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Nst october
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apple - I am happy if you want to run November.
Half term for us this week, am hoping the lovely Autumn weather holds.Debt Free and now a saver, conscious consumer, low waste lifestyler
Fashion on the Ration 28/660 -
apple_muncher wrote: »No one seems to be chomping at the bit to run November, so I shall get a wiggle on and set it up
.
Thanks apple. I will volunteer myself for the December thread.Mortgage 26.4.25 - £108,500 1.8.25 - £106,362.86
Mortgage overpayment savings - £1.01/£50
Mortgage overpayments so far - £675.980 -
Lovely weekend watching rugby, going out for walks and watching films. A bit of cleaning was done too. Yesterday's walk in particular was very nice, we went along the beach. It was a windy day so we watched the waves crashing and saw a double rainbow
. We then walked up a small hill which gives fantastic views of the beach and sea.
Now up to 13/15 NSDs as didn't spend any money over the weekend. Need some more milk today, don't think we need anything else though. Not much planned for today, my parents are coming up for a few days so will pop round to my gran's later on to see them.Mortgage 26.4.25 - £108,500 1.8.25 - £106,362.86
Mortgage overpayment savings - £1.01/£50
Mortgage overpayments so far - £675.980 -
WINTER IS COMING
Plan ahead for the coming month ...don't abandon this one, just start to think about what's happening, what you need to do, what you already have
SET SOME GOALS.....THEN DEMOLISH THEM
HOW TO FORM A NEW healthy HABIT
1 Work on one habit at a time
2 Commit for at least a month
3 Develop your new habit alongside an existing one
4 Take baby steps and start slow
5 Be prepared for obstacles and temptations
6 Share your success with people
7 Reward yourself when you reach a milestone
8 Adopt the new habit as part of your lifestyle
HEAR ME ROAR
Pay to debt or savings first
Make DO, MEND or DO WITHOUT
CARP-FREE CHR!$ M0U$E GIFT BUYING GUIDE
BUY ETHICAL
Use the power of your pennies to cast a vote for the kind of world you want:
Organic Fair Trade Living Wage Plastic Free Sustainable
BUY LOCAL
More of your pennies stay in the local economy rather than the fat cats, the planet does a happy dance
MAKE
Only make something you know the recipient will love and make use of
BUY SECONDHAND
Search the charity shops :
For stocking fillers
Novelty jumpers (If you must) - dress up outfits for children
Something they really want NO novelty gifts
BUY LESS
Experiences not things
Secret Santa
UNBOWED UNBENT UNBROKEN
It's okay to cry when there is too much on your mind. The clouds rain too when things get heavy
I AM GOING TO BE HAPPY
I am going to smile a lot. I am going to be at ease. I am going to count my blessings. I am going to look for reasons to feel good. I am going to dig up positive things from the past. I am going to look for positive things where I stand. I'm going to look for positive things in the future. It's my natural state to be a happy person. It's natural for me to love and laughI am a happy personAbraham Hicks
HEARTH, HEART AND HARVEST
SIMPLIFY your life
REDUCE your possessions
LET GO of stress
Throw out the excess
Clean up the mess
Say no to stress
And live with less
Joshua Becker
Don't try to CHANGE people, just LOVE them. LOVE is what changes people.
Have fun, even if it's not the same kind of fun that everyone else is having
C.S.Lewis
SMALL STEPS CREATE CHANGE
Grow some veggies. Buy local produce. Borrow instead of buy.
Speak up for nature and wildlife. Make more meals from scratch. Buy quality. Reduce, Reuse, Recycle. Say no to single-use plastic. Don't let the media tell you what to buy. Want less. Don't chuck it, fix it. Our children deserve ahealthy planet.
My mission in life is not only to survive,but to thrive and to do so with some Passion, some Compassion, some Humour and some Style.NST SEP No 1 No Debt No mortgage0 -
Afternoon!
I have 38p in the bank and £3.30 in my pocket - I forgot my orangutan charity payment goes out randomly at the end of the month. Still, 38p is still credit! I don't want to have to transfer anything back from my savings account this month - 2 days to get through. Enforced NSDs
So, I rejigged the boiler timer for heat and water - I have to move the fridge freezer to get to the control panel, and last night there was a frost! So the heating came on this morning just after I had sat down with my coffee, after having folded 4 loads of laundry and made lunchboxes. The house warmed up in about 5 minutes and all is well in the world. Well, nobody complained it was cold, so same thing really.
All kids to school on time (yay me!), and 2 and a half hours of volunteering done, and going back for another hour tonight. Fruit bowl full, supper prepped and just needs half an hour in the oven tonight. 2 more loads of laundry done and on the line. Will finish off in dryer after the school run. I had to scrape my car this morning! Woo hoo! Winter is coming! Brrrrr! Boots and a woolly pully today. 2 tins of de-icer in glove box and 2 scrapers too. Will fill up windscreen wiper fluid stuff too - no point it sitting on the shelf in the house when it could be in the car!
And most importantly, I have finished a series of 5 books where the heroine was seriously doing my head in, but I finally finished them, and she did end up with the right man in the end, while causing much death, havoc, and mayhem. So they are off to the c/s and I can finally let her go.
Started next book. So now tea and the news before heading back out on the school run- only 2 separate pickups tonight - wonder if it will be dark by the end of it?
