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NST March 2019: WINS against the debt

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  • apple_muncher
    apple_muncher Posts: 15,239 Forumite
    Part of the Furniture 10,000 Posts Mortgage-free Glee! Name Dropper
    :bdaycake: Happy birthday, greent!


    Today I am grateful for so many pupils and staff dressing up in costumes for world book day, for fresh air, for getting the bags of compost from liddle -and nothing else garden-related, for dropping off 2 bags to the Sally Army, for a good strong brolly, for a great chat with a neighbour, for lovely clear drinking water, for the robin in the back garden.
    NST March lion #8; NSD ; MFW9/3/23 Whoop Whoop!!!
  • sashanut
    sashanut Posts: 3,252 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Mortgage-free Glee!
    Hi all:j

    I know it's past midnight but this is still Thursday as far as I'm concerned...DH had to get internet connected again amidst much cursing. The fact that he is on it constantly (and therefore used up all the credit he paid for - on Sunday:eek:) seems to have escaped him.

    Not an NSD today - sorry ccl - we went to eat out & a little shopping, mainly for DD & seemingly some of her friends as well. Oh well I did spend 7 euros on myself - and found some bargainous butter in MnS so stocked up with that. They don't seem to be as bothered about YS items here, not sure why.

    Had a nice morning at the local knitting group held in the library. It's free, they make pots of tea or coffee & press you to have lots of biscuits (2 in my case). Glad I made the effort to go now..

    Tomorrow should be a quieter day, I bought food to cook & also for sandwiches so no need to eat out.


    Hope you are all well, especially those suffering from continuing ailments.


    ccl - have you tried valerian tea? I found it helped me to sleep...might be worth a try although it's not a lovely taste.

    Go Turtles!!
    New start JAN15 - NOT BUYING IT 2015 :eek:. Long haul DFW #145 : 2011 DEBTBUSTING : £5500 OD GONE, £2000 OD - GONE £93,610.30 cc & loan debt - GONE 27.6.14 FINALLY DEBT & MORTGAGE FREE :happyhear
  • Fmess
    Fmess Posts: 2,920 Forumite
    Seventh Anniversary 1,000 Posts Photogenic Combo Breaker
    Morning all,

    Spendy day yesterday on rolls and breakfast bars. Sometimes work is too hectic for a proper breakfast. Lost 1lb at weigh in which was good. Did two more PADs, wanted chip shop chips but wanted to PAD even more!

    Today will be busy, already had one person call in ill! Better get to work!
    LBM = 07/09/13 Debt = £13339 (100% cleared)
    New roof and car £8557/£19003 New kitchen £396/£5039 Credit card Paid Student loan Paid
  • Shrewbie
    Shrewbie Posts: 939 Forumite
    Part of the Furniture 500 Posts Name Dropper Photogenic
    Happy birthday for the other day greent

    Yesterday was NSD 4/15 for me. Came straight home after work and went for a short run, ate a curry that I had batch cooked on Tues. This eve won't be an NSD as I have a language exchange, will have a couple of small beers.

    My little sister is coming from the UK tomorrow with her boyfriend from uni who I haven't met yet and they've been together for over 2 years. I'm so excited to see her. The plan is to lounge in the park tomorrow and eat somewhere cheap, so it shouldn't be toooo spendy. I'm staying away from the charity shop as I went a bit crazy in there last weekend!

    Have a great weekend turtles!
    Student loan £5655
    House deposit €32,667K/€40k
  • apple_muncher
    apple_muncher Posts: 15,239 Forumite
    Part of the Furniture 10,000 Posts Mortgage-free Glee! Name Dropper
    Progress is impossible without change, and those who cannot change their minds cannot change anything.
    NST March lion #8; NSD ; MFW9/3/23 Whoop Whoop!!!
  • SpekySquarehead
    SpekySquarehead Posts: 3,019 Forumite
    Photogenic Debt-free and Proud!
    It's Fri-YAY!!!

    Today will signal NSD #5.

    Told my colleague yesterday that I would have to decline his invitation for dinner and drinks after work. I have a legit excuse to be fair as I need to go home to let the gas man leave.

