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NST June 2021: Jolly simple
Comments
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Congratulations @Thrifty_Taylor!!!!3-month emergency fund (Cash ISA & PBs): £4744/ £6,000
Stocks and shares ISA: £1497
Additional pension contributions £0
Overpayment on mortgage: £0
Big Renno..£06 -
Huge congratulations, Thrifty!!!! Bet you're wearing your smug face!!!Hope all goes well for hubby.Today I am grateful for colleagues who listen, for my y9s behaving brilliantly in order to win a midget gem, for chats with dd, for hopes and dreams, for dh prepping tea and washing up.NST March lion #8; NSD ; MFW9/3/23 Whoop Whoop!!!5
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Thank you both! I certainly am @apple_muncher, I'm currently filling it with some celebratory lemon cheesecake from Herr L1dl, purchased on the way back from the airport 😜Use it up, wear it out
Make do or do without!
If you see someone without a smile, give them one of yours 😃
⭐⭐⭐⭐5 -
Well done thrifty! That must be an amazing feeling to have the mortgage gone. Does the extension building start soon or is it still in the planning stages?
No spends today, plenty of steps but no other exercise, a tiny bit of housework squeezed in and a few pencilled in plans for summer.6 -
Morning!
Lots and lots of rain here. NSD yesterday. Pay day this coming Friday....and a week off!
Gratitudes for yesterday:
- Nice yoga practice
- finding some time for reading a paper in the working day.
- 2 days in a row no wine.3-month emergency fund (Cash ISA & PBs): £4744/ £6,000
Stocks and shares ISA: £1497
Additional pension contributions £0
Overpayment on mortgage: £0
Big Renno..£06 -
Congratulations Thrifty!! Now you really are a Home Owner. Celebrate.Still on NSD 9, had to go into Mr T's shopping emporium for butter and cream (don't ask!) yesterday and I hit the exact moment the nice man wheeled his cage away from the fully stocked y/s shelves - lots of slightly crushed boxes of tissues, breakfast cereal, teabags, diet fizzy cans, and crackers. All store cupboard staples, so ended up spending £15 on 3 big bags of shopping £8 of which just were butter and cream, the rest was serendipitous.Aiming for NSD 10 today, just cashed out £6 on p/a so I am in credit already.Happy Tuesday! and remember to tell everyone 'The nights are drawing in' as often as you can from today.4/10/22One Year Mortgage Free Yay!
NSTurtle # 55 🐢 🐢 🐢 🐢 🐢 🐢🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢🐢🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 No Turtle gets left behind.[/b]
******PROUD MEMBER OF THE TOFU EATING COALITION OF CHAOS !!!******6 -
Good Morning, happy Tuesday Turtles, it looks like I have the day off after all (no cover work) and even though I already gave ds money for petrol and parking to go the not local but convenient for his trip train station, I can now drop him off. Money saved is money saved, it doesent really matter who benefits!
I have a lovely day planned out - yoga, doggy walk, garden tidy and a lot of writing - creative, job app, and some speculative applications. And a bit of cleaning - grey monster mollusks seems to have dissipated - fingers crossed, I won't see one again in my life time.
I am planning on all NSD days between now and Friday/Saturday as still have tons of food and am over budget again, it's the boys and graduation thing that is mostly getting the better of me. But I am also managing to book interesting things for not much - on Sunday we will go and listen to stories and look at the clouds in the parking lot of a small community theatre, and it seems ds will come along and were meeting friends, so that should be pretty cool. And it all cost nothing, but I donated £1 - will try to give more on Sunday when we go.Isa help to buy: 1000/3000 33%
Emergency fund: 100/1000 10%
Weight loose 8.6 kg - while having fun. 0/8.6 0%
Focus debt to clear HSBC £10/1111, 0% updated May 256 -
Congratulations, Thrifty.
I have completely lost track of my NSDs. I think it's 10. Not doing very well with them this month due to buying things for the house. But it's all in a good cause because it's making me happy when I see progress and my surroundings looking so much better.
I've started on the kitchen now. Deep cleaned and cleared 2 cupboards yesterday and another one and some drawers pencilled in for today. My problem is that even with ladders I am too small to reach the top of the cupboards. I stood on the worktops yesterday and couldn't get back down. Himself says he'll do it when his ribs feel better (I think he might have cracked one when he fell). On the reverse side when I do the low down cupboards I have difficulty getting up. Old age!!!
Another plus. I've lost two and half pounds this week.Have adventures. laugh a lot and always be kind.6 -
Well done on the weight loss @Toni'sfriend.
