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2019 Mortgage-Free Wannabes

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  • Tidied all my accounts up and emptied my change jar so adding a further OP of £31.62. Total payment for October is 1883.94 :)
    01.05.2019 - Re-Mortgage - £142,000 :eek::eek::eek: Total overpaid to date: £15,584.33.
    MFW #52 £9000/£12000
  • Hettyhound
    Hettyhound Posts: 1,046 Forumite
    Sixth Anniversary 1,000 Posts Photogenic Name Dropper
    Number 90 with another October payment of £50 so that brings the October total to £124.51 :D

    Thanks Julicorn
    SPC #023 SPC 12: £125.86[/COLOUR]:SPC 13: £214.98: SPC 14: £297.41 SPC 15: £237.27 SPC 16 £335.39; SPC 17 £662.09 SPC 18 £20MFW #21 Mortgage start Dec 2015 £79,950; June 2025 £19,394.00 2025 OP £1589/COLOR]/£2,000 MFiT T6 #3 £19070/£25,500 (72.82%%) MFiT T7 #3 £2050/£21,930 (9.34%)
  • #107 - Some more account tidying so another £10 overpaid. £40 total for October now. Thanks for updating.
    Original mortgage total: £140,000.00 (July 2015) Original mortgage end date: June 2040
    Mortgage free start date: 16th October 2018 Mortgage total at this point: £132,829.12
    Current mortgage total: £54,762.71 Current mortgage end date: June 2032 Daily interest: £7.59 > £2.64
  • jackieblack
    jackieblack Posts: 10,511 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    #38 reporting our final mortgage payment of £4981.03 (incl. redemption fee).

    Our total for Oct 2019 £23581.03, our total payments for 2019: £89,786.78

    As of this morning, we’re now mortgage free!!!! It hasn’t sunk in yet, not sure when it will either.

    What’s next? We’re both 31 and we’re not going to live as frugally as before, but still be sensible and now focus on investing. We’re going to have more fun, up our pension contributions, invest in our S&S Isa’s and plan next year’s holidays!

    Congratulations! :T:T
    2.22kWp Solar PV system installed Oct 2010, Fronius IG20 Inverter, south facing (-5 deg), 30 degree pitch, no shading
    Everything will be alright in the end so, if it’s not yet alright, it means it’s not yet the end
    MFW #4 OPs: 2018 £866.89, 2019 £1322.33, 2020 £1337.07
    2021 £1250.00, 2022 £1500.00, 2023 £1500, 2024 £1350
    2025 target = £1200, YTD £9190
    Quidquid Latine dictum sit altum videtur
  • kitjos
    kitjos Posts: 223 Forumite
    Tenth Anniversary 100 Posts Combo Breaker
    #38 reporting our final mortgage payment of £4981.03 (incl. redemption fee).

    Our total for Oct 2019 £23581.03, our total payments for 2019: £90,447

    As of this morning, we’re now mortgage free!!!! It hasn’t sunk in yet, not sure when it will either.

    What’s next? We’re both 31 and we’re not going to live as frugally as before, but still be sensible and now focus on investing. We’re going to have more fun, up our pension contributions, invest in our S&S Isa’s and plan next year’s holidays!


    Oh wow!! :j:T. That's amazing - congrats to you both, what a good age too! Sounds like you're setting yourself up comfortably for your future. This is my inspiration too. Enjoy all your future holidays! :D x
    "Don't underestimate the value of financial security"


    Wanting to be mortgage free by 45. £155,000 start / £86,880 currently

  • Cherryfudge
    Cherryfudge Posts: 13,310 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    #38 reporting our final mortgage payment of £4981.03 (incl. redemption fee).

    Our total for Oct 2019 £23581.03, our total payments for 2019: £90,447

    As of this morning, we’re now mortgage free!!!! It hasn’t sunk in yet, not sure when it will either.

    What’s next? We’re both 31 and we’re not going to live as frugally as before, but still be sensible and now focus on investing. We’re going to have more fun, up our pension contributions, invest in our S&S Isa’s and plan next year’s holidays!

    :beer::beer::beer:

    You are officially amazing! Well done :j:j:j
    I think a bit of sunshine is good for frugal living. (Cranky40)
    The sun's been out and I think I’m solar powered (Onebrokelady)

    Fashion on the Ration 2025: Fabric 2, men's socks 3, Duvet 7.5, 2 t-shirts 10, men's socks 3, uniform top 0, hat 0, shoes 5 = 30.5/68
    2024: Trainers 5, dress 7, slippers 5, 2 prs socks (gift) 2, 3 prs white socks 3, t-shirts x 2 10, 6 prs socks: mostly gifts 6, duvet set 7.5 = 45.5/68 coupons
    20.5 coupons used in 2020. 62.5 used in 2021. 94.5 remaining as of 21/3/22
  • Cherryfudge
    Cherryfudge Posts: 13,310 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Number 30 reporting... please could you add another £69.42 to my October total, Julicorn? Sorry for the odd amount, I'm making sure the pennies all get included. :)
    I think a bit of sunshine is good for frugal living. (Cranky40)
    The sun's been out and I think I’m solar powered (Onebrokelady)

    Fashion on the Ration 2025: Fabric 2, men's socks 3, Duvet 7.5, 2 t-shirts 10, men's socks 3, uniform top 0, hat 0, shoes 5 = 30.5/68
    2024: Trainers 5, dress 7, slippers 5, 2 prs socks (gift) 2, 3 prs white socks 3, t-shirts x 2 10, 6 prs socks: mostly gifts 6, duvet set 7.5 = 45.5/68 coupons
    20.5 coupons used in 2020. 62.5 used in 2021. 94.5 remaining as of 21/3/22
  • julicorn
    julicorn Posts: 2,591 Forumite
    Seventh Anniversary 1,000 Posts Name Dropper Photogenic
    Number 30 reporting... please could you add another £69.42 to my October total, Julicorn? Sorry for the odd amount, I'm making sure the pennies all get included. :)

    No problem at all! If you could give me a total for the month when you have multiple updates, that would make it a little bit easier (saves me having to add up amounts and possibly make mistakes) :)
  • julicorn
    julicorn Posts: 2,591 Forumite
    Seventh Anniversary 1,000 Posts Name Dropper Photogenic
    #38 reporting our final mortgage payment of £4981.03 (incl. redemption fee).

    Our total for Oct 2019 £23581.03, our total payments for 2019: £90,447

    As of this morning, we’re now mortgage free!!!! It hasn’t sunk in yet, not sure when it will either.

    What’s next? We’re both 31 and we’re not going to live as frugally as before, but still be sensible and now focus on investing. We’re going to have more fun, up our pension contributions, invest in our S&S Isa’s and plan next year’s holidays!

    Congratulations and well done! Enjoy those well-earned holidays :j
  • ilselm
    ilselm Posts: 132 Forumite
    Eighth Anniversary 100 Posts Name Dropper
    #38 reporting our final mortgage payment of £4981.03 (incl. redemption fee).

    Our total for Oct 2019 £23581.03, our total payments for 2019: £90,447

    As of this morning, we’re now mortgage free!!!! It hasn’t sunk in yet, not sure when it will either.

    What’s next? We’re both 31 and we’re not going to live as frugally as before, but still be sensible and now focus on investing. We’re going to have more fun, up our pension contributions, invest in our S&S Isa’s and plan next year’s holidays!

    Awesome. Well done!
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