Nst october

ditty1234

Hi Not quite sure what the criteria is to join this thread, but here I am! Just found the top blurb very compelling as am feeling a bit spent and powerless at the moment, at the same time there are lots of great things happening and definitely more simplification that can happen quite easily.

apple_muncher

Hello ditty! Welcome to the turtles. These challenges run monthly, so have a read of this one and do look up some other NST ones if you've the time.


There'll be a November thread up soon (honest guv!) With a link posted on this thread, so hopefully you won't lose us when we head over there.

mothernerd

Welcome ditty. Apple will be running the November thread but a lot of the key elements will remain. Paying off debt, increasing savings, looking after our physical and mental health and having fun, celebrating the good times and helping along those who are struggling.


We usually set budgets and meal plan (taking stock of what we already have in and what meals we can make, then doing a minimal shopping list of what we need to complement what we already have). So that's something you could make a start on for November.


Do you know exactly how much debt you have? Have you worked out how much you could transfer to debt payng or increasing savings each month and when you would be out of debt (your DFD or Debt free Date)?


Don't worry if you don't, you will pick things up as we go along. If there is anything useful to you in this month's challenge feel free to use it (or pick out the bits you like) and don't ever be afraid to ask if you don't understand something or need support, advice or just a hug - we do great hugs.

sashanut

Hi all:j


Welcome ditty!

Another NSD today so now 15/15...will be a SD tomorrow as sm run & cc shift. I am taking some stuff there though.

Cleared out the final top cupboard & chucked some old stuff out, very awkward to get to so had to have DH hold the ladder. Cleaned out & did one coat of paint. Also did 2 cupboards at floor level, they are now empty. However, there is stuff all over every surface & also the floor, ugh. Had hoped to finish today but will have to get to it later tomorrow/Wednesday am..

Then made birthday cake for DF coming tomorrow, also some scones for us. Still to ice cake tomorrow, either before/after cs stint. She is bringing her new puppy with her, so it will be mayhem.

All food from stores, DD came over later & brought some more food with her but then had her supper here before her night shift.

Gratitudes: Easy supper, compliment from DD, smell of laundry hung outside, plenty of sunshine, migraine meds..

Popping in to say hi: Hello turtles!!

mothernerd

POOH BEAR 'THOUGHTS'


People say nothing is impossible, but I do nothing every day


Some people talk to animals. Not many listen though, that's the problem


If the person you are talking to doesn't appear to be listening, be patient. It may simply be that he has a small piece of fluff in his ear


It is more fun to talk to someone who doesn't use difficult words, but rather short easy words like"What's about lunch?"


You can't stay in your corner of the forest waiting for othes to come to you. You have to go to them sometimes.


How lucky I am to have something that makes saying goodbye so hard


I'm not lost for I know where I am. But however, where I am may be lost.


"We'll be friends forever, won't we Pooh?" asked Piglet. "Even longer", said Pooh


Rivers know this, thre is no hurry. We shall get ther some day.


When you are a bear of very little brain and you think Things, you find that sometimes a Thing which seemed very Thingish inside you is quite different when it gets out in the open and has other people looking at it


I think we dream so that we don't have to be apart for so long. When we are in each other's dreams we can be together forever.

f0xh0les

Well good morning Turtles!
I now have £2.80 in my pocket, and two days until payday, but the orange light came on in my car on the school run, so I had to fill up with £10 petrol. It was a necessity, and will see me til payday. Blimmin' annoying though. So my budget is shot (by £10) which is a failure in my eyes, although only a little one.
Made a fabulous supper last night, sliced some potatoes, carrots and parsnips very thinly, layered, alternately covered in stock and then put on a herbed cobbler topping for the last 20 mins. All from stores, and it was lush, considering it was just various cupboard bits. Also it cost probably £1 and fed all 6 of us. Proper old fashioned peasant food, just what was needed on a cold dark night.

Too much month, not enough money, this week.

Did volunteering shift x 2 yesterday - the f/b is not giving out any debt counselling leaflets in the boxes, as they have so many clients at the minute they cannot take any new ones on. How bad is that???? It is just going to get worse after the C word. Horrendous.
Having a lazy morning as I have been at it since 6am and I deserve a hot cup of tea and my bum on the sofa for half an hour to finish this book.

Bright and sunny here today, but cold.

Chin up turtles!

apple_muncher

misstara wrote: »

Thanks apple. I will volunteer myself for the December thread.

Thank you :T:T:T I'll put you as #2 turtle in November, with a note by your name!

apple_muncher

November is live:
https://forums.moneysavingexpert.com/discussion/comment/76435600#Comment_76435600

dolly84

f0xh0les - your tea sounds very nice, I might try something similar myself.


We are away in Northumberland this week, we are staying in Bamburgh, DH & I got up at 6am this morning and walked the dog to the beach to watch the sunrise over the castle. Visited Hexham yesterday which I last went to when I was about 13, really nice town, today we have been to Berwick upon Tweed, we are refuelling with coffee and parkin and then off to the beach whilst the sun is still shining.

apple_muncher

Today I am grateful for an early morning shop, for getting plenty for my pennies, for the recyc men remembering that today is our collection day, for dd doing some hwk, for emails from my cousin, for fresh water, for dh prepping tea, for a chat with my neighbour.