We'd like to remind Forumites to please avoid political debate on the Forum... Read More »
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The "Save 12k in 2022" Thread!
Options
Comments
-
Been great to be part of this managed my £12k target and pleased to start earning interest again. Thanks for doing the challenge SlowlyFading much appreciated with all you have going on. Been following your blog for years without knowing the connection.Save £12k in 25 No 49
PB Win 21 £225, 22 £275, 23 £900, 24 £750 Balance Dec 25 £32.7K
Plan to move to Denmark for FIRE by Autumn 2025 “May your decisions reflect your hopes not your fears”
New diary aiming for fire https://forums.moneysavingexpert.com/discussion/6414795/mortgage-free-now-aiming-for-fire#latest6 -
I somehow managed £2225 in November… that means I’ve beaten the target, and can put December’s surplus towards baby things (three months to go!).Next year is going to be a tricky one as I won’t be making anything for six months (new job = no maternity pay) but will hopefully still be able to save a little nonetheless.Save 12k in 2014 #55: £2900/6k 48% Save 12k in 2021: £55,533/£55k 101% Save 12k in 2022: £13,600/£12k 113% Save 12k in 2023: £1975/£6k 33%5
-
£250.00 saved for November, just a little push for the end of the year, but Im not sure I can save £500 to get me to my target but I will try my hardest.
Westie983I’m a Forum Ambassador and I support the Forum Team on the Banking & Borrowing, and Reduce Debt & Boost Income boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySaving Expert.Save 12k in 2023 #58 Total (£4500.00) £2500.00/£5000 = 50.00%Sealed Pot Challenge ~17 #24 Total (£55.00) £0.00/£500 = 0.00%Xmas 2023 £1 a Day #13 Total (£85.00) £344.00/£365 = 94.24%Virtual Sealed Pot #1 Total (£500) £550.00/£500 = 110.00%£2 Savers Club 2023 #17 Total (£25.00) £45/£300 = 15.00%The 365 1p Challenge 2023 #7 Total £656.19/£667.95 = 98.23%Total £4095.19/£7332.95 = 55.84%5 -
#12 reporting in with £2,055 for November. A good chunk of it is back money and think this now means I've met my target. Really happy as still got December to add (and that amount will depend on energy costs for this month).3
-
Networth increased £36k in 2022. However actual cash at bank dwindled. Is there a 2023 thread for this set up yet? Will be my target, I want to come back on here at some point next year with £12k in a bank account I will open specifically for this challenge, the money will not be touched either!
£12k isnt that much money in this day and age, no reason why I can't smash it. No excuses not to at least hit that target.
I am already spending this rainy day taking down ideas and plans on how I am going to get there!!3 -
Spreadsheet updated.There will be a 2023 challenge - the thread will be up in a few days so keep an eye out for that.Everyone is doing so well - I'm excited to see what the final total is!Be who you are and say what you feel because those who mind don't matter and those who matter don't mind.
Personal Finance Blogger + YouTuber / In pursuit of FIRE
11 -
TallGirl said:Been great to be part of this managed my £12k target and pleased to start earning interest again. Thanks for doing the challenge SlowlyFading much appreciated with all you have going on. Been following your blog for years without knowing the connection.
Thank you for joining in and following my blog
Be who you are and say what you feel because those who mind don't matter and those who matter don't mind.
Personal Finance Blogger + YouTuber / In pursuit of FIRE
2 -
#5 reporting in for November. I managed to save £1,506 for that month (form updated) which means I am still on target for the year (just over 92%).
My repairs & replacements pot this time went down by £1,400 as had to pay for some landscaping work on my back garden. My planned roof work is still on hold, waiting on a new confirmed date - might give up on that roofer and try to find a new one.
Save £12k in 2023 #17: £19,085/£24,000 (79%)
Save £12k in 2022 #5: £18,007/£18,000 (100%)
Save £12k in 2021 #17: £18,012/£18,000 (100%)
Save £12k in 2020 #25: £15,522/£15,000 (103%)
Save £12k in 2019 #112: £10,963/£10,500 (104%)2 -
#74 updated till DecemberManaged to beat my saving target my a good margin.
Next year is going to be difficult - will be starting off in the red, have a sizeable tax bill 🤬“Don't raise your voice, improve your argument." - Desmond Tutu
System 1 - 14 x 250W SunModule SW + Enphase ME215 microinverters (July 2015)
System 2 - 9.2 KWp + Enphase IQ7+ and IQ8AC (Feb 22 & Sep 24) + Givenergy AC Coupled inverter + 2 * 8.2KWh Battery (May 2022) + Mitsubishi 7.1 KW and 2* Daikin 2.5 KW A2A Heat Pump2 -
#32 here, Nov saving is £653.26 and Dec is £583. Hopefully be back at the end of the year but met my target.
MFW 2025 #32 £4,926.23/£3,000; MFW 2024 #32 £4,217.84/£3,000; MFW 2023 #32 £5,238.84/£4,000; MFW 2022 #32 £8,246.43/£8,000; MFW 2021 #32 £8,982.73/£8,000; MFW 2020 #32 £12,000/£6,000
Save £12k in 2025 #48 £11,200/£14,000; Save £12k in 2024 #26 £13,055.37/£6,000; Save £12k in 2023 #31 £11,500/£6,000; Save £12k in 2022 #32 £7,180.24/£7,000; Save £12k in 2021 #32 £9,500/£8,000; Save £12k in 2020 #147 £9,370/£8,000
2
Confirm your email address to Create Threads and Reply

Categories
- All Categories
- 351K Banking & Borrowing
- 253.1K Reduce Debt & Boost Income
- 453.6K Spending & Discounts
- 244K Work, Benefits & Business
- 599K Mortgages, Homes & Bills
- 177K Life & Family
- 257.4K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.1K Discuss & Feedback
- 37.6K Read-Only Boards