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3 - 6 month Emergency Fund Challenge (part 2)

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Comments

  • Makingabobor2
    Makingabobor2 Posts: 4,282 Forumite
    1,000 Posts Third Anniversary Photogenic Name Dropper
    FreedomBringsPeace said:
    FreedomBringsPeace said:
    #62 +750 =3800 for me please @Dobbibill (thank you)  I dont think i will be back until December as i will now push literally every penny to paying off two bills ive now accumulated. Frustrating but going to remain focussed i knew this would be a marathon rather than sprint. Lets do this! 
    And so im back! Debt free! Been chomping at the bit to get back over here! Down to £3500/£6000 but ready to start to build again from next month. Nice to see those who have reached target and still working on their funds, well done! 
    Well done on being DF. 
    Making the debt go down and savings go up

    LBM 2015 - debt £57K / Now £28,304....its going down

     Mortgage Free December 9th 2024!      18mths ahead of schedule.  Since 2022 we paid over £15K in OPs.

    Challenges

    EF #68  £550/£3000
    .

    Studies/surveys  September £12.02

    Decluttering items 1194/    2025
    Books read    16
    Jigsaws done  11

    My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up


  • Dobbibill
    Dobbibill Posts: 4,195 Ambassador
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Name Dropper
    FreedomBringsPeace said:
    FreedomBringsPeace said:
    #62 +750 =3800 for me please @Dobbibill (thank you)  I dont think i will be back until December as i will now push literally every penny to paying off two bills ive now accumulated. Frustrating but going to remain focussed i knew this would be a marathon rather than sprint. Lets do this! 
    And so im back! Debt free! Been chomping at the bit to get back over here! Down to £3500/£6000 but ready to start to build again from next month. Nice to see those who have reached target and still working on their funds, well done! 
    Welcome back and well done as you are a month earlier than you expected to be back.
    You also have over 50% of your fund still saved which is brilliant.
    Time to refocus, reset & keep on keeping on. 
    Dobbi  ;)
    I’m a Forum Ambassador and I support the Forum Team on the Budgeting & Bank Accounts, Credit Cards, Credit File & Ratings and Energy boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.

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  • Makingabobor2
    Makingabobor2 Posts: 4,282 Forumite
    1,000 Posts Third Anniversary Photogenic Name Dropper
    #68 checking in with another £10, bringing me up to £60
    Making the debt go down and savings go up

    LBM 2015 - debt £57K / Now £28,304....its going down

     Mortgage Free December 9th 2024!      18mths ahead of schedule.  Since 2022 we paid over £15K in OPs.

    Challenges

    EF #68  £550/£3000
    .

    Studies/surveys  September £12.02

    Decluttering items 1194/    2025
    Books read    16
    Jigsaws done  11

    My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up


  • Makingabobor2
    Makingabobor2 Posts: 4,282 Forumite
    1,000 Posts Third Anniversary Photogenic Name Dropper
    #68 checking in with another £5.  Total now £65
    Making the debt go down and savings go up

    LBM 2015 - debt £57K / Now £28,304....its going down

     Mortgage Free December 9th 2024!      18mths ahead of schedule.  Since 2022 we paid over £15K in OPs.

    Challenges

    EF #68  £550/£3000
    .

    Studies/surveys  September £12.02

    Decluttering items 1194/    2025
    Books read    16
    Jigsaws done  11

    My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up


  • threepenny_bit
    threepenny_bit Posts: 468 Forumite
    Part of the Furniture 100 Posts Name Dropper
    edited 14 November 2022 at 4:15PM
    May I officially join please? I have been working on EF since early Summer and pushing money into it. Now is time to push harder as I think I will become unemployed next year and need to have some finances available while I find more work. 

    EF 905/5000
  • Makingabobor2
    Makingabobor2 Posts: 4,282 Forumite
    1,000 Posts Third Anniversary Photogenic Name Dropper
    Another £5 to add for #68 please, bringing it up to £70. 
    Making the debt go down and savings go up

    LBM 2015 - debt £57K / Now £28,304....its going down

     Mortgage Free December 9th 2024!      18mths ahead of schedule.  Since 2022 we paid over £15K in OPs.

    Challenges

    EF #68  £550/£3000
    .

    Studies/surveys  September £12.02

    Decluttering items 1194/    2025
    Books read    16
    Jigsaws done  11

    My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up


  • x_raphael_xx
    x_raphael_xx Posts: 4,411 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    x_raphael_xx said:
    £22.81 paid into EF

    #3 £57.81 / £5000

    Few pennies paid in from 'save the change', and rounded up by me

    #3 £60.00 / £5000
    Debt Free as of 17/01/2009 Turtle Power!!

    EF Challenger #3 £1543.72 / £5000
    MFW 2024 #100 £1300.00 / £10,000

    MFiT #40 Jan 2025 Target - £99,999.00
    Mortgage at 30/09/22 £113,694.11 | Mortgage at 24/01/23 £110,707.87
    Mortgage at 21/04/23 £107,701.01 | Mortgage at 20/07/23 £106,979.65
    Mortgage at 04/10/23 £106,253.77 | Mortgage at 10/01/24 £105,324.57
    Mortgage at 01/04/24 £104,424.73 | Mortgage at 01/10/24 £103,594.98
  • x_raphael_xx
    x_raphael_xx Posts: 4,411 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Wages hit today, so popped another £20.00 in.

    #3 £80.00 / £5000
    Debt Free as of 17/01/2009 Turtle Power!!

    EF Challenger #3 £1543.72 / £5000
    MFW 2024 #100 £1300.00 / £10,000

    MFiT #40 Jan 2025 Target - £99,999.00
    Mortgage at 30/09/22 £113,694.11 | Mortgage at 24/01/23 £110,707.87
    Mortgage at 21/04/23 £107,701.01 | Mortgage at 20/07/23 £106,979.65
    Mortgage at 04/10/23 £106,253.77 | Mortgage at 10/01/24 £105,324.57
    Mortgage at 01/04/24 £104,424.73 | Mortgage at 01/10/24 £103,594.98
  • jennystarpepper
    jennystarpepper Posts: 806 Forumite
    Fifth Anniversary 500 Posts Name Dropper
    44 - £45.00 to add.  Please.

    Huge dental bill has slowed things down a little, who knew that 1 tooth and an Opal fruit could cost £1000! 

    Keep stashing those pennies everyone.


    MFW - 01.10.21 £63761   01.10.22 £50962   01.10.23 £39979   01.10.24 £27815. 01.01.25. £17538
    01.03.25 £14794.    01.04.25 £12888
    01.05.25. £11805. 12.05.25  £9997   05.06.25  £8898. 
     01.07.25. £7975  01.08.25 £6968 01.09.25 £5956.

  • Makingabobor2
    Makingabobor2 Posts: 4,282 Forumite
    1,000 Posts Third Anniversary Photogenic Name Dropper
    jennystarpepper said:
    44 - £45.00 to add.  Please.

    Huge dental bill has slowed things down a little, who knew that 1 tooth and an Opal fruit could cost £1000! 

    Keep stashing those pennies everyone.


    Ooh no, that's not good. I try not to eat chewy things as I've got older....lol. Although I once broke a tooth just on a piece of toast. 
    Making the debt go down and savings go up

    LBM 2015 - debt £57K / Now £28,304....its going down

     Mortgage Free December 9th 2024!      18mths ahead of schedule.  Since 2022 we paid over £15K in OPs.

    Challenges

    EF #68  £550/£3000
    .

    Studies/surveys  September £12.02

    Decluttering items 1194/    2025
    Books read    16
    Jigsaws done  11

    My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up


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