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2019 Mortgage-Free Wannabes
Comments
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mortgageFTB wrote: »#38 reporting our final mortgage payment of £4981.03 (incl. redemption fee).
Our total for Oct 2019 £23581.03, our total payments for 2019: £90,447
As of this morning, we’re now mortgage free!!!! It hasn’t sunk in yet, not sure when it will either.
What’s next? We’re both 31 and we’re not going to live as frugally as before, but still be sensible and now focus on investing. We’re going to have more fun, up our pension contributions, invest in our S&S Isa’s and plan next year’s holidays!
Brilliant news - well done :j :j :jI’m a Forum Ambassador and I support the Forum Team on the Budgeting & Bank Accounts, Credit Cards, Credit File & Ratings and Energy boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.
If you can't be the best -
Just be better than you were yesterday.0 -
If you could give me a total for the month when you have multiple updates, that would make it a little bit easier (saves me having to add up amounts and possibly make mistakes)
Sorry! Will try to do this in future, you must do a huge amount of adding up.
Our sums came out the same (new total £289.42) but when I looked back I found I had done most of this before the automatic OP of £58.51. When that's added in, my new total for October is £347.93... sorry but please could I ask you for yet another update Julicorn? (Number 30).I think a bit of sunshine is good for frugal living. (Cranky40)
The sun's been out and I think I’m solar powered (Onebrokelady)
Fashion on the Ration 2025: Fabric 2, men's socks 3, Duvet 7.5, 2 t-shirts 10, men's socks 3, uniform top 0, hat 0, shoes 5 = 30.5/68
2024: Trainers 5, dress 7, slippers 5, 2 prs socks (gift) 2, 3 prs white socks 3, t-shirts x 2 10, 6 prs socks: mostly gifts 6, duvet set 7.5 = 45.5/68 coupons
20.5 coupons used in 2020. 62.5 used in 2021. 94.5 remaining as of 21/3/220 -
Morning. Number #28 reporting with October's overpayments of £277.75.
On track for my end of year target (I hope!) I will, for the second year running overpay the maximum allowance (and hopefully get a little bump on next year's (squirrelled away in a savings account until jan 1st) already formulating the 2020 plan...
Thank you Julicorn.
Wish.Outstanding mortgage: £23,181 (December 19)
MFW 2020 Challenge Member #10 0/£23180 -
mortgageFTB wrote: »#38 reporting our final mortgage payment of £4981.03 (incl. redemption fee).
Our total for Oct 2019 £23581.03, our total payments for 2019: £90,447
As of this morning, we’re now mortgage free!!!! It hasn’t sunk in yet, not sure when it will either.
What’s next? We’re both 31 and we’re not going to live as frugally as before, but still be sensible and now focus on investing. We’re going to have more fun, up our pension contributions, invest in our S&S Isa’s and plan next year’s holidays!
Congratulations!!01.05.2019 - Re-Mortgage - £142,000 :eek::eek::eek: Total overpaid to date: £15,584.33.
MFW #52 £9000/£120000 -
Number 119 with an overpayment for November of £75001.05.2019 - Re-Mortgage - £142,000 :eek::eek::eek: Total overpaid to date: £15,584.33.
MFW #52 £9000/£120000 -
Hello, no.7 here checking in with an overpayment of £151 for October. On target for reaching my 2019 goal of £1615
thanks
Mortgage-free wannabe 2025 £571/30000 -
Hi there
Just checked the spreadsheet and realised I had fallen behind in my posting. So here goes:
#002 reporting in with a final total over Payment figure of £6,999.67. I’ve kept the monthly figure of £777.81 going, but now need to stop.
Thanks for being a wonderful source of motivation. Congrats to everyone on what you,be been able to achieve - this is a really great challenge.
Take care
Miss DMLBM- June 2009 - 15 year plan started, Dec 2018 - time to review & refocus
SPC12 #33 £210. Xmas 2019 - #15 £365 / £365 ... PAYDBX 2019 #23: £0 / £3,400
MFW2019 #2: £6,999.67 / £8,000 MFiT-T5 start £95,352.52 - target £40k
No matter how far you go, you always take yourself with you0 -
#22 reporting total overpayments for October came to £940.42
Thanks and have a great weekend everyone!Mortgage free I: 8th December 2009!
Mortgage free II: New Year's Eve 2013!
Mortgage free III: Est. Dec 2021...0 -
#87 reporting an overpayment of £1700 for October. Thanks and have a great weekend.0
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#4
First OP for November£50 (included in the direct debit with my MP)
Thanks julicorn:T2.22kWp Solar PV system installed Oct 2010, Fronius IG20 Inverter, south facing (-5 deg), 30 degree pitch, no shadingEverything will be alright in the end so, if it’s not yet alright, it means it’s not yet the endMFW #4 OPs: 2018 £866.89, 2019 £1322.33, 2020 £1337.07
2021 £1250.00, 2022 £1500.00, 2023 £1500, 2024 £13502025 target = £1200, YTD £9190
Quidquid Latine dictum sit altum videtur0
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