Thank you all for your cheerleading! @facethemusic we have been speaking about extending the house for a lot of years (since buying it 19 years ago probably!!) The house is very tiny, but sits in a quarter of an acre. There are 5 of us squeezed in, now the boys range from 19-12 we could all do with space to spread out, my sewing business is carried out on the dining table which is situated in the living room! We have a rough idea of what we'd like, but will have to get plans drawn up & quotes. Hubby always wanted to build it himself, but after being diagnosed with renal failure in April, he no longer can. Hoping that he'll get a transplant next year. If we get someone to build all the outside, he's hoping to do the inside work. Of course I'll help when I'm not working & hopefully we can rope the boys in to help too, though eldest son works lots!
I'm feeling very positive today, thinking of all the things I can sort through for selling, etc, once we break up for summer on Friday ☺️
Yoga completed before breakfast too.
Have a lovely day!Use it up, wear it out
Make do or do without!
If you see someone without a smile, give them one of yours 😃
⭐⭐⭐⭐5 -
Many little jobs done yesterday (and some big ones in stages), 47 which I wrote down. Bags for rubbish (full now but will add to the kitchen bin before putting that outside), paper, recycling, large bottles (to be reused outside), dirty clothes (would have gone in the wash but mum messed things up), bags for life and the remaining carrier bags, rags - all of these were added to during the day.
In the garden 2.5 metres of border were forked over, dug out where I had forked (f0xh0les, apple behave yourselves) and finally tipped out the tall composter and added the layer of stones (will do a bit of stomping down and smoothing today), I put the new washing line up and filled it (twice up and down the ladder), hacked a few more bits of the dreaded stump off and collected all the bits I had done the night before (a heaped painting tray full), folded up a builders' bulk bag, a tarpaulin and the cover for the mini greenhouse and made a neatish pile away from where I need to work. Various items that had been kept in the shed (including a pull cord which I think belonged to one of those bathroom heater/ light things - from the seventies?) were added to the bin pile and I found a new bin bag to start on.
Inside I started with the sweepings from round the bed (see Saturday), cleared the area behind the door, planted a mixture of Scotch marigold seeds and sequins (the sequins have been warned - picked out obvious rubbish and prominent sequins and then put the rest in with the cabbages, I don't think the birds will try to eat them), and worked my way between the bed and wardrobes to the patch at the end of the bed. The floor is not as bad as I thought, just a widespread but mostly shallow layer. Unfortunately a lot is random stuff. I picked out handfuls of rubbish and little bits of paperwork for sorting and added bits to the garden stuff and craft stuff but a lot of it is probably not important but needs to be checked anyway and I can only bend down for a short time before I hurt and/ or go dizzy.
The last 3 days have all been no spend but I think I'm only on about 10. I have a little over £20 in the food + diy + miscellaneous budgets and £26 in the travel budget. Pleased with the 3 no-spends on a run as I had a nasty little habit creeping in. We have enough food to make meals but will need bread and some other bits, I want to do a fridge/ freezer/ fresh audit and plan accordingly - meals and shopping plus shopping for beginning of next month. If it doesn't look like I will use my travel budget, I will order more watering spikes as I have cut all the smaller (1 l and 0.5 l) bottles to use this way.
Sleeping pattern is good. Food is improving but also have had bung it in the oven and 'emergency' meals. Exercise - I am more active (sort of doing 'full days', what f0xh0les does before breakfast) but I do need to add specific sorts of exercise - getting some leg cramps etc, partly due to the work I've done (buns of steel) and need to getting out for 'leisure walks' (tortoise crawl - too tired to even go to the corner shop). I have read lots of books and tried to do one hour sitting down watching a serial each day (missed a few days but did 3 hours yesterday with work sessions at various points during it).
Need to continue building raised beds which is a sitting down at a table job but have lots to move and clear before I can do that (aftermath of the toy box/ laundry basket all the way down to the shed side of the yard). Table and frame for the old swing chair need untangling (the frame tends to move around the yard when it's windy so I tethered them together and they haven't budged) and I would like to go to my house/ check that the bins are sorted/ refill the green garden waste bin/ buy my puzzle book today or at some point (once every 10 days - fortnight is not enough).
Not feeling like carping this diem yet, luckily there's lots I could sort without going outside this room. Please send rain, someone. We had a tiny bit overnight on Saturday, some of the soil was wet but the path and some of the plants were still absolutely dry. We had thunder late afternoon Sunday and later yesterday and a few raindrops splashed on me (was going to stay out and dance in it) but then it changed it's mind before it got going.
Grateful for garden plans working out well (ongoing problem of the stump roots - I swear in places I am 12" below where the base surface is going to be and still trying to work out how to get at various roots, it's like a multi-legged octopus), for simple easy food and not givng in to the urge to have Mc'Ds delivered, for getting things done, for sleeping well, for good books, simple computer games and partly sorting my room.My mission in life is not only to survive,but to thrive and to do so with some Passion, some Compassion, some Humour and some Style.NST SEP No 1 No Debt No mortgage5
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