is a small nephew running around and now I have lost my train of thought entirely
  • savingholmes
    savingholmes Posts: 29,070 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Great news on the windfall.

    Good luck with next week's viewing.

    It is definitely swinging to being a buyer's market so hopefully things will go in your favour soon.
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £171.8K Equity 36.37%
    2) £2.6K Net savings after CCs 10/10/25
    3) Mortgage neutral by 06/30 (AVC £27.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 34/£127.5K target 26.6% 10/10/25
    (If took bigger lump sum = 60.35K or 47.6%)
    4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
    5) SIPP £5K updated 10/10/25
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