Dbc legal letter

Th1nDiesel

I had the same response re. request for ID, so I have sent a copy of the V5C too. Now I just need to write a response to DCB Legal's Letter Of Claim. One question though - in the Newbies thread it states not to use the reply forms, but in the PAP document it states "The debtor should use the Reply Form in Annex 1 for their response." Which is correct?

nosferatu1001

the Newbies thread is correct. 
SHOULD is not MUST. Ther eis no requirement to use the form. 
A resposne should take approx five min for you to compile. 

lozzi22

I didnt I just emailed dcb legal requesting evidence of alleged PCN and information them i and seeking legal action and guidance on debt management and request it be held off for 30 days minimum as informed to do by redx and the other helpful people on here..... 

lozzi22

Th1nDiesel said:

I had the same response re. request for ID, so I have sent a copy of the V5C too. Now I just need to write a response to DCB Legal's Letter Of Claim. One question though - in the Newbies thread it states not to use the reply forms, but in the PAP document it states "The debtor should use the Reply Form in Annex 1 for their response." Which is correct?

This was my email to dcb legal along with an attachment of the letter they sent me....... all you do is this mate .....

Please see attached

I deny this alleged debt and i am now seeking legal advice and guidance on debt management so I'd like this put on hold for a minimum of 30 days while I take this advice.

 I have also requested an SAR from the company in the letter.... 

2 years and no correspondence just this letter requesting payment and no evidence at all..... not even a screen ticket...... 

Ill look forward to your reply 

Regards 

Redx

That is it , short and sweet , you have done all you need to at this time

Those reply forms are mandatory for them but are of more use when signed for debts are involved , like loans , tenancies , mobile phone contracts etc. So when a signed contract is in force

Strictly speaking , this small claims route isn't designed for this process , but is used and abused by these claimants , so strategies have been developed over time and I am glad to see some people are following this guidance , which isn't difficult at all

Th1nDiesel

Thanks for the advice all. Email now sent to DCB Legal, now just to sit back and wait, I guess. Funny how these cases are so similar - I also had no windscreen PCN on the day of the alleged incident; the first I heard of it was the NTK almost two months later, which I (maybe naively) ignored, along with the following debt collector letters. And there I was thinking they'd given up 

lozzi22

I havnt received anything untill lastnight .. any fines I have come through withing 2 weeks with photographic evidence and thinking now if ita 2 years the fine surly if legit woukd be greater than £160 quid lol...  yeas thanks all for the help and support ill b back when I hear more. .. so glad I came here than just pay it in nievity and panic..... 

Redx

doesnt surprise me from companies like PPL, they have 6 years to chase an alleged debt through the courts, so given they all have little money coming in its not surprising that they pass on all their thousands of old invoices to be chased up, as in all these cases on here , be it B W LEGAL or DCBL or Gladstones ,we only see the tip of the iceberg

for info, the alleged debt never goes away, they rarely "give up" , but enforcement through the courts is 6 years in England and Wales , 5 years in Scotland , its been that way since 1973 , so anything over 4 or 5 years is fair game, usually its more like 2 or 3 years

Redx

these are the typical costs and charges for one pcn

£100 - original parking charge
£25 - court filing fee
£25 - hearing fee, if it gets that far
£7 or £8 interest.
£50 - solicitor costs for preparing case papers (maximum, capped) - where applicable

So not much more than £200 - IF YOU LOSE!

Anything else they try to add will be spurious like the £60 debt collection etc must be challenged with the Judge.

IF YOU WIN - none of the above will be payable by you. But you could claim:

£95 capped maximum for loss of earnings/annual leave for half a day (take pay slips for proof)
Travel costs - public transport or mileage x 45p per mile
Parking costs.

If the PPC has been wholly unreasonable in dealing with the court, then costs awarded against them could be considerably more, but the bar is set very high. We would advise nearer the time if we think this is worth you pursuing.

Th1nDiesel

That's good to know, thanks @Redx
My question now is, if they start getting lots of responses like ours, where we've obviously been on here seeking advice, at what point do they realise they're on a losing streak?
Also, sorry to jump on your thread @lozzi22, but as it was a very similar case, it seemed pointless starting a new one.