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3 - 6 month Emergency Fund Challenge (part 2)
Comments
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Hi (No 2) here
Ive cashed in my coins this week decided to bank instead of waiting
So £50 to be added for this week, i think im going to try and add something every week as a new challenge for myself
Stay safe, have a great weekend and thanks again for updating1 -
Hello everyone,I was just reimbursed £80 of expenses that I had to take from my EF, initially. So I am now...#45: £2627Debt: £11,640.02 paid in full! DFD: 30/06/20
Starter Emergency Fund (#187): £1000/£1000
3 month Emergency Fund (#45): £3300/£33001 -
PositiveBalance said:Hello everyone,I was just reimbursed £80 of expenses that I had to take from my EF, initially. So I am now...#45: £2627Well done PositiveBalance - this means you are now on 86.13%.......you are so close!Keep on keeping on.DobbiI’m a Forum Ambassador and I support the Forum Team on the Budgeting & Bank Accounts, Credit Cards, Credit File & Ratings and Energy boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.
If you can't be the best -
Just be better than you were yesterday.1 -
Dobbibill said:PositiveBalance saidThanks:Hello everyone,I was just reimbursed £80 of expenses that I had to take from my EF, initially. So I am now...#45: £2627Well done PositiveBalance - this means you are now on 86.13%.......you are so close!Keep on keeping on.DobbiThabks Dobbi! 😁Alas, I just found a piece of paperwork where I wrote down my 3 month EF goal and it says £3300 so I think I'm going to have to increase my original figure.It doesn't have the calculations on it as to how I arrived at that figure, though so I will have to try to find that piece of paper as well. *Dives head first into massive paper mountain*Debt: £11,640.02 paid in full! DFD: 30/06/20
Starter Emergency Fund (#187): £1000/£1000
3 month Emergency Fund (#45): £3300/£33001 -
PositiveBalance said:Dobbibill said:PositiveBalance saidThanks:Hello everyone,I was just reimbursed £80 of expenses that I had to take from my EF, initially. So I am now...#45: £2627Well done PositiveBalance - this means you are now on 86.13%.......you are so close!Keep on keeping on.DobbiThabks Dobbi! 😁Alas, I just found a piece of paperwork where I wrote down my 3 month EF goal and it says £3300 so I think I'm going to have to increase my original figure.It doesn't have the calculations on it as to how I arrived at that figure, though so I will have to try to find that piece of paper as well. *Dives head first into massive paper mountain*Oh dear.....I had you down for £3050.with this amendment it puts you just under 80%.It's not far awayKeep on keeping on.DobbiI’m a Forum Ambassador and I support the Forum Team on the Budgeting & Bank Accounts, Credit Cards, Credit File & Ratings and Energy boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.
If you can't be the best -
Just be better than you were yesterday.1 -
Dobbibill said:PositiveBalance said:Dobbibill said:PositiveBalance saidThanks:Hello everyone,I was just reimbursed £80 of expenses that I had to take from my EF, initially. So I am now...#45: £2627Well done PositiveBalance - this means you are now on 86.13%.......you are so close!Keep on keeping on.DobbiThabks Dobbi! 😁Alas, I just found a piece of paperwork where I wrote down my 3 month EF goal and it says £3300 so I think I'm going to have to increase my original figure.It doesn't have the calculations on it as to how I arrived at that figure, though so I will have to try to find that piece of paper as well. *Dives head first into massive paper mountain*Oh dear.....I had you down for £3050.with this amendment it puts you just under 80%.It's not far awayKeep on keeping on.DobbiThanks @Dobbibil!That means I now need to add £673 instead of £423. I start a new job next month so I was ideally hoping to have the 3 months behind me before I go. That's a tall order in one month. I *might* be lucky and just manage to squeeze it in as there was a lot of overtime this month, but it's still a very tall order.*Crosses fingers*Debt: £11,640.02 paid in full! DFD: 30/06/20
Starter Emergency Fund (#187): £1000/£1000
3 month Emergency Fund (#45): £3300/£33001 -
Grr...I've had to take £109.99 out of the EF to buy a ladder to clean out my gutters which I think might be leaking in a window.I wouldn't mind so much except I have a few relatives who have ladders who were supposed to lend them to me but never have, despite promising that they would for years.Oh well. At least I have them now and I'll have them for the future as well. It just means that the chances of finishing up my EF this month are even slimmer than they were.#45:£2507.01Debt: £11,640.02 paid in full! DFD: 30/06/20
Starter Emergency Fund (#187): £1000/£1000
3 month Emergency Fund (#45): £3300/£33001 -
PositiveBalance said:Grr...I've had to take £109.99 out of the EF to buy a ladder to clean out my gutters which I think might be leaking in a window.I wouldn't mind so much except I have a few relatives who have ladders who were supposed to lend them to me but never have, despite promising that they would for years.Oh well. At least I have them now and I'll have them for the future as well. It just means that the chances of finishing up my EF this month are even slimmer than they were.#45:£2507.01That must be quite frustrating for you when family members have made a promise
......but those ladders are now yours and will last for years so maybe it's short term pain for long term gain. (don't lend your ladders to anyone else though in case they are never returned
)
Be proud of yourself because despite this, you are still sitting at just over 75% of your goalyou'll get there!
Keep on keeping on,DobbiI’m a Forum Ambassador and I support the Forum Team on the Budgeting & Bank Accounts, Credit Cards, Credit File & Ratings and Energy boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.
If you can't be the best -
Just be better than you were yesterday.0 -
It is frustrating, but what can you do? It's even more annoying cos another relative promised to give - not lend - me a spare set and I know he has them, but he is poorly so I know it's unfair to bother about them. He had other things to worry about.Sometimes you just have to strike out on your own. These ladders will be mine forever and my gutters will be sparkling in a very short period of time.Debt: £11,640.02 paid in full! DFD: 30/06/20
Starter Emergency Fund (#187): £1000/£1000
3 month Emergency Fund (#45): £3300/£33001 -
#16 now at £2,292.05 / £6,000
EMERGENCY FUND CHALLENGE - £2,292.05 / £6000
DEBT FREE DATE - 16/02/2021
Pay Debt by Xmas 2021 - No.134 - £2,871.64 / £2,871.64 - 100% Paid
Pay Debt by Xmas 2020 - No.134 - Target: £7,985 / Achieved: £5,113.36
Pay Debt by Xmas 2019 - No.134 - Target: £15,985.00 / Achieved: £8,0001
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