NST June 2021: Jolly simple
Comments
-
Last day of the month round up - think I managed 13, but had less than £5 left. Payday today, so technically I was in budget, but really I went up to the line this month.What a surprise on the footie last night! I suppose, rationally, we were bound to beat them eventually, but it was still a shock when it happened. Shame the 'fans' felt the need to boo the German national anthem though. That is not okay.Celebrated the money coming into my account this morning with a Herr Leedl £1.50 veg box (amongst many other things 6 peppers, 1 aubergine and 4 bok choi!!) and some sausages.So thank you for this month, it worked, I kept in my tight budget (after shunting money to savings and overpaying the mortgage).See you in next month's challenge lovely Turtle-friends.4/10/22One Year Mortgage Free Yay!
NSTurtle # 55 🐢 🐢 🐢 🐢 🐢 🐢🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢🐢🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 No Turtle gets left behind.[/b]
******PROUD MEMBER OF THE TOFU EATING COALITION OF CHAOS !!!******8 -
Thanks apple for this months challenge. My NSD ended up at 11 could do better.Bought a stir fry for tea so todays NSD blown.Food £20 under budgetGoing out £15 over budgetHouse spends £60 over budget bought 4 new pillows and a duvet cover. With everyone sleeping at mine weekends was ashamed of the pillows I had.Clothes bought 2 new dresses as it's been so warm and hot in the office. Bit over my budget figure. £15 but had £100 back for moving my bank act.Still managed to save £950 this month so happy with that.Onwards and upwards lots still to do but thanks for everyone's help on this journey xLBM 13039 1.1.13 Now £0 Finally Debt FreeMortgage free Oct 2019:)EFund/savings £25000 10/11/226
-
I've ended the month on an NSD. 11 or 12 I think. Not very good but I did buy a lot of bits and pieces for the house and, apart from making it look better, it's making it much easier to clean so I'm not really feeling all that guilty.
Thanks for the challenge, Apple.Have adventures. laugh a lot and always be kind.5 -
Didn't achieve a final NSD, I borrowed OH's car to drop off my library books (would've got a fine if I didn't get them back today!) And quickly popped to Wilko to get some travel sized toiletries ready for next week.
Got an update on my car, it will be ready for collection while I'm away next week, I'll have to pay the excess on my policy for now, if I'm found not at fault I can claim it back but we'll have to wait and see. I haven't budgeted for this, it's come at a bad time with a holiday next week and a hen weekend the week after so I'll admit I have not turtled enough to have the money set aside, so it'll go on the cc for now.
In better news I got a refund for part of a vet bill today so have paid that off the cc that I always use for my vet bills. I also have £100 of work expenses due in a couple of days so will put that to one side to go towards this excess payment.
All in all a bit of a mad end to the month that will no doubt have financial implications but I'll deal with it as I always do!Save £4,000 in 2023 - £8,700 as of December6 -
Thanks Apple for this month's challenge.
NSD 24 today. Under budget for food this month. Did buy other things that put up money spent this month, but they were things that I needed, eg weighted blanket.
Grateful for:
Relaxing bath.
Short walk.
Having a book to read whilst on the bus to work.Frugal Living Challenge 2023 Mortgage free as of 1st August 20135 -
Monday was a resting day - my arms and legs were refusing to do anything even mildly strenuous. I wrote the July challenge and posted it. We had a visit from mummy of twins in the afternoon. yesterday I wrote a list of things that need doing (bits around the house that have got bad enough for me to notice, next stages in the garden. Ticked off ten of them during the day including finishing building the second raised bed and lining the first half of the other one with weed proof membrane (3 rd time of using these bits) to stop soil slipping out between the slats.
Then filled it - 5 x 30 l buckets and 3 larger ones. Moved one bucket at a time and did other jobs in between. Couldn't find my bag of dirty washing but then found a bag with a grubby tunic and pair of leggings - second set of painting clothes. They needed washing but were less disgusting than the blue dress I've been wearing for much of the past week. Mum has called the washing machine repair man so couldn't do my washing until he's been - not much wrong with the washer IMO but knew if I put them in and set it off, he'd turn up.
Compensated by clearing several boxes into the paper bin (squashed it with heavy weights the day before so I could pack more in) and various other recyclables. Moved many many 2 l bottles behind the shed (will be in use soon but I hadn't got a third big bag so ended up using multiple small ones and they kept rolling everywhere).
Today I've painted the end of the shed (3 coats) and now attached the strong mesh and moved the 4 courgette plants in buckets over there, gave them a good watering (collected rainwater). Did a bit of cooking. Nothing dramatic but have some boiled eggs, Mexican rice salad, bean salad and have a few more ideas for easy healthy snacks and meals. This afternoon and evening I've been digging (have 8 empty buckets to fill). Digging alongside and in front of the roses and mum can't see because all the edging stones are in front of where I'm working.
The nearest rose bush is one of the older ones. I'm going to put it against the shed - mid blue shed, green leaves and yellow courgettes and the rose in front. It's a light pink but not very pale and has peachy orange tints in it.
Grateful for bumble bees all over the broad bean flowers, a chestnut coloured butterfly, my first ladybird this year, many large worms rescued, simple tasty food, apple for running this thread, getting a £10 gift voucher for a phone survey (did an online one and this was a follow up, may be another one in another few months). Still not made it back to my house, more than 2 weeks now.My mission in life is not only to survive,but to thrive and to do so with some Passion, some Compassion, some Humour and some Style.NST SEP No 1 No Debt No mortgage2 -
Thank you to all you lovely turtles for spending June with me. For those who spent time on the chaise longue, I trust it was comfy! I end the month on 16 NSDs and 24 exercise sessions. I am slowly learning to let my internal tightly coiled spring unwind a smidgen!
NST March lion #8; NSD ; MFW9/3/23 Whoop Whoop!!!5 -
Apple- thank you for June, the chaise longue has been delightful!
I have made it to the end of the month having almost redeemed my budgets! I have no idea how many NSDs I had, I have exercised, I have spent lots of time outdoors and I have had lots of enjoyable time with DD, others in my family and all the animals. So overall a good month. July will be more focused on money saving, and I will try to check in more often (I am much more conscious of what I spend when I check in regularly, but if spending goes off plan I then don't check in).5 -
NSD#14, needed to buy milk today, it wasn't going to last until Friday.
Walked to the village after breakfast, to post letters & get milk. Hubby had gone for dialysis, so I taught myself to use the strimmer. Wow the garden looks so much better! Spent the afternoon weeding borders, haven't done these ones yet this year, so LOTS to remove. Elbows & hands sore, so went in & made a flag from an old pillowcase. A friend & I are walking over 450m up Ward Hill, which is the highest point in Orkney, so of course we need a flag like they do when climbing Everest 😂
Thank you for June, @apple_muncher, look forward to seeing you all in July!Use it up, wear it out
Make do or do without!
If you see someone without a smile, give them one of yours 😃
⭐⭐⭐⭐5
Categories
- All Categories
- 340.2K Banking & Borrowing
- 249.1K Reduce Debt & Boost Income
- 448.4K Spending & Discounts
- 232K Work, Benefits & Business
- 603.2K Mortgages, Homes & Bills
- 171.7K Life & Family
- 245.2K Travel & Transport
- 1.5M Hobbies & Leisure
- 15.8K Discuss & Feedback
- 15.1K Coronavirus Support Boards