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Long term cohabitation dilemma

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  • For the past 15 years I've been living with my partner unmarried in his fully owned properties. In both homes I've signed cohabitation agreements to say I have no stake or claim to his property at all, as he bought them outright himself. I've paid around £400 a month to him rent over this time as well as paying half insurance, all the gas and electric and all supermarket/cleaning shopping which ...
    ..l If I bring up my 'contributions' he gets very angry and states clearly they aren't contributions but gifts and I don't have a stake in his house.

    So I'm nervous about my future. Do I accept it, realise I'm living a life in a beautiful house I could never afford for a small rent and stop feeling bitter, or alternatively find some way to make a lot of cash fast so I can buy with him debt free next time? Any ideas how to do this?
    On the first bit, you’ve agreed that you have no stake in the house, but seem unhappy that your partner agrees with you on this. You can presumably understand that he’s not comfortable with you unilaterally and restrospectively deciding to change the deal.

    As for the future, it seems likely to me (based only on what’s written, so of course I could be very wrong) that if your partner still wants to view the home that you both live in as “his” then the relationship still feels temporary to him.
  • Annabee
    Annabee Posts: 654 Forumite
    Part of the Furniture 500 Posts Photogenic Combo Breaker
    It is very clear that this 'man' has been manipulating you and exploiting you financially for 15 years. The getting you to pay things like groceries rather than things that would have more of an official record, so that it would be much harder to prove what contributions you've made... Very calculating. You could perhaps see a lawyer to explore whether there is any way to get compensation for some of the thousands you've put into him and his home. 

    This is not a loving relationship. Do you think he'd help if you lost your job or (God forbid) became seriously ill? I'm so so sorry OP, but I really doubt it. You deserve better,and even being alone is better than being with someone like this. 
  • 13 pages, but I can't see whether it has beeen established that the £400 a month + bills is 
    a.  Over or under a market rent for a room in the area 
    b. More or less than the rent the OP receives for their flat.

    Without going into any of the relationship issues, the answers to these questions are fundamental in ascertaining whether it is a fair or a beneficial transaction for the OP on a purely financial basis. It could easily be that they are much better off financially living there than living in their own flat.
    Whether it is a better deal for the OP's partner is quite another question.
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