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The "Save 12k in 2022" Thread!

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  • Suffolk_lass
    Suffolk_lass Posts: 10,283 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    @SomersetSaverSue thank you re the Classic FM programme, I knew someone was doing it and I was about to research who so very timely and helpful. Actually not just to me. It's really nice to see you boosting everyone on the thread for their little achievements. Thank you!

    You also did really well to save so much in October and very happy for your health news that it was not a second stroke. I can only relate that feeling to me awaiting various invasive test results last year - such a relief that they were all clear! You must be thrilled with that news. More important than any savings targets x
    Save £12k in 2025 #2 I am at £4863.32 out of £6000 after May (81.05%)
    OS Grocery Challenge in 2025 I am at £1286.68/£3000 or 42.89% of my annual spend so far
    I also Reverse Meal Plan on that thread and grow much of our own premium price fruit and veg, joining in on the Grow your own thread
    My new diary is here
  • kev2009
    kev2009 Posts: 1,108 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Hi,

    #003 declaring £500 for November.

    Form has been submitted also.

    Thanks

    Kev
  • @SomersetSaverSue Very pleased to hear you have not had a second stroke.  What a worry for you.  @slowlyfading I saw your youtube update and urge you to take care of yourself after all you have been through over the last year.  

    Thanks to some early Christmas gift money from my mum, squirrelling and frugality in my personal spends over the last few months I have managed to put away £3000 this month.  £2000 from joint account and £1000 from my personal money. Good news as the interest rates we are getting on our savings are finally looking halfway decent.  Still nowhere near inflation rate but better than the 0.5% we were getting. I am declaring early for November as I have just emptied our Christmas pot and all spare money will be going towards that between now and December although I am hoping for a last deposit in December after all spends are accounted for. 

    So #36 enthusiasticsaver declaring £3000 for November making £11800 for the year.  I need to find £200 from somewhere to reach target. 
    I’m a Forum Ambassador and I support the Forum Team on the Debt free Wannabe, Budgeting and Banking and Savings and Investment boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.

    The 365 Day 1p Challenge 2025 #1 £667.95/£301.35
    Save £12k in 2025 #1 £12000/£8000
  • Gizmo70
    Gizmo70 Posts: 138 Forumite
    Part of the Furniture 100 Posts
    #5 reporting in late for October, where is time escaping to? I managed to save £1,536 for that month (form updated) which means I am still on target for the year (just over 83%). My repairs & replacements pot this time went up £400. My planned roof work is still on hold, waiting on a new confirmed date. The first part of some landscaping work has been done on my back garden (the clearance part), so a big chunk will be going out of my R&R pot in November.
    Save £12k in 2023 #17: £19,085/£24,000 (79%)
    Save £12k in 2022 #5: £18,007/£18,000 (100%)
    Save £12k in 2021 #17: £18,012/£18,000 (100%)
    Save £12k in 2020 #25: £15,522/£15,000 (103%)
    Save £12k in 2019 #112: £10,963/£10,500 (104%)
  • #16 reporting for November the sum of £356.76. 
  • Gem-gem
    Gem-gem Posts: 4,643 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    No 10 declaring £1,800 saved for November. 
    £200 final RS payment 
    £1300 into ISA
    Adjusted target of £12,000 beaten. 
    Total for year: £13,000

    Christmas presents all bought and paid for. 
    So no big expense there. 
    Beginning of January, we have the rest of the money (50%) to pay, for two new plantation blinds for the front of the house. This will come out of December budget. 

    Starting to think about budgets / savings for 2023. 
    2025 Fashion on a ration 0/66 coupons
    2025 Frugal challenge
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