Will let you know..... it is nearly November!!4/10/22One Year Mortgage Free Yay!
NSTurtle # 55 🐢 🐢 🐢 🐢 🐢 🐢🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢🐢🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 No Turtle gets left behind.[/b]
******PROUD MEMBER OF THE TOFU EATING COALITION OF CHAOS !!!******0 -
So, I rejigged the boiler timer for heat and water - I have to move the fridge freezer to get to the control panel, and last night there was a frost! So the heating came on this morning just after I had sat down with my coffee, after having folded 4 loads of laundry and made lunchboxes. The house warmed up in about 5 minutes and all is well in the world. Well, nobody complained it was cold, so same thing really.DEBT 02/25: total £6100 Debt free date 12/250 -
Spends on 2 x barber haircuts, 2 x advent calendars( taking them with us to leave (wrapped up) with students), small amount of tesc0 shopping. Oh also booked and paid for new car tyre after someone stuck a nail in the side of one of his when parked at shopping centre (3 months old and cost around £125 each
- and there is no way where it is it could have got in by running over it...) - being changed tomorrow morning before we go.
Thankful for the nail being noticed, a tyre being available tomorrow, heating, dry weather, mywrist splint.
Couple more items added to cs bag:)I am the master of my fate; I am the captain of my soulRepaid mtge early (orig 11/25) 01/09 £124616 01/11 £89873 01/13 £52546 01/15 £12133 07/15 £NILNet sales 2024: £200 -
Today I am grateful for time with dd, for lovely people who work in charity shops, for catching up with some very good friends over lunch, for a huffin' and puffin' workout, for sleeping well, for eating well, for dh's mouse finally arriving, for a clear and crisp day, for the difference a hoover and a dustpan and brush can make.NST March lion #8; NSD ; MFW9/3/23 Whoop Whoop!!!0
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Hello :wave:
I have no idea what has happened to me over October - I've lost count of everything, nsd's, money, plans. I have been so busy, and I ran out of money really quickly this month.
Must try harder.
Mothernerd I love all of your posts - your stories, quotes and advice. Please don't stop posting any of it. Pleased that you had a good time in the Lakes - I really love it there. Keswick is a lovely town as well. They have a brilliant wool shop that I spend far too much time in...
Anyway - I have finally, finally made it to half term. In between hospital appointments, court dates, Ofsted, no money, doctor's appointments etc. I spent the entirety of Saturday trying to relive my crochet weekend and doing nothing else. Didn't work well though as there's always stuff needs to be done in this house - washing, hoovering, litter trays. I cancelled my cleaner this week as I'm just out of cash unfortunately so we had to do the house as well. Yesterday we went to visit some of ex's family so they could see the kids (they haven't since before we were separated), so we stayed overnight in a Premier 1nn and have just gotten home. The washing machine is already on, and I have changed a litter tray. So nothing much changes.Not giving up
Working hard to pay off my debt
Time to take back control
https://forums.moneysavingexpert.com/discussion/6290156/crazy-cat-lady-chapter-5-trying-to-recover-from-the-pandemic/p1?new=10 -
ccl I went in the wool shop - they also do embroidery threads and I could remember the numbers of the ones I had run out of. Then I told her I was leaving quickly before I could be tempted by all the pretty fabrics and interesting crafty bits.
Today was good. I'm not doing anything dynamic as a cough and sore throat are lingering and if I move too quickly the cold air attacks my lungs. Mum did not need any shopping (she had a list when I got there but 2/3 of it I already had spares in the 'soupery') so I took some food (tinned tuna, balsamic vinegar, bread buns from the freezer - 2 left for tomorrow - and chunky veg mix to eat raw with a drizzle of balsamic) + a full bag of sewing stuff.
Took mum to her podiatry appointment mid-afternoon, we were out before the official start of her appointment and taxis were prompt - not bothered as we sat on a bench in the sunshine.
The rest of the time I have mainly been sorting sequins. I also have seperate piles for full/ part/ odd sheets of felt and cut shapes and scraps, untangled a knot of odd threads and wound all stray threads onto pieces or card, needles and pins are safely stashed and shapes and lavender bags (hearts, 5 and 8 point stars, butterflies) in various stages of completion all in little piles (I've taken half of mum's front room window sill, under and on the chair and more still in the bag. Aiming to sort it all out before Friday.
Sequins was the most difficult and urgent job. I need to outline a butterfly (roughly 6" square but butterfly shape) preferably in purple sequins. I have done part of the design on the wings but I want to know I have enough purple sequins to do it all before I start (and they have to be roughly equal quantities so the wings are symetrical). I now have small jars or lids with red, green, gold, silver, pale pink, lime, copper and opaque sequins and an inner from a tart pack with blue/ teal/ and turquoise one one side and purple, purpley pink (two slightly different shades +semi see-through pinky red) and black + brown leaf shapes and a few that have not been sorted but very small quantities of odd or in between colours.
Had to stop to walk round and straighten out my back several times. I really know how to have fun. It was better tthan painting.
Today I am grateful for lovely weather, for the podiatrist making mum's feet more comfortable and for sorted sequins.My mission in life is not only to survive,but to thrive and to do so with some Passion, some Compassion, some Humour and some Style.NST SEP No 1 No Debt No mortgage0
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