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3 - 6 month Emergency Fund Challenge (part 2)

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Comments

  • My final deposit will be made when my regular saver goes out and that’s me at 100%  Thanks for the thread, it’s kept me focussed.  Best of luck to everyone else building their emergency fund and lets hope we don’t need it too soon. TCC x
    #34 £6000/£6000  B) 
    Debt Free 🍾 since 6.8.13 £31,997
    Saving for 🎄 🎁 2025 £460/£800 57%
    6 mth 🆘 fund £6k
    Mortgage offset fund £24.7k/£40.3k 61.3%
    It turns out the answer to my problems wasn’t at the bottom of this tub of ice-cream, 🍨 but the important thing is that I tried...
  • DuranGirl
    DuranGirl Posts: 287 Forumite
    Eighth Anniversary 100 Posts Name Dropper Combo Breaker
    #19 checking in with £15 from my Save the Change account. It soon adds up! 
    3-6 month EF Challenge Member #19: £3590/£6000.[/B] Craft destash from 22.5.22: 46/200. Declutter from 22.5.22: 105/250 Car finance PAID OFF £7,848.88 IN 2019 (0% LOB)
  • Dobbibill
    Dobbibill Posts: 4,194 Ambassador
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Name Dropper
    My final deposit will be made when my regular saver goes out and that’s me at 100%  Thanks for the thread, it’s kept me focussed.  Best of luck to everyone else building their emergency fund and lets hope we don’t need it too soon. TCC x
    #34 £6000/£6000  B) 
    Congrats on filling your EF.
    So glad to hear the challenge has helped with your focus  :)

    If you wanted to start another goal, you are welcome to stick around and focus on a new goal (car, holiday, house deposit, renovations....anything!)

    All the best
    Dobbi  B)
    I’m a Forum Ambassador and I support the Forum Team on the Budgeting & Bank Accounts, Credit Cards, Credit File & Ratings and Energy boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.

    If you can't be the best -
    Just be better than you were yesterday.
  • #55 adding £25 
  • Hello, #3 sneaking back in after a long absense :#
    Lifes been a little nuts these last couple of years, but I need to get a handle on my finances again!
    I want to keep the same goal (£5000) but I'm afraid I have to start again at £0.00
    Debt Free as of 17/01/2009 Turtle Power!!

    EF Challenger #3 £1543.72 / £5000
    MFW 2024 #100 £1300.00 / £10,000

    MFiT #40 Jan 2025 Target - £99,999.00
    Mortgage at 30/09/22 £113,694.11 | Mortgage at 24/01/23 £110,707.87
    Mortgage at 21/04/23 £107,701.01 | Mortgage at 20/07/23 £106,979.65
    Mortgage at 04/10/23 £106,253.77 | Mortgage at 10/01/24 £105,324.57
    Mortgage at 01/04/24 £104,424.73 | Mortgage at 01/10/24 £103,594.98
  • Dobbibill
    Dobbibill Posts: 4,194 Ambassador
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Name Dropper
    Hello, #3 sneaking back in after a long absense :#
    Lifes been a little nuts these last couple of years, but I need to get a handle on my finances again!
    I want to keep the same goal (£5000) but I'm afraid I have to start again at £0.00
    welcome back @x_raphael_xx - it's been a while. 

    Even starting at zero again is better than never starting again. 
    You can do this. 
    Keep on keeping on
    Dobbi
    I’m a Forum Ambassador and I support the Forum Team on the Budgeting & Bank Accounts, Credit Cards, Credit File & Ratings and Energy boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.

    If you can't be the best -
    Just be better than you were yesterday.
  • #55 adding £50, bringing me to £6550 
  • Just a few odd scraps popped into the EF today. But it's a start!

    #3 £11.43 / £5000
    Debt Free as of 17/01/2009 Turtle Power!!

    EF Challenger #3 £1543.72 / £5000
    MFW 2024 #100 £1300.00 / £10,000

    MFiT #40 Jan 2025 Target - £99,999.00
    Mortgage at 30/09/22 £113,694.11 | Mortgage at 24/01/23 £110,707.87
    Mortgage at 21/04/23 £107,701.01 | Mortgage at 20/07/23 £106,979.65
    Mortgage at 04/10/23 £106,253.77 | Mortgage at 10/01/24 £105,324.57
    Mortgage at 01/04/24 £104,424.73 | Mortgage at 01/10/24 £103,594.98
  • Hi there!

    I've just found this thread!

    Please can we join in? Let me know what I need to do!

    We're currently at £1515/£32,000 (6 months expenses). I've been so focussed on debt repayment but my work situation is all of a sudden a little precarious, so we need to stockpile cash, fast.

    Thanks,

    Hazel x
    £1589.94 cc - DFD 31/12/22; £156,737.24 mortgage free target date 1/10/2026; £158,327.18 Total; Starting debt Jan 2019 £393,068; 60% cleared.
  • Dobbibill
    Dobbibill Posts: 4,194 Ambassador
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Name Dropper
    Hi there!

    I've just found this thread!

    Please can we join in? Let me know what I need to do!

    We're currently at £1515/£32,000 (6 months expenses). I've been so focussed on debt repayment but my work situation is all of a sudden a little precarious, so we need to stockpile cash, fast.

    Thanks,

    Hazel x
    Hi hazeldreams - welcome to the challenge.

    You've provided your progress and your goal so I've allocated you #67 on the spreadsheet.
    You are off to a great start and are almost at 5% already so keep up the good work. 

    All you have to do now is pop in from time to time to update us on your progress. 
    Good luck and always keep on keeping on. 

    Dobbi  ;)
    I’m a Forum Ambassador and I support the Forum Team on the Budgeting & Bank Accounts, Credit Cards, Credit File & Ratings and Energy boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.

    If you can't be the best -
    Just be better than you were yesterday.
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