    Saturday will, as always, be my designated spend day. I should manage to avoid spend on Sunday, providing I do my job right on the Saturday that is!
  • dolly84
    dolly84 Posts: 5,851 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    It's Fri-YAY!!!

    Today will signal NSD #5.

    Told my colleague yesterday that I would have to decline his invitation for dinner and drinks after work. I have a legit excuse to be fair as I need to go home to let the gas man leave.

    Saturday will, as always, be my designated spend day. I should manage to avoid spend on Sunday, providing I do my job right on the Saturday that is!


    Probably easier in the long run to just come clean about why you don't want to go rather than thinking up an excuse, less stressful too.


    Today should be a NSD, yesterday wasn't in the end. I ordered my skincare that I use, quite a large spend but lasts 4 months, then I called into a shop in town which is sadly closing and they have 30% off everything, I was in there Saturday and resisted temptation but it got the better of me and I went back and got DH some very lovely and unique cologne and a gorgeous candle for me.


    Have a bad headache at the moment so I think I will have a pint of water and another coffee then must crack on.
    Debt Free and now a saver, conscious consumer, low waste lifestyler


    Fashion on the Ration 28/66
  • f0xh0les
    f0xh0les Posts: 7,617 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Photogenic
    Yesterday was NSD5

    I managed to spend £3.50 in my trek around 10 charity shops today. Feeling very restless. Then the Buildings & Contents Insurance renewal dropped through the letterbox ((sigh)). Roll on weekend.
    4/10/22One Year Mortgage Free Yay!
    NSTurtle # 55 🐢 🐢 🐢 🐢 🐢 🐢🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢🐢🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 No Turtle gets left behind.[/b]
    ******PROUD MEMBER OF THE TOFU EATING COALITION OF CHAOS !!!******
  • Toni'sfriend
    Toni'sfriend Posts: 4,056 Forumite
    Eighth Anniversary 1,000 Posts
    Afternoon Turtles

    NSD 4/15

    Waste management
    Food

    All meals from stores and leftover mash from last night. The freezer is beginning to reach a point where what's left is cake (don't know why we have all this - we don't really eat cake!), bread and lots and lots of cheese plus some fish and leftovers that we meant to use up but didn't. The chicken mountain has reduced to a hill thanks to making various kinds of soup. Will keep on plodding away at it.

    Recycling
    Found another pair of old glasses today which I'll take to the optician with the others.

    Utilities
    Resisting the temptation to put on the washing machine, I've resolved to do this once a week now with full loads at a low temperature and a quick wash. Nothing here is ever really dirty enough to warrant more. Plus I'm restricting ironing to once a week as well and ironing just what really needs done.

    Money
    Nothing spent today. I discovered I had PPI on a credit card that I had ages ago (didn't know I had it) so I'm going to fill in the paperwork and see what happens

    Invest in yourself
    Just reading and plodding but quite happy doing that.

    Needs not wants
    I really want to buy a rug for the living room to cover up a stain in the carpet that I just can't get rid of. Trying really hard to resist the temptation

    Simplicity
    Went through a chest today that is full of unused toiletries. Lots and lots to use up but as least I know what's there now and I won't be buying things we don't need. Next item is the blanket box.

    Have a good weekend.
    Have adventures. laugh a lot and always be kind.
  • crazy_cat_lady
    crazy_cat_lady Posts: 7,063 Forumite
    Eighth Anniversary 1,000 Posts Name Dropper Photogenic
    Made it to the end of another working week! Yes! However, I have a large stack of test papers looking at me and reports needing to be written on top of everything else... So definitely no getting away from work this weekend. I'm going to make a start now and see how far I get - the sooner I start the sooner I finish.
    Bagged another nsd, and a lot more stress at work, but I'll just keep doing what I can and seeing where I get with it.
    There isn't much else to report. I'm just about managing to live within my means and pay a bit of debt off - no progress on the legal front, and I still owe money but I feel more in control than I have done for a while.
    Thanks for the suggestion sasha - my cats play with valerian toys and I can't even bear the smell of it - but if I get desperate enough I might use one as a teabag :rotfl:
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