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3 - 6 month Emergency Fund Challenge (part 2)

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  • PositiveBalance
    PositiveBalance Posts: 1,268 Forumite
    Tenth Anniversary 1,000 Posts Name Dropper Combo Breaker
    edited 7 May 2021 at 6:39PM
    The gardening stuff cost a bit less than expected plus a bit more financial wrangling means that I have another £70.46 to add to my EF bringing it to:
    #45: £3085.55
    Debt: £11,640.02 paid in full! DFD: 30/06/20
    Starter Emergency Fund (#187): £1000/£1000
    3 month Emergency Fund (#45): £3300/£3300
  • Bank round down for me today sends £9.57 to my fund, taking the total to £1232.36

    LMD x
    Life gets in the way...PADding is addictive...Saving's better than spending...
    2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017
    Sealed pot 2025 £6573 | EF £1000/£1000 | Sabbatical £3364/£6000 | Travel savings £1508 | Sinking pots £2571
  • WinterWarrior
    WinterWarrior Posts: 6,103 Forumite
    Ninth Anniversary 1,000 Posts Photogenic Name Dropper
    What a fabulous challenge, you are all doing great! I need to finish my pay all my debt by Christmas challenge (hopefully this year) and then I shall run over and join you on the next stage if I may ⭐️
    Not all who wander are lost - J.R.R.Tolkien
    🌊 A smooth sea never made a skilled sailor 🌊

    My WW and friends diary is here 😁 … 
    https://forums.moneysavingexpert.com/discussion/6259606/must-try-harder/p1

  • Dobbibill
    Dobbibill Posts: 4,194 Ambassador
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Name Dropper
    What a fabulous challenge, you are all doing great! I need to finish my pay all my debt by Christmas challenge (hopefully this year) and then I shall run over and join you on the next stage if I may ⭐️

    Hi WinterWarrior - of course you can join when you're ready. We are a friendly bunch here and it's all about baby steps while we cheer you on from the side-lines. :)
    All the very best with your current challenge, you'll get there. Pop in and join the conversationhere whenever you like and when you're ready to take on the challenge let me know and you can have a number B)
    Keep on keeping on
    Dobbi ;)
    I’m a Forum Ambassador and I support the Forum Team on the Budgeting & Bank Accounts, Credit Cards, Credit File & Ratings and Energy boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.

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  • WinterWarrior
    WinterWarrior Posts: 6,103 Forumite
    Ninth Anniversary 1,000 Posts Photogenic Name Dropper
    Thanks @Dobbibill. I am currently working on my £1k emergency fund, while I pay off some loans, so I guess I could start with that? £200 so far, although it has been a bit like the Hokey Cokey with it going in and out this year. Maybe you can keep me honest 😬
    Not all who wander are lost - J.R.R.Tolkien
    🌊 A smooth sea never made a skilled sailor 🌊

    My WW and friends diary is here 😁 … 
    https://forums.moneysavingexpert.com/discussion/6259606/must-try-harder/p1

  • claremylove
    claremylove Posts: 745 Forumite
    Part of the Furniture 500 Posts Photogenic Name Dropper
    As usual, my DD went out at the beginning of May, so my EF for #48 now stands at £1,227.
    £2 coin savings club 2025 #1 £166 (2024 £692; 2023 £754; 2022 £472; 2021 £256; 2020 £358; 2019 £512; 2018 £404; 2017 640)Saving for Xmas 202 £1 a day #4 £365 / £365 3-6 month emergency fund challenge #48 £10,030 Save a penny a day 2024 #32 £ . / £667.95 £1000 emergency fund challenge #232 £1,007/ £1,000 (achieved Nov 2020)
  • Dobbibill
    Dobbibill Posts: 4,194 Ambassador
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Name Dropper
    Thanks @Dobbibill. I am currently working on my £1k emergency fund, while I pay off some loans, so I guess I could start with that? £200 so far, although it has been a bit like the Hokey Cokey with it going in and out this year. Maybe you can keep me honest 😬

    Welcome WinterWarrior - I didn't expect you to start yet but what a great idea to get that £1k emergency fund up and running before your DFD.
    I've added your name, goal and progress to the spreadsheet - you are the proud owner of #54 and already on 20%. That's amazing.
    keep on keeping on
    Dobbi ;)

    I’m a Forum Ambassador and I support the Forum Team on the Budgeting & Bank Accounts, Credit Cards, Credit File & Ratings and Energy boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.

    If you can't be the best -
    Just be better than you were yesterday.
  • WinterWarrior
    WinterWarrior Posts: 6,103 Forumite
    Ninth Anniversary 1,000 Posts Photogenic Name Dropper
    Amazing, thank you so much Dobbi, I shall wear my number with pride 😁
    Not all who wander are lost - J.R.R.Tolkien
    🌊 A smooth sea never made a skilled sailor 🌊

    My WW and friends diary is here 😁 … 
    https://forums.moneysavingexpert.com/discussion/6259606/must-try-harder/p1

  • ditty1234
    ditty1234 Posts: 2,123 Forumite
    Sixth Anniversary 1,000 Posts Name Dropper
    #52
    £2300 38% there you have it - I just can't believe it.
    Isa help to buy: 1000/3000 33%
    Emergency fund: 100/1000 10%
    Weight loose 8.6 kg - while having fun. 0/8.6 0%
    Focus debt to clear HSBC £10/1111, 0% updated May 25
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