3 - 6 month Emergency Fund Challenge (part 2)

jennystarpepper

£10 today please Dobbibill.

Dobbibill

claremylove said:

As I’ve passed my target in the £1,000 emergency fund thread, i would love to join this one!  Think my first target will be £2,000 as only inputting £25 by DD each month into my premium bonds account which is my EF, plus b’day & Xmas money, but hope to increase this by the end of 2021 when the CC’s are paid off😀.  

Hi claremylove - welcome to the challenge

I've added your name and goal to the spreadsheet here, you are #48.

Keep us updating on how you are getting along, we are a friendly bunch and will be cheering you on from the side-lines.

As the saying goes, keep on keeping on!

Dobbi

claremylove

Thank you for the number Dobbibill.  I can report that, following my DD coming out yesterday, #48 is at £1,032.

x_raphael_xx

#3 Checking in.

£1225 / £5000

triple_choc_chip

A little more added for December, half the usual but at least it’s headed in the right direction again 
#34: £1800/£6000
Thanks and Merry Xmas 🎄🎁

datlex

I am using my £3000 to get my garden made low maintenance.  It is currently badly over grown and I have seedlings starting to grow which could impact my property.  There just wasn't the capacity in the bins to do it myself.  Am getting it changed from grass to stone to make it a lot easier to manage.   I still have over £1000 left over (emergency fund).  So I will need to reset my savings.  I have last month open an M&S saver (I have a current account with them) so am putting aside £100 into that account each month over the next year.

Dobbibill

datlex said:

I am using my £3000 to get my garden made low maintenance.  It is currently badly over grown and I have seedlings starting to grow which could impact my property.  There just wasn't the capacity in the bins to do it myself.  Am getting it changed from grass to stone to make it a lot easier to manage.   I still have over £1000 left over (emergency fund).  So I will need to reset my savings.  I have last month open an M&S saver (I have a current account with them) so am putting aside £100 into that account each month over the next year.

hi datlex - thanks for the update.

Do I need to adjust your progress to £1000 or over £1000 and if the latter, how much over specifically?

I have a low maintenance garden, it's so much easier to manage than grass etc and colour is added with various pots and ornaments.

Keep on keeping on with the regular savings.

Dobbi

datlex

Dobbibill said:

datlex said:

I am using my £3000 to get my garden made low maintenance.  It is currently badly over grown and I have seedlings starting to grow which could impact my property.  There just wasn't the capacity in the bins to do it myself.  Am getting it changed from grass to stone to make it a lot easier to manage.   I still have over £1000 left over (emergency fund).  So I will need to reset my savings.  I have last month open an M&S saver (I have a current account with them) so am putting aside £100 into that account each month over the next year.

hi datlex - thanks for the update.

Do I need to adjust your progress to £1000 or over £1000 and if the latter, how much over specifically?

I have a low maintenance garden, it's so much easier to manage than grass etc and colour is added with various pots and ornaments.

Keep on keeping on with the regular savings.

Dobbi

Put it to £1000.  I have that already set aside.  I have similar in a current account used for bills, but that varies so I don't count it and I am moving it across gradually into a higher interest savings account

katsoocam

It’s no. 21 here, I have taken the first bite of my new emergency fund elephant, after finishing saving for maternity leave, phew, just in time! So can you up me to £22907.13 please Dobbi? Thank you! 

skye_blue

Hi (No 2 here)
Things didn't quite work out last year but I have decided for 2021 to work things differently so come the New Year i'll be back and raring to go - if thats ok guys!
Have a great xmas, new year and stay safe and well x