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2019 Mortgage-Free Wannabes

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  • Dobbibill
    Dobbibill Posts: 4,194 Ambassador
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Name Dropper
    #38 reporting our final mortgage payment of £4981.03 (incl. redemption fee).

    Our total for Oct 2019 £23581.03, our total payments for 2019: £90,447

    As of this morning, we’re now mortgage free!!!! It hasn’t sunk in yet, not sure when it will either.

    What’s next? We’re both 31 and we’re not going to live as frugally as before, but still be sensible and now focus on investing. We’re going to have more fun, up our pension contributions, invest in our S&S Isa’s and plan next year’s holidays!


    Brilliant news - well done :j :j :j
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  • Cherryfudge
    Cherryfudge Posts: 13,306 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    julicorn wrote: »
    If you could give me a total for the month when you have multiple updates, that would make it a little bit easier (saves me having to add up amounts and possibly make mistakes) :)

    Sorry! Will try to do this in future, you must do a huge amount of adding up. :o

    Our sums came out the same (new total £289.42) but when I looked back I found I had done most of this before the automatic OP of £58.51. When that's added in, my new total for October is £347.93... sorry but please could I ask you for yet another update Julicorn? (Number 30).
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  • Morning. Number #28 reporting with October's overpayments of £277.75.

    On track for my end of year target (I hope!) I will, for the second year running overpay the maximum allowance (and hopefully get a little bump on next year's (squirrelled away in a savings account until jan 1st) already formulating the 2020 plan...

    Thank you Julicorn.

    Wish.
    Outstanding mortgage: £23,181 (December 19)
    MFW 2020 Challenge Member #10 0/£2318
  • #38 reporting our final mortgage payment of £4981.03 (incl. redemption fee).

    Our total for Oct 2019 £23581.03, our total payments for 2019: £90,447

    As of this morning, we’re now mortgage free!!!! It hasn’t sunk in yet, not sure when it will either.

    What’s next? We’re both 31 and we’re not going to live as frugally as before, but still be sensible and now focus on investing. We’re going to have more fun, up our pension contributions, invest in our S&S Isa’s and plan next year’s holidays!

    Congratulations!!
    01.05.2019 - Re-Mortgage - £142,000 :eek::eek::eek: Total overpaid to date: £15,584.33.
    MFW #52 £9000/£12000
  • Number 119 with an overpayment for November of £750 :)
    01.05.2019 - Re-Mortgage - £142,000 :eek::eek::eek: Total overpaid to date: £15,584.33.
    MFW #52 £9000/£12000
  • becky170
    becky170 Posts: 879 Forumite
    Part of the Furniture 500 Posts Photogenic Name Dropper
    Hello, no.7 here checking in with an overpayment of £151 for October. On target for reaching my 2019 goal of £1615 :) thanks
    Mortgage-free wannabe 2025 £571/3000
  • Hi there
    Just checked the spreadsheet and realised I had fallen behind in my posting. So here goes:
    #002 reporting in with a final total over Payment figure of £6,999.67. I’ve kept the monthly figure of £777.81 going, but now need to stop.

    Thanks for being a wonderful source of motivation. Congrats to everyone on what you,be been able to achieve - this is a really great challenge.

    Take care
    Miss DM
    LBM- June 2009 - 15 year plan started, Dec 2018 - time to review & refocus
    SPC12 #33 £210. Xmas 2019 - #15 £365 / £365 ... PAYDBX 2019 #23: £0 / £3,400
    MFW2019 #2: £6,999.67 / £8,000 MFiT-T5 start £95,352.52 - target £40k

    No matter how far you go, you always take yourself with you
  • pawlala
    pawlala Posts: 1,432 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    #22 reporting total overpayments for October came to £940.42

    Thanks and have a great weekend everyone! :D
  • #87 reporting an overpayment of £1700 for October. Thanks and have a great weekend.
  • jackieblack
    jackieblack Posts: 10,509 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    #4
    First OP for November :) £50 (included in the direct debit with my MP)

    Thanks julicorn:T
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    Everything will be alright in the end so, if it’s not yet alright, it means it’s not yet the end
    MFW #4 OPs: 2018 £866.89, 2019 £1322.33, 2020 £1337.07
    2021 £1250.00, 2022 £1500.00, 2023 £1500, 2024 £1350
    2025 target = £1200, YTD £9190
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