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3 - 6 month Emergency Fund Challenge (part 2)

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  • Makingabobor2
    Makingabobor2 Posts: 4,282 Forumite
    1,000 Posts Third Anniversary Photogenic Name Dropper
    #68 checking in with another £10, taking total to £80/1000.  Getting there slow but sure. 
    Making the debt go down and savings go up

    LBM 2015 - debt £57K / Now £28,304....its going down

     Mortgage Free December 9th 2024!      18mths ahead of schedule.  Since 2022 we paid over £15K in OPs.

    Challenges

    EF #68  £550/£3000
    .

    Studies/surveys  September £12.02

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    My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up


  • GeorgianaCavendish
    GeorgianaCavendish Posts: 2,393 Forumite
    Eighth Anniversary 1,000 Posts Name Dropper Photogenic
    jennystarpepper said:
    44 - £45.00 to add.  Please.

    Huge dental bill has slowed things down a little, who knew that 1 tooth and an Opal fruit could cost £1000! 

    Keep stashing those pennies everyone.


    Oh no - what a pain! Hope all is well now 
  • GeorgianaCavendish
    GeorgianaCavendish Posts: 2,393 Forumite
    Eighth Anniversary 1,000 Posts Name Dropper Photogenic
    #55 adding £50 please ... bringing me to £6700 
  • sunshine_raincloud
    sunshine_raincloud Posts: 487 Forumite
    100 Posts Second Anniversary Debt-free and Proud! Name Dropper
    Hi everyone!

    I have just paid off the last of my debt so I am looking for a new challenge and was wondering if I could join please? 

    My aim is to save £6000 for my emergency fund by the end of December 2023 and I have £351 so far  

    Thanks so much! 

    It is always so much easier to maintain motivation when doing a challenge like this so thanks for running it  :)
    Debt free November 2022 


  • FreedomBringsPeace
    FreedomBringsPeace Posts: 98 Forumite
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    Welcome and Well done!!! 
  • Dobbibill
    Dobbibill Posts: 4,195 Ambassador
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Name Dropper
    sunshine_raincloud said:
    Hi everyone!

    I have just paid off the last of my debt so I am looking for a new challenge and was wondering if I could join please? 

    My aim is to save £6000 for my emergency fund by the end of December 2023 and I have £351 so far  

    Thanks so much! 

    It is always so much easier to maintain motivation when doing a challenge like this so thanks for running it  :)
    Welcome to the challenge @sunshine_raincloud - you are very welcome to join.
    I have added your goal & progress to the spreadsheet - you are member #69.
    Keep us updated on your successes and even the challenges.
    Always keep on keeping on.
    Dobbi  ;)
    I’m a Forum Ambassador and I support the Forum Team on the Budgeting & Bank Accounts, Credit Cards, Credit File & Ratings and Energy boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.

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  • sunshine_raincloud
    sunshine_raincloud Posts: 487 Forumite
    100 Posts Second Anniversary Debt-free and Proud! Name Dropper
    Dobbibill said:
    sunshine_raincloud said:
    Hi everyone!

    I have just paid off the last of my debt so I am looking for a new challenge and was wondering if I could join please? 

    My aim is to save £6000 for my emergency fund by the end of December 2023 and I have £351 so far  

    Thanks so much! 

    It is always so much easier to maintain motivation when doing a challenge like this so thanks for running it  :)
    Welcome to the challenge @sunshine_raincloud - you are very welcome to join.
    I have added your goal & progress to the spreadsheet - you are member #69.
    Keep us updated on your successes and even the challenges.
    Always keep on keeping on.
    Dobbi  ;)
    Thank you that's very kind! 

    Looking forward to the challenge  :)
    Debt free November 2022 


  • jennystarpepper
    jennystarpepper Posts: 806 Forumite
    Fifth Anniversary 500 Posts Name Dropper
    edited 26 November 2022 at 5:50PM
    GeorgianaCavendish said:
    jennystarpepper said:
    44 - £45.00 to add.  Please.

    Huge dental bill has slowed things down a little, who knew that 1 tooth and an Opal fruit could cost £1000! 

    Keep stashing those pennies everyone.


    Oh no - what a pain! Hope all is well now 
    On the mend now.  Unfortunately for me my very good NHS dentist was bought by a 'chain', have spent £700 with them this year, one crown broken in a week and a filling lasting less than 24 hr.

    A good dentist should be cherished I, my private dentist is excellent, my final bill with them will be over £4000, I'm just blessed that Mr Pepper does not bat an eye!

    Have a lovely weekend Georgiana X


    MFW - 01.10.21 £63761   01.10.22 £50962   01.10.23 £39979   01.10.24 £27815. 01.01.25. £17538
    01.03.25 £14794.    01.04.25 £12888
    01.05.25. £11805. 12.05.25  £9997   05.06.25  £8898. 
     01.07.25. £7975  01.08.25 £6968 01.09.25 £5956.

  • x_raphael_xx
    x_raphael_xx Posts: 4,411 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Just a small £1.66 from Save the Change.
    #3 £81.66 / £5000
    Debt Free as of 17/01/2009 Turtle Power!!

    EF Challenger #3 £1543.72 / £5000
    MFW 2024 #100 £1300.00 / £10,000

    MFiT #40 Jan 2025 Target - £99,999.00
    Mortgage at 30/09/22 £113,694.11 | Mortgage at 24/01/23 £110,707.87
    Mortgage at 21/04/23 £107,701.01 | Mortgage at 20/07/23 £106,979.65
    Mortgage at 04/10/23 £106,253.77 | Mortgage at 10/01/24 £105,324.57
    Mortgage at 01/04/24 £104,424.73 | Mortgage at 01/10/24 £103,594.98
  • sunshine_raincloud
    sunshine_raincloud Posts: 487 Forumite
    100 Posts Second Anniversary Debt-free and Proud! Name Dropper
    My first regular savings payment of the new challenge came out today, which was £150. So that's #69 £501/£6000

    Thanks everyone! And happy 1st of December. Hope everyone is starting to feel a bit festive  :)

    Debt free November 2022 


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