📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

2019 Mortgage-Free Wannabes

17778808283172

Comments

  • taka
    taka Posts: 3,483 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    No 51 reporting in with an April OP of £74.16. :D

    A bit more than usual as I split my 5% reg saver interest payout into my "savings" pots - 1/3 for new windows, 1/3 car savings and 1/3 mortgage OP. :) Also used an amazon voucher so the equivalent got split 3 ways to "savings" too. There probably won't be much more unless I get a run on £2 coins in my change! :p
    Mortgage free as of 12/08/20!
    MFiT-5 no 45
    You can't fly with one foot on the ground!
  • teameffort
    teameffort Posts: 134 Forumite
    Ninth Anniversary 100 Posts
    Hi All

    It's great seeing all the over payments!!

    #49 checking in with April's over payment total of £801.23. We've managed to make full use of the over payment allowance for the year, new over payment year starts May 1st so looking forward to seeing the numbers come down even more :D

    Thanks
    Emergency fund saved, we did it!!

    2020 #140 MFW £10,250.25/£9,500.00
    2019 #490 MFW £ 9,964.78/£9,600.00
    2018 #143 MFW £ 6,903.63/£6,500.00
    MFW balance as at 31 Dec 19 77,875.00. Original end date 2043 :eek: goal 2023
  • lindez
    lindez Posts: 643 Forumite
    Sixth Anniversary 500 Posts
    Good evening all.
    #44 with an update £28.00 over payment today total now stands at £534.00 for April. This will probably be the last update for April.
    Thank you Julicorn.
    MFWB#2
    MFTT5 #28
    Save 12k 2020 #111
  • julicorn
    julicorn Posts: 2,592 Forumite
    Seventh Anniversary 1,000 Posts Name Dropper Photogenic
    No 72 reporting in as made an overpayment yesterday of £800. That's me for April.
    Well done! Just to confirm, is that on top of your previous overpayment this month (April total: £855) or is it £800 in total?
  • No.58 - payment of £860 today bringing April total to £2870:D
  • Suffolk_lass
    Suffolk_lass Posts: 10,327 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Morning all, just back from hols and thought I should check in.

    Our April update is #37 just the DD OP of £440.60 please julicorn.

    I must see how we go before paying more as I have had to top up the running costs account by £500, suggesting I have forgotten something big.
    Save £12k in 2025 #2 I am at £4863.32 out of £6000 after May (81.05%)
    OS Grocery Challenge in 2025 I am at £1286.68/£3000 or 42.89% of my annual spend so far
    I also Reverse Meal Plan on that thread and grow much of our own premium price fruit and veg, joining in on the Grow your own thread
    My new diary is here
  • MrsMouse
    MrsMouse Posts: 61 Forumite
    10 Posts First Anniversary
    Good afternoon all. Finally have renovation monies downloaded and mortgage final figure (and interest rates) sorted for the next 3 years! Now to get as much as possible OP'd for when it's time to remortgage a new deal. This month OP of £116.24 please julicorn. :)
    MrsMouse
    #47 - 2020 MFW 449.29/1200
    #15 - 3/6 month Emergency Fund Challenge 661.89

    2019 ~~ MFW: 1122.33 / EF: £1000
  • [Deleted User]
    [Deleted User] Posts: 0 Newbie
    Seventh Anniversary 100 Posts Name Dropper
    edited 18 April 2019 at 7:34PM
    Evening everyone

    No.40 with a second and final OP for April of £1499.99. All being well I’m hoping to clear the remaining balance by July which will be a huge relief as there are big cuts looming at work so not sure if my job is safe or not :(

    Have a lovely sunny Easter all and thanks as always to JC for all your work on here :T
  • julicorn
    julicorn Posts: 2,592 Forumite
    Seventh Anniversary 1,000 Posts Name Dropper Photogenic
    Evening everyone

    No.40 with a second and final OP for April of £1499.99. All being well I’m hoping to clear the remaining balance by July which will be a huge relief as there are big cuts looming at work so not sure if my job is safe or not :(

    Have a lovely sunny Easter all and thanks as always to JC for all your work on here :T

    Hi [Deleted User], well done on your overpayment, and sounds like the end is in sight! Quick question, is this your April total or in addition to your previous payment (so £1,870 total)?
  • Tartan_Mum
    Tartan_Mum Posts: 227 Forumite
    Part of the Furniture 100 Posts Name Dropper Combo Breaker
    #68 checking in with April OP of £355.52 (which offsets our monthly interest)
    Small OPs are better than no OPs
    Start date - Feb 2018 £231,000 / Apr 2042
    July 2025 £116,950 / Dec 2025
    MFW #60…. Back in for 2025!
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.4K Banking & Borrowing
  • 253.2K Reduce Debt & Boost Income
  • 453.8K Spending & Discounts
  • 244.3K Work, Benefits & Business
  • 599.6K Mortgages, Homes & Bills
  • 177.1K Life & Family
  • 257.9K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.