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2019 Mortgage-Free Wannabes

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Comments

  • skippie
    skippie Posts: 91 Forumite
    Part of the Furniture 10 Posts Name Dropper Combo Breaker
    Hi Julicorn

    #144 checking in-

    Feb £435.35 OP
    March £586 OP

    Thanks!
    Original 35 year mortgage: January 2016, £306,000
    January 2022 : £198,000 (£30k saving pot split equally between cash and alternative investments)

    January 2022: 2x £3k child ISA.
  • inigma
    inigma Posts: 215 Forumite
    Part of the Furniture 100 Posts Name Dropper Mortgage-free Glee!
    Final £4k done, we went a little turbo as we have a beautiful baby due soon and wanted to get the overpayments done quickly. It's nice having the peace of mind that we have a huge buffer of overpayments with nationwide knowing we can take a mortgage holiday if we have too �� thank you and good luck to everyone else
    06/06/2023 mortgage mort dateJUST BRING IT
  • No. 58 with another op of £10 ... not much but making a payment every week regardless of amount! ;) total for April to date £2010...

    Congratulations inigma...good luck with your new baby!! :D
  • lindez
    lindez Posts: 643 Forumite
    Sixth Anniversary 500 Posts
    inigma wrote: »
    Final £4k done, we went a little turbo as we have a beautiful baby due soon and wanted to get the overpayments done quickly. It's nice having the peace of mind that we have a huge buffer of overpayments with nationwide knowing we can take a mortgage holiday if we have too �� thank you and good luck to everyone else
    Congratulations Inigma :)
    MFWB#2
    MFTT5 #28
    Save 12k 2020 #111
  • julicorn
    julicorn Posts: 2,665 Forumite
    Seventh Anniversary 1,000 Posts Name Dropper Photogenic
    inigma wrote: »
    Final £4k done, we went a little turbo as we have a beautiful baby due soon and wanted to get the overpayments done quickly. It's nice having the peace of mind that we have a huge buffer of overpayments with nationwide knowing we can take a mortgage holiday if we have too �� thank you and good luck to everyone else

    Well done, congratulations, and all the best for you and the little one! :j
  • Hettyhound
    Hettyhound Posts: 1,137 Forumite
    Sixth Anniversary 1,000 Posts Photogenic Name Dropper
    #90 just made a tiny overpayment of £12. Normal mortgage DD went out today and I was desperate to see it drop below £63,000, sadly it didn’t. However with my £12 it now stands at £62,999.93!

    Main OP will not be until payday on the 30th but a figure starting with 62 rather than 63 will make me smile until then. :D
    SPC #023 SPC 12: £125.86[/COLOUR]:SPC 13: £214.98: SPC 14: £297.41 SPC 15: £237.27 SPC 16 £335.39; SPC 17 £662.09 SPC 18 £660.03[ SPC 19 ?COLOR="DeepSkyBlue"]MFW #21 Mortgage start Dec 2015 £79,950; Dec 2025 £16,453[/COLOR] 2025 OP £2991/COLOR]/£2,000 MFiT T6 #3 £19070/£25,500 (72.82%%) MFiT T7 #3 £5477/£21,930 (24.97%)
  • Rainbowsky
    Rainbowsky Posts: 34 Forumite
    Ninth Anniversary

    Morning all,
    #34 signing in with an OP of £85.27 making a total so far for April of £385.27.
    Well done everybody and thank you Julicorn for your continued hard work 😀
    MFW #34 2020 £1000/£4000
  • #56 back again

    +£629.77 from PayPal taking April to £2,911.04 (I believe!)

    It’s staggering to think what we could collectively buy with our overpayments.

    Also I have £781.27 set up as a regular monthly overpayment going forwards - this will increase in October when I can transfer funds to my mortgage (as they are reducing the monthly payment) as I want to keep my bigger mortgage payments at £1000/month once I’m off my fix so I’m pretending I’m paying at that level with no commitment. I’d rather have a £600 mortgage payment and £400 overpayment than reduce my term and have to pay £1000 if you see what I mean. (Unfortunately £31.27 is my current bridge to £1000)
    Mortgages Oct 2020: £308,283 Jul 2021 £286,600 October 2022 £253,456 MFW-22 #9 MFIT-T6 #35
  • Hi all,

    #11

    Reporting £1250 overpayment for March.

    Well done everyone , we are doing great and over a quarter way through the year already.

    As additional motivation and reward, I am planning to cook a nice family meal every quarter to celebrate whatever we manage to pay off in those 3 months.

    Lis
    #11 MFW 2020 :£14560/£15000
    MFW 2019 :£10327, MFW 2018:£6676 , MFW 2017:£6664
    Original MF date June 31/Target MF September 21
    I can do it!
  • Urbanshyne
    Urbanshyne Posts: 105 Forumite
    Eighth Anniversary 100 Posts Name Dropper
    Hey,

    No.54 with an additional OP of £2000 for April, bringing the total so far this month to £3500.

    Best, US
    Neither a borrower or lender be; for loan oft loses both itself and friend.
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