We'd like to remind Forumites to please avoid political debate on the Forum... Read More »
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
2019 Mortgage-Free Wannabes
Comments
-
Tidied all my accounts up and emptied my change jar so adding a further OP of £31.62. Total payment for October is 1883.9401.05.2019 - Re-Mortgage - £142,000 :eek::eek::eek: Total overpaid to date: £15,584.33.
MFW #52 £9000/£120000 -
Number 90 with another October payment of £50 so that brings the October total to £124.51
Thanks JulicornSPC #023 SPC 12: £125.86[/COLOUR]:SPC 13: £214.98: SPC 14: £297.41 SPC 15: £237.27 SPC 16 £335.39; SPC 17 £662.09 SPC 18 £20MFW #21 Mortgage start Dec 2015 £79,950; June 2025 £19,394.00 2025 OP £1589/COLOR]/£2,000 MFiT T6 #3 £19070/£25,500 (72.82%%) MFiT T7 #3 £2050/£21,930 (9.34%)0 -
#107 - Some more account tidying so another £10 overpaid. £40 total for October now. Thanks for updating.Original mortgage total: £140,000.00 (July 2015) Original mortgage end date: June 2040
Mortgage free start date: 16th October 2018 Mortgage total at this point: £132,829.12
Current mortgage total: £54,762.71 Current mortgage end date: June 2032 Daily interest: £7.59 > £2.640 -
mortgageFTB wrote: »#38 reporting our final mortgage payment of £4981.03 (incl. redemption fee).
Our total for Oct 2019 £23581.03, our total payments for 2019: £89,786.78
As of this morning, we’re now mortgage free!!!! It hasn’t sunk in yet, not sure when it will either.
What’s next? We’re both 31 and we’re not going to live as frugally as before, but still be sensible and now focus on investing. We’re going to have more fun, up our pension contributions, invest in our S&S Isa’s and plan next year’s holidays!
Congratulations! :T:T2.22kWp Solar PV system installed Oct 2010, Fronius IG20 Inverter, south facing (-5 deg), 30 degree pitch, no shadingEverything will be alright in the end so, if it’s not yet alright, it means it’s not yet the endMFW #4 OPs: 2018 £866.89, 2019 £1322.33, 2020 £1337.07
2021 £1250.00, 2022 £1500.00, 2023 £1500, 2024 £13502025 target = £1200, YTD £9190
Quidquid Latine dictum sit altum videtur0 -
mortgageFTB wrote: »#38 reporting our final mortgage payment of £4981.03 (incl. redemption fee).
Our total for Oct 2019 £23581.03, our total payments for 2019: £90,447
As of this morning, we’re now mortgage free!!!! It hasn’t sunk in yet, not sure when it will either.
What’s next? We’re both 31 and we’re not going to live as frugally as before, but still be sensible and now focus on investing. We’re going to have more fun, up our pension contributions, invest in our S&S Isa’s and plan next year’s holidays!
Oh wow!! :j:T. That's amazing - congrats to you both, what a good age too! Sounds like you're setting yourself up comfortably for your future. This is my inspiration too. Enjoy all your future holidays!x
"Don't underestimate the value of financial security"
Wanting to be mortgage free by 45. £155,000 start / £86,880 currently0 -
mortgageFTB wrote: »#38 reporting our final mortgage payment of £4981.03 (incl. redemption fee).
Our total for Oct 2019 £23581.03, our total payments for 2019: £90,447
As of this morning, we’re now mortgage free!!!! It hasn’t sunk in yet, not sure when it will either.
What’s next? We’re both 31 and we’re not going to live as frugally as before, but still be sensible and now focus on investing. We’re going to have more fun, up our pension contributions, invest in our S&S Isa’s and plan next year’s holidays!
:beer::beer::beer:
You are officially amazing! Well done :j:j:jI think a bit of sunshine is good for frugal living. (Cranky40)
The sun's been out and I think I’m solar powered (Onebrokelady)
Fashion on the Ration 2025: Fabric 2, men's socks 3, Duvet 7.5, 2 t-shirts 10, men's socks 3, uniform top 0, hat 0, shoes 5 = 30.5/68
2024: Trainers 5, dress 7, slippers 5, 2 prs socks (gift) 2, 3 prs white socks 3, t-shirts x 2 10, 6 prs socks: mostly gifts 6, duvet set 7.5 = 45.5/68 coupons
20.5 coupons used in 2020. 62.5 used in 2021. 94.5 remaining as of 21/3/220 -
Number 30 reporting... please could you add another £69.42 to my October total, Julicorn? Sorry for the odd amount, I'm making sure the pennies all get included.I think a bit of sunshine is good for frugal living. (Cranky40)
The sun's been out and I think I’m solar powered (Onebrokelady)
Fashion on the Ration 2025: Fabric 2, men's socks 3, Duvet 7.5, 2 t-shirts 10, men's socks 3, uniform top 0, hat 0, shoes 5 = 30.5/68
2024: Trainers 5, dress 7, slippers 5, 2 prs socks (gift) 2, 3 prs white socks 3, t-shirts x 2 10, 6 prs socks: mostly gifts 6, duvet set 7.5 = 45.5/68 coupons
20.5 coupons used in 2020. 62.5 used in 2021. 94.5 remaining as of 21/3/220 -
Cherryfudge wrote: »Number 30 reporting... please could you add another £69.42 to my October total, Julicorn? Sorry for the odd amount, I'm making sure the pennies all get included.
No problem at all! If you could give me a total for the month when you have multiple updates, that would make it a little bit easier (saves me having to add up amounts and possibly make mistakes)0 -
mortgageFTB wrote: »#38 reporting our final mortgage payment of £4981.03 (incl. redemption fee).
Our total for Oct 2019 £23581.03, our total payments for 2019: £90,447
As of this morning, we’re now mortgage free!!!! It hasn’t sunk in yet, not sure when it will either.
What’s next? We’re both 31 and we’re not going to live as frugally as before, but still be sensible and now focus on investing. We’re going to have more fun, up our pension contributions, invest in our S&S Isa’s and plan next year’s holidays!
Congratulations and well done! Enjoy those well-earned holidays :j0 -
mortgageFTB wrote: »#38 reporting our final mortgage payment of £4981.03 (incl. redemption fee).
Our total for Oct 2019 £23581.03, our total payments for 2019: £90,447
As of this morning, we’re now mortgage free!!!! It hasn’t sunk in yet, not sure when it will either.
What’s next? We’re both 31 and we’re not going to live as frugally as before, but still be sensible and now focus on investing. We’re going to have more fun, up our pension contributions, invest in our S&S Isa’s and plan next year’s holidays!
Awesome. Well done!0
This discussion has been closed.
Confirm your email address to Create Threads and Reply

Categories
- All Categories
- 351.3K Banking & Borrowing
- 253.2K Reduce Debt & Boost Income
- 453.7K Spending & Discounts
- 244.2K Work, Benefits & Business
- 599.4K Mortgages, Homes & Bills
- 177.1K Life & Family
- 257.7K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.2K Discuss & Feedback
- 37.6K Read-Only Boards