2019 Mortgage-Free Wannabes

miss_undastood

#56 back again

+£629.77 from PayPal taking April to £2,911.04 (I believe!)

It’s staggering to think what we could collectively buy with our overpayments.

Also I have £781.27 set up as a regular monthly overpayment going forwards - this will increase in October when I can transfer funds to my mortgage (as they are reducing the monthly payment) as I want to keep my bigger mortgage payments at £1000/month once I’m off my fix so I’m pretending I’m paying at that level with no commitment. I’d rather have a £600 mortgage payment and £400 overpayment than reduce my term and have to pay £1000 if you see what I mean. (Unfortunately £31.27 is my current bridge to £1000)

life_is_sweet

Hi all,

#11

Reporting £1250 overpayment for March.

Well done everyone , we are doing great and over a quarter way through the year already.

As additional motivation and reward, I am planning to cook a nice family meal every quarter to celebrate whatever we manage to pay off in those 3 months.

Lis

Urbanshyne

Hey,

No.54 with an additional OP of £2000 for April, bringing the total so far this month to £3500.

Best, US

weenemo

#76 checking in with April's regular over payment of £550.
Thank you Julicorn. I keep my own spreadsheet to track where we are with reducing the term as the mortgage company only gives us twice yearly statements but this is so satisfy and motivating. A good reminder too that it's worth throwing the smallest amount at the mortgage too.

iquit

Hello fellow MFW

Late March OP update of £3350.00

System

#31 sorry it’s been a while. March was £50, I’m hoping to do a lot more at the end of this month.

benmclaughlan

#87 another £25 over payment for April total of £525 for the month so far. Thanks Ben

chunkytfg

23 weeks since our offer was accepted on a no chain simple sale and still no progress.

On the up side my very large mug/mortgage OP pot of change in my locker at work is virtually full and at last count has about £125 in it!

Nichelette

#86 checking in with an overpayment of £1529.72, but am hoping for more before the end of the month. Thanks julicorn

Dobbibill

#45 popping in with the regular OP of £63.11.

Here's my running total
Jan total - £205.34
Feb total - £260.11
March - £189.21
April - £69.60......may be able to squeeze a little more before the end of the month but the garden project has taken priority so we'll have to see.

YTD - £724.26

Thanks Julicorn
Dobbi