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3 - 6 month Emergency Fund Challenge (part 2)
Comments
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Thanks Dobbi!£1589.94 cc - DFD 31/12/22; £156,737.24 mortgage free target date 1/10/2026; £158,327.18 Total; Starting debt Jan 2019 £393,068; 60% cleared.1
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#55 adding another £50 please2
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#66 adding £50 to Bank Savings thanks Dobbi - now at £50 cash & £100 bank.2
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#66 adding £50 to cash envelope - £200 total, thanks2
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#67 new total £1562.94, thanks
£1589.94 cc - DFD 31/12/22; £156,737.24 mortgage free target date 1/10/2026; £158,327.18 Total; Starting debt Jan 2019 £393,068; 60% cleared.1 -
Can I join please? We used to have an EF, although it was only £1000, but due to me not working for last 2 years, it has now dwindled. OH works though. I am starting again now with trying to get things better and managing to put bits to various savings here & there. Wasn't sure whether to join this challenge or the £1K EF challenge, but thought maybe if I start with this one and then when I get to £1K, I can just increase my target and carry on, hopefully to a big £6K....makes it seem a bit better than starting with some massive target.
So starting with £20 towards a £1000 target.Making the debt go down and savings go up
LBM 2015 - debt £57K / Now £28,524....its going down
Mortgage Free December 9th 2024! 18mths ahead of schedule. Since 2022 we paid over £15K in OPs.Challenges
EF #68 £590/£3000
.
Studies/surveys August £32.11
Decluttering items 934
Books read 16
Jigsaws done 8
My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up2 -
Of course - welcome aboard!Makingabobor2 said:Can I join please? We used to have an EF, although it was only £1000, but due to me not working for last 2 years, it has now dwindled. OH works though. I am starting again now with trying to get things better and managing to put bits to various savings here & there. Wasn't sure whether to join this challenge or the £1K EF challenge, but thought maybe if I start with this one and then when I get to £1K, I can just increase my target and carry on, hopefully to a big £6K....makes it seem a bit better than starting with some massive target.
So starting with £20 towards a £1000 target.
Well done on having an EF there to use when you needed it....and also for dusting yourself down, getting back up and starting again.
You are #68 and your progress and goal have been added - 2% already
Keep us updated and we'll cheer you on.
Always keep on keeping on.
Dobbi
I’m a Forum Ambassador and I support the Forum Team on the Budgeting & Bank Accounts, Credit Cards, Credit File & Ratings and Energy boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.
If you can't be the best -
Just be better than you were yesterday.1 -
My EF is currently only being filled by my 'Save the change' thingy on my bank. Had a few big bills, so it's trickling in...but slow & steady right?
#3 £12.33 / £5000
Debt Free as of 17/01/2009 Turtle Power!!
EF Challenger #3 £1543.72 / £5000
MFW 2024 #100 £1300.00 / £10,000
MFiT #40 Jan 2025 Target - £99,999.00
Mortgage at 30/09/22 £113,694.11 | Mortgage at 24/01/23 £110,707.87
Mortgage at 21/04/23 £107,701.01 | Mortgage at 20/07/23 £106,979.65
Mortgage at 04/10/23 £106,253.77 | Mortgage at 10/01/24 £105,324.57
Mortgage at 01/04/24 £104,424.73 | Mortgage at 01/10/24 £103,594.983 -
Yep...slow & steady wins the race.x_raphael_xx said:My EF is currently only being filled by my 'Save the change' thingy on my bank. Had a few big bills, so it's trickling in...but slow & steady right?
#3 £12.33 / £5000Making the debt go down and savings go up
LBM 2015 - debt £57K / Now £28,524....its going down
Mortgage Free December 9th 2024! 18mths ahead of schedule. Since 2022 we paid over £15K in OPs.Challenges
EF #68 £590/£3000
.
Studies/surveys August £32.11
Decluttering items 934
Books read 16
Jigsaws done 8
My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up2 -
#68 adding another £2 today so total now £22/£1000
Making the debt go down and savings go up
LBM 2015 - debt £57K / Now £28,524....its going down
Mortgage Free December 9th 2024! 18mths ahead of schedule. Since 2022 we paid over £15K in OPs.Challenges
EF #68 £590/£3000
.
Studies/surveys August £32.11
Decluttering items 934
Books read 16
Jigsaws done 8
My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up2
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