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3 - 6 month Emergency Fund Challenge (part 2)
Comments
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@Deleted_User I totally agree, I thought I was always ok with the value of money, but now I have a deeper understanding of wants vs needs. I hope to take these values and principles and apply them going forward. We only have the mortgage to conquer, which is the best feeling.
- MSE Forum Achievements:
- Debt-free & Proud - December 2014
- Fully Funded 12 Month Emergency Fund - December 2020
- Current Challenges: No Spend Challenge 2023
- January NSD: 16/25
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@MummyRivett I've just bought my first flat so I'm going to focus on that now. I also owe my Mum £3k due to Nationwide needing a 15% deposit due to COVID. I'll pay that off and save at the same time to make some mortgage OP's.0
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@Deleted_User that's a great achievement, we are five years on with our mortgage repayments, it takes a while to get on top of everything, but you will get there. Good luck
- MSE Forum Achievements:
- Debt-free & Proud - December 2014
- Fully Funded 12 Month Emergency Fund - December 2020
- Current Challenges: No Spend Challenge 2023
- January NSD: 16/25
1 -
@MummyRivett Thank you! Yeah I'm just looking forward to getting my first payment out the way and is it sad that I can't wait to see my mortgage balance on my mobile banking app.1
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@Deleted_User not at all, I was exactly the same, it was when I saw it on the app I knew it was real
- MSE Forum Achievements:
- Debt-free & Proud - December 2014
- Fully Funded 12 Month Emergency Fund - December 2020
- Current Challenges: No Spend Challenge 2023
- January NSD: 16/25
1 -
@MummyRivett I get the keys on 26th March so I think my first mortgage payment will be 1st April.1
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Another payday, another deposit 💵
#34 £2400/£6000
I’m also putting money aside for a holiday, mum’s big ‘0’ birthday and son’s graduation. If none of these turn out to be BIG post-covid celebrations, I will direct my savings to this fund 😎Debt Free 🍾 since 6.8.13 £31,997Saving for 🎄 🎁 2025 £505/£800 63%6 mth 🆘 fund £6kMortgage offset fund £24.7k/£39.4k 62.7%It turns out the answer to my problems wasn’t at the bottom of this tub of ice-cream, 🍨 but the important thing is that I tried...2 -
#24 Just checking in with a deposit of £83.00. Making my balance now £1660/£3,000
Thanks
Dragon Lily:staradmin Star from Sue-UU
3 - 6 Emergency fund #24 £2273. Target £3,000
SPC15 #57 [SPC14 £195.50, SPC13 £114.08, SPC12 £215, SPC11 £183, SPC10 £209]2 -
First addition to my EF today.
£100/£8,000
Still quite a way to go but it feels good to have made a start.2 -
Threw a load of money into my fund and I am now on £6,000! Will leave it like this for the moment!4
![[Deleted User]](https://us-noi.v-cdn.net/6031891/uploads/defaultavatar/nFA7H6UNOO0N5.jpg)
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