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2019 Mortgage-Free Wannabes
Comments
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#8 with £2010.36 for November. Total for the year is now £40,489.64 - next mini-milestone is getting under the £15k mark in December. Pretty happy with that, as started the year at over £62k.
Then the final push! 7 months to go0 -
#106 here with a November update of £1,500.
This week we have been finalising designs, subject to LBC approval, for some fairly substantial house renovation and maintenance works - exciting stuff but balking at the costs and potential disruption! This will clearly put a dent in the early repayment strategy but have figured that it will be worth it in the long run.
Thanks,
November total: £1,500
2019 total: £27,338 / £28,0000 -
Howdy all,
No.54 with November's overpayment of £1600.
All the best,
USNeither a borrower or lender be; for loan oft loses both itself and friend.0 -
Hi, no 70 reporting an OP of £270 for November. I have now reached my target for the year, I will probably OP again in December but am going to leave my target as it is so I can be a little more flexible. Thanks julicornMFW 2025 No. 7 £1130/£1200
MFiT-T7 No. 6 £2873.51/£30,0000 -
Evening all, not read this thread very often since I managed to ditch the mortgage in April but thrilled to see how many people have now reached their target! Amazing :T and for those who haven’t yet hit targets keep going, every OP no matter how small you think it is makes a difference xx0
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#107 checking in with first overpayment of November.
£10 after tidying up my accounts.
After a great start to my overpayment journey it's now looking like I'll struggle to overpay by as much as I wanted by the end of the year. We are in desperate need of a second car so all funds are being put aside for that at the moment instead.I still plan on chipping away, tidying my accounts up each week though.
Original mortgage total: £140,000.00 (July 2015) Original mortgage end date: June 2040
Mortgage free start date: 16th October 2018 Mortgage total at this point: £132,829.12
Current mortgage total: £54,762.71 Current mortgage end date: June 2032 Daily interest: £7.59 > £2.640 -
#128
Been slacking when logging details for the spreadsheet.
July, August, September and October I have overpaid £508 each month.
Thanks again for tracking all this.Mortgage 1: May 2012 £90,000 April 2020: £47,000
Mortgage 2: £270,000😱 Jan 2019 £253,000 April 20200 -
Hello
#93 checking in with overpayments of £213.49 for September and £213.49 for October.
It's looking unlikely that I'll meet my target of £4000 this year but I will keep trying and see how close I can get.
Thanks, Moreteaplease0 -
Hello all,
No: 33 with my November payment of £400, YTD £4800.00.
Congrats to everyone clearing their mortgage, you are inspiring!
Brilliant to hear how many of you have already met their yearly target too.MFW 2021 No: 33 £45000/£45000 Mortgage free @ 11/6/21 🥳0 -
I’m so sorry I seem to have fallen behind in my reporting. RL got in the way.
August - 348.53
September - 396.54
October - 344.85
Hopefully this gets me back on track. Thank you! Having this accountability has definitely kept me on the case.Small OPs are better than no OPs
Start date - Feb 2018 £231,000 / Apr 2042
July 2025 £116,950 / Dec 2025
MFW #60…. Back in for 2025!0
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