2019 Mortgage-Free Wannabes
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#90 just made an overpayment of £80 so my total so far for April is £92. Next OP will be right at the month end on payday and hoping it will lift me out of the “must try harder” categoryGrocery challenge SPC #023 SPC 12: £125.86[/COLOUR]:SPC 13: £214.98: SPC 14: £297.41 SPC 15: £237.27 SPC 16 £335.39; SPC 17 ? MFW #21 Mortgage start Dec 2015 £79,950; January 2024 £26,105 2024 OP £150/COLOR]/£1,500 MFiT T6 #3 £13,159/£25,500 (51.60%)0
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#8 with £2234.10 overpaid for April, I make that £17,167.76 for the year so far. Next month the 40's will be done, then down into the 30's
Overpayment of £10,000 today, making £12,234.10 for April and £27,167.76 for the year so far. Next month the 30's will be done, then down into the 20's
Sadly that's the last of the big OPs now, based off a couple of other investments maturing. Back to chipping away at it£40k-in-’23#18 £78,628.29/40,000 (196.57%)0 -
No 72 reporting in as made an overpayment yesterday of £800. That's me for April.0
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No 51 reporting in with an April OP of £74.16.
A bit more than usual as I split my 5% reg saver interest payout into my "savings" pots - 1/3 for new windows, 1/3 car savings and 1/3 mortgage OP. Also used an amazon voucher so the equivalent got split 3 ways to "savings" too. There probably won't be much more unless I get a run on £2 coins in my change!Mortgage free as of 12/08/20!
MFiT-5 no 45You can't fly with one foot on the ground!0 -
Hi All
It's great seeing all the over payments!!
#49 checking in with April's over payment total of £801.23. We've managed to make full use of the over payment allowance for the year, new over payment year starts May 1st so looking forward to seeing the numbers come down even more
ThanksEmergency fund saved, we did it!!
2020 #140 MFW £10,250.25/£9,500.00
2019 #490 MFW £ 9,964.78/£9,600.00
2018 #143 MFW £ 6,903.63/£6,500.00
MFW balance as at 31 Dec 19 77,875.00. Original end date 2043 :eek: goal 20230 -
Good evening all.
#44 with an update £28.00 over payment today total now stands at £534.00 for April. This will probably be the last update for April.
Thank you Julicorn.MFWB#2
MFTT5 #28
Save 12k 2020 #1110 -
Schoolworker wrote: »No 72 reporting in as made an overpayment yesterday of £800. That's me for April.Original mortgage: December 2017, £203,495
MFW start: April 2018, £201,800
Mortgage neutral: September 2022, mortgage redeemed: December 2022
New house, new mortgage: December 2022, £276,007
Current balance: £217,800 minus £8,300 overpayment savings pot0 -
No.58 - payment of £860 today bringing April total to £2870:D0
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Morning all, just back from hols and thought I should check in.
Our April update is #37 just the DD OP of £440.60 please julicorn.
I must see how we go before paying more as I have had to top up the running costs account by £500, suggesting I have forgotten something big.Save £12k in 2024 - #2 target is £5000 only £798.34 so far
OS Grocery Challenge 2024 31.1% spent or £932.98/£3,000 annual
I also Reverse Meal Plan on that thread and grow much of our own premium price fruit and veg, joining in on the Grow your own thread
My Debt Free Diary Get a grip Woman0 -
Good afternoon all. Finally have renovation monies downloaded and mortgage final figure (and interest rates) sorted for the next 3 years! Now to get as much as possible OP'd for when it's time to remortgage a new deal. This month OP of £116.24 please julicorn.MrsMouse
#47 - 2020 MFW 449.29/1200
#15 - 3/6 month Emergency Fund Challenge 661.89
2019 ~~ MFW: 1122.33 / EF: £10000
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